4109 Ocean Street, Panama City, FL 32408 (MLS# 782332)

List Price/SqFt: 529.38

Status: Active

List Date: 2025-12-04

List Price: $847,000

Current Price: $847,000

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Panama City, take US-98 W over the Hathaway Bridge toward Panama City Beach. Continue on US-98 (Back Beach Rd). Turn left onto Hwy 79 (Arnold Rd) toward the beach. Turn right onto Front Beach Rd and continue west. Turn right onto Lullwater Dr, then left onto Ocean St. Property will be on the right at 24109 Ocean St.

Area: 03 - Bay County - Beach

Street #: 4109

Street Name: Ocean

Street Suffix: Street

State: FL

Zip Code: 32408

County: Bay

Subdivision: [No Recorded Subdiv]

Parcel ID: 30388-000-000

Legal Description: COTTAGES ON OCEAN SUB UNIT 4 FORMERLY KWN AS FOLLOWING DESC BEL AIR COM AT NLY COR LOT 1 SWLY 90' FOR POB TH SELY 100' TO SELY LINE LOT 2 SWLY 30' TO SLY COR LOT 2 NWLY 100' TO WLY COR LOT 1 NELY 30' TO POB BEING PART OF LOTS 1 & 2 BLK 15 AKA PCL #4 ORB 4542 P 234

Acreage: 0.07

Design: Beach House

Lot Size (SqFt): 2962

Apx SqFt(Htd/Cooled): 1600

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 100X30

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Driveway Spaces: 2

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2003

Homestead: Yes

HOA Fee: No

New Buyer Fee: No

Last Taxes: 5446

Last Tax Year: 2024

Brokerage Interest: No Interest

As Is: Yes

Remarks: Location. Luxury. Lifestyle. Just steps from the sugar-white sands and emerald waters of the Gulf, this beautifully updated beach house offers the ultimate Panama City Beach retreat with NO HOA and incredible vacation rental possibilities. Perfectly positioned less than a block from Beach Access 19, this property places you within walking distance to dining, entertainment, local hotspots, and just minutes from the NEW Tootsies. Designed with a fresh modern coastal aesthetic, the home features an open-concept layout filled with natural light, stylish finishes, and effortless indoor-outdoor living. The spacious living area flows seamlessly into the oversized kitchen complete with a large entertaining bar and generous counter space ideal for hosting or vacation rentals Whether you're searching for a luxury second home, beach getaway, or income-producing opportunity, this property checks every box. The location, layout, and amenities create exceptional potential for short-term rental success in one of the most sought-after areas on the beach. The oversized primary suite serves as a private retreat featuring balcony access overlooking the pool and a stunning spa-inspired walk-in glass shower. Outside, enjoy your own Private heated pool, multiple balcony spaces, and the laid-back upscale coastal lifestyle buyers are looking for. The garage has been transformed into an entertaining game room, adding even more flexibility and guest appeal. From pool days to game nights, this home was designed for unforgettable beach memories. Rarely do homes this close to the beach with NO HOA, private pool, upscale updates, and this much versatility become available in such a prime location. Photos may include digital enhancements, editing, or virtual staging.

Fenced: 1

Gunite Concrete: 1

Inground: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Range - Electric: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Beamed: 1

Ceiling - Crwn Molding: 1

Fireplace: 1

Floor - Hardwood: 1

Floor - Tile: 1

Lighting - Recessed: 1

Lighting - Track: 1

Lock Out Closet: 1

Split Bedroom: 1

Stairs: 1

Window - Bay: 1

Foundation - Slab on Grade: 1

Roof - Metal: 1

Siding - Stucco: 1

Balcony: 1

Deck Covered: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Fireplace: 1

Shower: 1

Porch Covered: 1

Sprinkler System: 1

Storm Doors: 1

Storm Windows: 1

Cash: 1

Conventional: 1

VA: 1

Furnished: 1

Insulated Doors: 1

Cleared: 1

Landscaped: 1

Within 1/2 Mile to Water: 1

County Road: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Resid Single Family: 1

Bedroom: 1

Master Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Second: 1

First: 1

Ceiling Fan(s): 1

ENERGY STAR Qualified Equipment: 1

ENERGY STAR Qualified Equipment: 1

Security System: 1

Smoke Detector(s): 1