4109 Ocean Street, Panama City Beach, FL 32408 (MLS# 793024)

Acreage: 0.06

Design: Florida Cottage

Lot Size (SqFt): 2614

Apx SqFt(Htd/Cooled): 2000

Construction Status: Construction Complete

SqFt Source: Agent Measured

Half Baths: 1

Accessory Dwelling Unit: No

Lot Dimensions: 30.0 ft x 100.0 ft

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2003

List Price/SqFt: 412.5

Status: Active

List Date: 2026-07-20

List Price: $825,000

Current Price: $825,000

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: Bel Air

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Thomas Dr turn onto Ocean St

Area: 03 - Bay County - Beach

Street #: 4109

Street Name: Ocean

Street Suffix: Street

State: FL

Zip Code: 32408

County: Bay

Subdivision: Bel Air

Parcel ID: 30388-000-000

Legal Description: COTTAGES ON OCEAN SUB UNIT 4 FORMERLY KWN AS FOLLOWING DESC BEL AIR COM AT NLY COR LOT 1 SWLY 90' FOR POB TH SELY 100' TO SELY LINE LOT 2 SWLY 30' TO SLY COR LOT 2 NWLY 100' TO WLY COR LOT 1 NELY 30' TO POB BEING PART OF LOTS 1 & 2 BLK 15 AKA PCL #4 ORB 4542 P 234

HOA Fee: No

New Buyer Fee: No

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Just one block from the white sandy beach! Located withing walking distance to public beach access 18. Looking for your next rental? This home is currently bringing in $90k per year rental income. Whether looking to live in or rent the location can not be beat! The home has everything you could think of for maximizing rent including a pool, gaming, balconies for sunset and sunrise watching. Located on the East end near Surf Dr. The garage has been transformed into a game room. It can be converted back. Sq ft is approximate due to garage conversion. Originally 1600 sq ft with garage. No HOA! Video to come soon.

Inground: 1

Dishwasher: 1

Dryer: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Fireplace: 1

Floor - Hardwood: 1

Floor - Tile: 1

Floor - Vinyl: 1

Stairs: 1

Balcony: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Shower: 1

Storm Windows: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Furnished: 1

Paved Road: 1

Driveway: 1

Resid Single Family: 1

Bedroom: 1

Primary Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fireplace - Electric: 1

MBed Walk-in Closet: 1

MBath Shower/Tub Combo: 1