4113 Cobalt Circle PO72, Panama City, FL 32408 (MLS# 791328)

List Price/SqFt: 388.06

Status: Active

List Date: 2026-06-13

List Price: $624,000

Current Price: $624,000

Unit #: PO72

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: Travel East on PCB Pkwy to Thomas Drive South, travel south on Thomas Dr and turn left onto Magnolia Beach Road, turn left onto Delwood Rd, turn right onto Magnolia Beach Drive. Enter gate and drive t

Area: 03 - Bay County - Beach

Street #: 4113

Street Name: Cobalt

Street Suffix: Circle

State: FL

Zip Code: 32408

County: Bay

Subdivision: Waterhaven

Parcel ID: 40000-050-050

Legal Description: WATERHAVEN UNIT P072 TYPE F2 3BR 2.5B ORB 2904 P 186 1608 SF ORB 4296 P 415

Floor Number: 1

Design: Low-Rise (1-3 floors)

Apx SqFt(Htd/Cooled): 1608

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: An Appraiser

Half Baths: 1

# of Stories in Building: 3

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2007

Homestead: Yes

HOA Fee: Yes

HOA Amount: 2688

HOA Frequency: Quarterly

HOA Annual Amount: 10752

New Buyer Fee: No

Last Taxes: 3547

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: Welcome to Waterhaven, one of Panama City Beach's most sought-after gated waterfront communities on beautiful St. Andrews Bay. This exclusive non-rental community offers a peaceful coastal lifestyle with resort-style amenities, breathtaking bay views, and convenient access to beaches, boating, dining, and entertainment. This spacious 3-bedroom, 2.5-bath waterfront residence offers approximately 1,608 square feet of thoughtfully designed living space with stunning bay views and an open-concept layout. While located on the first floor, the bay-side elevation provides the feel and vantage point of a second-floor unit, enhancing natural light and delivering elevated water views. Rich hardwood floors, tall ceilings and elegant molding details add warmth and timeless sophistication throughout. This exceptional condo combines privacy, luxury, and convenience. The beautifully updated kitchen blends elegance and functionality, featuring a Viking gas range, Sub-Zero refrigerator, quartz countertops, designer tile backsplash, under-cabinet lighting, deep Kraus undermount stainless steel sink, and recently updated dishwasher, microwave, and garbage disposal. The spacious living and dining areas flow seamlessly to a large covered balcony, the perfect place to enjoy breathtaking sunrises over St. Andrews Bay. The primary suite offers tranquil water views through elegant French doors and features a beautifully updated spa-inspired bath with new countertops, vessel sinks, modern faucets, updated lighting, and a soaking tub designed for ultimate relaxation. Two additional bedrooms provide space for guests, family, or a home office and share a convenient Jack-and-Jill bath. Both bedrooms feature private access to the community-side porches, creating an inviting extension of outdoor living and coastal atmosphere. Residents enjoy exceptional resort-style amenities, including a bayfront pool, a beautifully appointed clubhouse with a fitness center, theater, and meeting room, as well as one of the largest private piers in Bay County. It the perfect spot for fishing, boating, and taking in the breathtaking views of St. Andrews Bay. Conveniently located near marinas, beaches, dining, shopping, golf courses and St. Andrews State Park, this remarkable waterfront residence offers the coastal lifestyle you've been dreaming of.

Gunite Concrete: 1

Heated - Gas: 1

Inground: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Gas: 1

Range - Gas: 1

Range Hood: 1

Refrigerator: 1

Water Heater - Electric: 1

Ceiling - Crwn Molding: 1

Elevator: 1

Floor - Hardwood: 1

Floor - Tile: 1

Kitchen Island: 1

Window - Treatment All: 1

Balcony: 1

Columns: 1

Deck Covered: 1

Porch Covered: 1

Bulkhead/Seawall: 1

Other: 1

Beach: 1

Boat Launch: 1

Boat Slip Usage: 1

Community Room: 1

Dumpster: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Insurance: 1

Management: 1

Master Association: 1

Pest Control: 1

Pool: 1

Sewer: 1

Theater: 1

Trash Disposal: 1

Water: 1

Cash: 1

Conventional: 1

Unfurnished: 1

Ceiling - Tray: 1

Floor - Carpet: 1

Waterfront: 1

Gated Access: 1

Gated: 1

BBQ Pit/Grill: 1

Beach: 1

Boat Launch: 1

Business Center: 1

Community Room: 1

Conference Center: 1

Dumpster: 1

Elevators: 1

Exercise Room: 1

Fishing: 1

Gated Community: 1

Pool: 1

Separate Storage: 1

Theater: 1

Waterfront: 1

Boat Slip: 1

Sidewalks: 1

Bedroom: 1

Primary Bedroom: 1

Cable - Available: 1

Electricity - Availabile: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Bay: 1

As Is: 1

Bay/Harbor: 1

First: 1

First: 1

Central: 1

Electric: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBath Walk-In Closet: 1

MBed Balcony: 1

MBed First Floor: 1

MBed Waterfront: 1

Fire Alarm: 1

Fire Sprinkler System: 1

Gated Community: 1

Security Gate: 1

Smoke Detector(s): 1