406 Albert Meadow Lane
Panama City, FL 32404
MLS# 776985
4 beds | 4 baths | 2826 sqft
Property DescriptionMUST SELL -- MOVE-IN READY CORNER-LOT HOME WITH 4.25% ASSUMABLE LOAN!
Sellers have relocated out of state and are ready to make a deal! This beautiful Camden model in Bridge Harbor is back on the market through no fault of the seller and has passed all inspections.
ONE OF THE BEST VALUES IN THE NEIGHBORHOOD
Offering over 2,800 sq. ft. of living space, this spacious 4-bedroom, 3.5-bath home sits on a premium corner lot and offers an exceptional combination of space, upgrades, privacy, and value.
A comparable home with the same floor plan, but NOT on a corner lot, recently sold for $20,000 more!
ASSUMABLE 4.25% LOAN
One of the biggest advantages of this home is the opportunity to assume the seller's existing 4.25% interest-rate mortgage.
Current loan payoff: $382,652.59
With today's interest rates, this could be a significant opportunity for a qualified buyer. One-year home warranty included!
INSIDE YOU'LL FIND
4 bedrooms and 3.5 bathrooms
Camden floor plan
Over 2,800 sq. ft.
Spacious split-bedroom layout
10' tray ceilings
Luxury vinyl plank flooring
Bright, open-concept living space
Screened-in lanai for relaxing or entertaining
Large kitchen with granite island
Stainless steel appliances
Walk-in pantry
Whole-home water filtration system
Private owner's suite with garden tub, separate shower, and oversized walk-in closet
Separate guest suite offering additional privacy
OUTDOOR AND ADDITIONAL FEATURES
3-car garage
Fenced backyard
Smart-home technology
Security system
Hurricane-ready plywood
HOA-approved Graceland lofted storage shed that matches the home
PRIME LOCATION
Enjoy the convenience of being just minutes from Tyndall AFB, Panama City Beach, and Mexico Beach, while still enjoying the amenities of Bridge Harbor.
Residents have access to resort-style community amenities, including a community pool, fire pit, BBQ area, and bay access.
Move-in ready and available now!
If you've been looking for space, a premium corner lot, a 3-car garage, and the opportunity to take advantage of a 4.25% assumable loan, this one deserves a look.
LET'S GET MOVING -- Schedule your showing today!
Acreage: 0.22
Design: Craftsman Style
Lot Size (SqFt): 9714
Apx SqFt(Htd/Cooled): 2826
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 65x150
New Construction: No
Garage Y/N: Yes
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
List Price/SqFt: 148.27
Status: Active
List Date: 2025-07-30
List Price: $419,000
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: No
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: From Hwy 98 going East, continue down N Tyndall Pkwy then turn left onto Boat Race Rd followed by a right onto Bridge Harbor Dr. Continue to Albert Meadows Lane
Area: 02 - Bay County - Central
Street #: 406
Street Name: Albert Meadow
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Subdivision: Bridge Harbor
Parcel ID: 07379-950-420
Legal Description: ESTUARY AT BRIDGE HARBOR LOT 42 ORB 4562 P 682
HOA Fee: Yes
HOA Amount: 265
HOA Frequency: Quarterly
HOA Annual Amount: 1060
Senior Community: No
New Buyer Fee: Yes
Brokerage Interest: No Interest
As Is: Yes
Remarks: MUST SELL -- MOVE-IN READY CORNER-LOT HOME WITH 4.25% ASSUMABLE LOAN!
Sellers have relocated out of state and are ready to make a deal! This beautiful Camden model in Bridge Harbor is back on the market through no fault of the seller and has passed all inspections.
ONE OF THE BEST VALUES IN THE NEIGHBORHOOD
Offering over 2,800 sq. ft. of living space, this spacious 4-bedroom, 3.5-bath home sits on a premium corner lot and offers an exceptional combination of space, upgrades, privacy, and value.
A comparable home with the same floor plan, but NOT on a corner lot, recently sold for $20,000 more!
ASSUMABLE 4.25% LOAN
One of the biggest advantages of this home is the opportunity to assume the seller's existing 4.25% interest-rate mortgage.
Current loan payoff: $382,652.59
With today's interest rates, this could be a significant opportunity for a qualified buyer. One-year home warranty included!
INSIDE YOU'LL FIND
4 bedrooms and 3.5 bathrooms
Camden floor plan
Over 2,800 sq. ft.
Spacious split-bedroom layout
10' tray ceilings
Luxury vinyl plank flooring
Bright, open-concept living space
Screened-in lanai for relaxing or entertaining
Large kitchen with granite island
Stainless steel appliances
Walk-in pantry
Whole-home water filtration system
Private owner's suite with garden tub, separate shower, and oversized walk-in closet
Separate guest suite offering additional privacy
OUTDOOR AND ADDITIONAL FEATURES
3-car garage
Fenced backyard
Smart-home technology
Security system
Hurricane-ready plywood
HOA-approved Graceland lofted storage shed that matches the home
PRIME LOCATION
Enjoy the convenience of being just minutes from Tyndall AFB, Panama City Beach, and Mexico Beach, while still enjoying the amenities of Bridge Harbor.
Residents have access to resort-style community amenities, including a community pool, fire pit, BBQ area, and bay access.
Move-in ready and available now!
If you've been looking for space, a premium corner lot, a 3-car garage, and the opportunity to take advantage of a 4.25% assumable loan, this one deserves a look.
LET'S GET MOVING -- Schedule your showing today!
Microwave: 1
Range - Electric: 1
Water Heater - Electric: 1
Water Purifier - Owned: 1
Water Softener - Owned: 1
Ceiling - Coffered: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Window - Treatment All: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Fenced Back Yard: 1
Patio Covered: 1
Accounting: 1
Insurance: 1
Floor - Carpet: 1
Smart Thermostat: 1
Corner Lot: 1
Landscaped: 1
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
Security System Owned: 1
Smoke Detector(s): 1
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Water Heater - Electric; Water Purifier - Owned; Water Softener - Owned
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Fenced Back Yard; Patio Covered; Patio Enclosed
Association Fees Include: Accounting; Insurance; Legal; Pool
Financing: Assume w/int; Cash; Conventional; FHA; USDA; VA
Interior: Floor - Carpet; Smart Thermostat
Lot Features: Corner Lot; Landscaped; Sidewalk
Security Features: Security System Owned; Smoke Detector(s)
Parking Features: Garage Attached
Association Amenities: Pool
Rooms: Bedroom; Dining Room; Kitchen; Laundry; Living Room
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width |
| Bedroom | First | 18.3 x 12 | 18.30 | 12.00 |
| Bedroom | First | 18.7 x 14.2 | 18.70 | 14.20 |
| Bedroom | First | 12.9 x 10.8 | 12.90 | 10.80 |
| Bedroom | First | 13.6 x 12.9 | 13.60 | 12.90 |
| Living Room | First | 20 x 18.3 | 20.00 | 18.30 |
| Laundry | First | 10.8 x 9.8 | 10.80 | 9.80 |
| Kitchen | First | 15.6 x 11.2 | 15.60 | 11.20 |
| Dining Room | First | 12.7 x 11.1 | 12.70 | 11.10 |
Listing Office: Dalton Wade Inc
Last Updated: September - 22 - 2026
Information deemed reliable but not guaranteed.