400 W 2nd Street
Lynn Haven, FL 32444
MLS# 796187
5 beds | 6 baths | 5111 sqft
Open House (11/01/2026 - 1:30 pm - 3:30 pm)
Property DescriptionWelcome to 400 W 2nd Street, an exceptional waterfront estate offering privacy, space, and direct access to the water in the heart of Lynn Haven -- with owner financing available. Situated on an oversized 2-acre corner lot with roughly 300 feet of waterfront in a very private, quiet setting, this impressive two-story residence features 5 bedrooms, 5.5 bathrooms, and approximately 5,111 square feet of living space.
Built with a solid brick exterior, thick walls, and 2x6 framing, the home is designed for both everyday living and entertaining, offering a spacious open floor plan, vaulted ceilings, stained glass windows and doors, a custom gas fireplace, and beautiful views of the bay and yard from multiple rooms. The main-level primary suite includes his-and-hers walk-in closets, and an additional downstairs bedroom with a full bath and private access to the pool area -- currently used as a media room -- offers excellent flexibility as a guest suite, mother-in-law suite, or home office.
The chef's kitchen overlooks the fenced-in pool area and is outfitted with all-new appliances, including double ovens, a gas cooktop, and a Viking warming drawer. Upstairs, three additional bedrooms each have their own private bathroom, alongside a large recreation room overlooking the water with a wet bar that opens to a sun deck, plus three bonus rooms totaling over 800 square feet -- ideal for a fitness room, game room, craft room, office, or man cave. A 110-square-foot walk-in attic provides endless additional storage.
Recent updates make this a true turnkey property: a newly replaced roof (2023), two new HVAC units, three new water heaters (including one tankless), new central vacuum, new windows, and mostly new doors and floors throughout. The oversized laundry room offers extra storage, and a long circular driveway provides ample additional parking.
Outside is where this property truly shines. Enjoy your private pool -- freshly fitted with a new liner and filter system for minimal maintenance -- beautifully landscaped grounds, a fish-stocked pond, mature trees, and flowers blooming in every season. The fenced garden area includes raised beds already in place plus a garden shed, perfect for a vegetable garden. Boaters will appreciate deepwater access to North Bay and the Gulf from the brand-new (2024) dock, featuring high-end composite decking, a boat lift, outdoor shower, and fish-cleaning station. Whole-yard irrigation keeps the grounds lush, and the oversized 3+ car garage is every car collector's dream. There's even a custom treehouse with a zip line tucked among the grounds.
Offering the space and privacy of a waterfront retreat while remaining conveniently located in Lynn Haven, 400 W 2nd Street is a rare opportunity to enjoy the best of Northwest Florida waterfront living -- now with owner financing available.
Acreage: 2.07
Design: Craftsman Style
Lot Size (SqFt): 89734
Apx SqFt(Htd/Cooled): 5111
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 300.0 ft x 300.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 5
Total Baths: 6
List Price/SqFt: 361.96
Status: Active
List Date: 2026-10-02
List Price: $1,850,000
Current Price: $1,850,000
Sub Area: 0204 - Bay - Central NW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Lynn Haven
Middle School: Mowat
High School: Mosley
Directions: Hwy 77 North → Lynn Haven → left onto W 5th Street → right/north onto Alabama Avenue → continue to W 2nd Street. The property will be at the corner of Alabama Ave & W 2nd St.
Area: 02 - Bay County - Central
Street #: 400
Street Direction: W
Street Name: 2nd
Street Suffix: Street
State: FL
Zip Code: 32444
County: Bay
Subdivision: [No Recorded Subdiv]
Parcel ID: 08987-010-000
Legal Description: LYNN HAVEN 102B3 LOTS 10-21 & S 1/2 OF 9 & 22 ORB 3914 P 1057 BLK 5
HOA Fee: No
New Buyer Fee: No
Last Taxes: 20607
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Welcome to 400 W 2nd Street, an exceptional waterfront estate offering privacy, space, and direct access to the water in the heart of Lynn Haven -- with owner financing available. Situated on an oversized 2-acre corner lot with roughly 300 feet of waterfront in a very private, quiet setting, this impressive two-story residence features 5 bedrooms, 5.5 bathrooms, and approximately 5,111 square feet of living space.
