3943 Indian Springs Road, Panama City, FL 32404 (MLS# 787973)

List Price/SqFt: 144.21

Status: Under Contract - Taking Backups

List Date: 2026-04-07

List Price: $395,000

Current Price: $395,000

Sub Area: 0201 - Bay - Central NE

Community/Resort: None

Waterfront: No

Elementary School: Deer Point

Middle School: Merritt Brown

High School: Mosley

Directions: From Highway 390, turn south onto Cato Rd (across from North Bay Haven), then right onto Indian Springs Rd. Home will be on the second home on the right. From Highway 231, turn North onto Cato Rd. Turn left onto Indian Springs Rd. Home will be the second house on the right. For Sale sign hung on fence beside garage.

Area: 02 - Bay County - Central

Street #: 3943

Street Name: Indian Springs

Street Suffix: Road

State: FL

Zip Code: 32404

County: Bay

Subdivision: Riverside Phase III

Parcel ID: 11476-120-330

Legal Description: Lot 60, Riverside Phase 3, according to the plat thereof, recorded in Plat Book 20, Page 18, of the public records of Bay County, Florida

Acreage: 0.21

Design: Southern

Lot Size (SqFt): 9148

Apx SqFt(Htd/Cooled): 2739

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: 50 x 180

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 3

Year Built: 2006

Homestead: Yes

HOA Fee: Yes

HOA Amount: 1584

HOA Frequency: Annually

HOA Annual Amount: 1584

Senior Community: No

New Buyer Fee: Yes

New Buyer Fee Amt: 1800

Last Taxes: 2893

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. One of the BEST values in Riverside--spacious, stylish, and tucked away on a quiet cul-de-sac! Welcome to 3943 Indian Springs Rd, where space, comfort, and lifestyle come together in one of Panama City's most desirable neighborhoods. With 2,700+ sq ft, 4 bedrooms, Bonus room and a flexible layout, this home is designed for the way you actually live. As you arrive, you'll love the welcoming feel of the neighborhood with its sidewalks, mature trees, and well-kept surroundings. Inside, the home features beautiful finishes throughout, including hardwood floors, carpeted bedrooms, crown molding, raised ceilings, and plenty of natural light that makes the space feel open and inviting. Plantation shutters add to the overall charm. The kitchen is a standout with granite counter tops, stainless steel appliances, a large island, and great windows that bring in tons of natural light--perfect for everyday living or entertaining. Open to the kitchen is plenty of room for a large dining area, perfect for gathering friends and family around the dinner table. The layout offers a split-bedroom floor plan with the primary suite conveniently located on the first floor, while the upstairs bonus space gives you flexibility for a playroom, media room, or home office. Just outside the Primary Suite and kitchen entrance is a private courtyard with plenty of space for outdoor entertaining, complete with an in ground fire pit. Two covered porches that open to the communities private sidewalks are great for relaxing and enjoying the sounds of nature. A spacious 2 car garage adds to the space with plenty of storage. And one of the best parts--Riverside's amenities! Residents enjoy access to a community pool, community center, basketball court and a great area for kids to play.

Second: 1

Dishwasher: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Ceiling - Crwn Molding: 1

Ceiling - Vaulted: 1

Fireplace: 1

Floor - Hardwood: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Plantation Shutters: 1

Stairs: 1

Siding - Vinyl: 1

Balcony: 1

Columns: 1

Fenced Lot-Part: 1

Fire Pit: 1

Porch Covered: 1

Accounting: 1

Community Room: 1

Dock: 1

Exercise Room: 1

Ground Keeping: 1

Playground: 1

Pool: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Bonus Room: 1

Ceiling - Tray: 1

Floor - Carpet: 1

First: 1

Cul-De-Sac: 1

Sidewalk: 1

City Street: 1

Paved Road: 1

Basketball Court: 1

Community Room: 1

Exercise Room: 1

Playground: 1

Pool: 1

Trail(s): 1

Bedroom: 1

Bonus Room: 1

Full Bathroom: 1

Kitchen: 1

Primary Bedroom: 1

Electricity - Connected: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

Second: 1

First: 1

Second: 1

Central Air: 1

Electric: 1

Electric: 1

Fireplace(s): 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Jetted: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Under Contract Date: 2026-06-13