4113 Cobalt Circle PO73, Panama City, FL 32408 (MLS# 792803)

List Price/SqFt: 388.68

Status: Active

List Date: 2026-07-20

List Price: $625,000

Current Price: $625,000

Unit #: PO73

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Navy Blvd, turn left onto Magnolia Beach Road, continue on Magnolia Beach and Waterhaven is the gated community on the left.

Area: 03 - Bay County - Beach

Street #: 4113

Street Name: Cobalt

Street Suffix: Circle

State: FL

Zip Code: 32408

County: Bay

Subdivision: Waterhaven

Parcel ID: 40000-050-051

Legal Description: WATERHAVEN UNIT P073 TYPE F1 3BR 2.5B ORB 2904 P 186 1608 SF ORB 4821 P 893

Floor Number: 2

Design: Low-Rise (1-3 floors)

Apx SqFt(Htd/Cooled): 1608

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2007

HOA Fee: Yes

HOA Amount: 2688

HOA Frequency: Quarterly

HOA Annual Amount: 10752

New Buyer Fee: No

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front pool or the Bay front beach? There's also a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center and an Owner's Club for your enjoyment. And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

Fenced: 1

Gunite Concrete: 1

Heated - Gas: 1

Inground: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Ice Maker: 1

Microwave: 1

Oven - Gas: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Wine Cooler: 1

Ceiling - Coffered: 1

Ceiling - Crwn Molding: 1

Elevator: 1

Floor - Hardwood: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Wet Bar: 1

Foundation - On Piling: 1

Roof - Metal: 1

Siding - Hardie Board: 1

Balcony: 1

Columns: 1

Deck Covered: 1

Boat Launch: 1

Shore - Beach: 1

Shore - Natural: 1

Accounting: 1

BBQ Pit/Grill: 1

Boat Launch: 1

Community Room: 1

Dock: 1

Dumpster: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Insurance: 1

Management: 1

Pest Control: 1

Pool: 1

Separate Storage: 1

Sewer: 1

Theater: 1

Trash Disposal: 1

Water: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Negotiable: 1

Smart Thermostat: 1

First: 1

Paved Road: 1

Resid Multi-Family: 1

BBQ Pit/Grill: 1

Boardwalk: 1

Boat Launch: 1

Community Room: 1

Conference Center: 1

Dock: 1

Dumpster: 1

Elevators: 1

Exercise Room: 1

Fishing: 1

Gated Community: 1

Pool: 1

Theater: 1

Waterfront: 1

Sidewalks: 1

Bedroom: 1

Living Room: 1

Primary Bedroom: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Bay: 1

As Is: 1

Bay/Harbor: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

MBed Sitting Area: 1

Fire Alarm: 1

Fire Sprinkler System: 1

Gated Community: 1

Smoke Detector(s): 1