Built with a solid brick exterior, thick walls, and 2x6 framing, the home is designed for both everyday living and entertaining, offering a spacious open floor plan, vaulted ceilings, stained glass windows and doors, a custom gas fireplace, and beautiful views of the bay and yard from multiple rooms. The main-level primary suite includes his-and-hers walk-in closets, and an additional downstairs bedroom with a full bath and private access to the pool area -- currently used as a media room -- offers excellent flexibility as a guest suite, mother-in-law suite, or home office.
The chef's kitchen overlooks the fenced-in pool area and is outfitted with all-new appliances, including double ovens, a gas cooktop, and a Viking warming drawer. Upstairs, three additional bedrooms each have their own private bathroom, alongside a large recreation room overlooking the water with a wet bar that opens to a sun deck, plus three bonus rooms totaling over 800 square feet -- ideal for a fitness room, game room, craft room, office, or man cave. A 110-square-foot walk-in attic provides endless additional storage.
Recent updates make this a true turnkey property: a newly replaced roof (2023), two new HVAC units, three new water heaters (including one tankless), new central vacuum, new windows, and mostly new doors and floors throughout. The oversized laundry room offers extra storage, and a long circular driveway provides ample additional parking.
Outside is where this property truly shines. Enjoy your private pool -- freshly fitted with a new liner and filter system for minimal maintenance -- beautifully landscaped grounds, a fish-stocked pond, mature trees, and flowers blooming in every season. The fenced garden area includes raised beds already in place plus a garden shed, perfect for a vegetable garden. Boaters will appreciate deepwater access to North Bay and the Gulf from the brand-new (2024) dock, featuring high-end composite decking, a boat lift, outdoor shower, and fish-cleaning station. Whole-yard irrigation keeps the grounds lush, and the oversized 3+ car garage is every car collector's dream. There's even a custom treehouse with a zip line tucked among the grounds.
Offering the space and privacy of a waterfront retreat while remaining conveniently located in Lynn Haven, 400 W 2nd Street is a rare opportunity to enjoy the best of Northwest Florida waterfront living -- now with owner financing available.
Cooktop - Electric: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Breakfast Bar: 1
Ceiling - Raised: 1
Fireplace: 1
Floor - Hardwood: 1
Kitchen Island: 1
Lighting - Recessed: 1
Brick: 1
Foundation - Slab on Grade: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Dining Room: 1
Great Room: 1
Kitchen: 1
Primary Bathroom: 1
Primary Bedroom: 1
Recreation Room: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Double Vanity: 1
MBed First Floor: 1
Appliances: Cooktop - Electric; Microwave; Range - Electric; Refrigerator
Cooling: Ceiling Fan(s); Central Air
Heating: Central; Electric
Lot Features: Waterfront; Within 1/2 Mile to Water
Rooms: Bedroom; Bonus Room; Dining Room; Great Room; Kitchen; Primary Bathroom; Primary Bedroom; Recreation Room
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Canal w/ Gulf Access
| Room Name | Level | Dimensions | Length | Width |
| Primary Bedroom | First | 15 x 14 | 15.00 | 14.00 |
| Bedroom | First | 16 x 14 | 16.00 | 14.00 |
| Bedroom | Second | 14 x 13 | 14.00 | 13.00 |
| Bedroom | Second | 13 x 12 | 13.00 | 12.00 |
| Bedroom | Second | 13 x 11 | 13.00 | 11.00 |
| Bonus Room | Second | 23 x 11 | 23.00 | 11.00 |
| Great Room | First | 19 x 15 | 19.00 | 15.00 |
| Dining Room | First | 14 x 14 | 14.00 | 14.00 |
| Kitchen | First | 22 x 21 | 22.00 | 21.00 |
| Recreation Room | Second | 21 x 19 | 21.00 | 19.00 |
| Primary Bathroom | First | 15 x 14 | 15.00 | 14.00 |
Listing Office: Think Real Estate
Last Updated: October - 31 - 2026
Information deemed reliable but not guaranteed.