3915 Indian Springs Road, Panama City, FL 32404 (MLS# 791568)

List Price/SqFt: 161.14

Status: Active

List Date: 2026-06-18

List Price: $428,000

Current Price: $428,000

Sub Area: 0201 - Bay - Central NE

Community/Resort: None

Waterfront: No

Elementary School: Deer Point

Middle School: Merritt Brown

High School: Mosley

Directions: Hwy 231 N to Hwy 390, left on Cato Rd, right on Indian Springs Rd, property on right. Look for sign.

Area: 02 - Bay County - Central

Street #: 3915

Street Name: Indian Springs

Street Suffix: Road

State: FL

Zip Code: 32404

County: Bay

Subdivision: Riverside Phase III

Parcel ID: 11476-120-470

Legal Description: RIVERSIDE PHASE III LOT 74 ORB 418 P 4004 ORB 2202 P 1159 ORB 2356 P 1158 ORB 4454 P 302

Acreage: 0.21

Design: Craftsman Style

Lot Size (SqFt): 9100

Apx SqFt(Htd/Cooled): 2656

Immediate Occupancy: No

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 1

# of Stories in Building: 2

Pre-Const Flip: No

Lot Dimensions: 50x182

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 3

Year Built: 2021

Homestead: Yes

HOA Fee: Yes

HOA Amount: 132

HOA Frequency: Monthly

HOA Annual Amount: 1584

Senior Community: No

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 1800

New Buyer Fee Paid: $

Last Taxes: 3765

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: No

Remarks: Custom home built by Ben Wortman Welcome to 3915 Indian Springs Road in the highly desirable Riverside community of Panama City! Built in 2021, this spacious 4-bedroom + bonus room with a closet, 2.5-bath, home offers over 2,600 square feet of thoughtfully designed living space with modern finishes, open-concept living, and plenty of room for entertaining. Step inside to discover a bright and inviting floor plan featuring a large living area, high ceilings, abundant natural light, and a beautifully designed kitchen complete with granite countertops, stainless steel appliances, a large island, and ample cabinet space. The oversized primary suite provides a relaxing retreat with a spacious ensuite bath, double vanities, soaking tub, separate shower, and generous walk-in closet. Upstairs offers additional living flexibility with spacious guest bedrooms and a versatile loft area perfect for a second living room, office, playroom, or media space. The backyard provides plenty of room for outdoor entertaining and pets. Located in the sought-after Riverside subdivision, residents enjoy convenient access to schools, shopping, dining, Tyndall Air Force Base, and all that Panama City has to offer. This move-in ready home combines modern construction, energy efficiency, and functional living in one of the area's fastest-growing communities. Why People Choose Riverside: Schools: Sits directly across from North Bay Haven Charter Academy, one of the top-rated schools in the area. Amenities: Features over 2 miles of paved walking trails, community pool, fitness center, waterfront community docks, a clubhouse, playground, and a basketball court. Vibe: Known for its lush greenery, mature oak trees draped in Spanish moss, and a quiet, tight-knit neighborhood atmosphere. Schedule your showing today!

Second: 1

First: 1

Second: 1

Inground: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Coffered: 1

Floor - Vinyl: 1

Kitchen Island: 1

Lighting - Recessed: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Trim - Vinyl: 1

Balcony: 1

Columns: 1

Double Pane Windows: 1

Sprinkler System: 1

Accounting: 1

Exercise Room: 1

Picnic Area: 1

Playground: 1

Pool: 1

Recreational Faclty: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

First: 1

First: 1

Sidewalk: 1

Paved Road: 1

Private Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Resid Single Family: 1

Basketball Court: 1

Exercise Room: 1

Playground: 1

Pool: 1

Recreation Facilities: 1

Bedroom: 1

Bonus Room: 1

Dining Room: 1

Family Room: 1

Kitchen: 1

Living Room: 1

Primary Bedroom: 1

Electricity - Connected: 1

Sewer Available: 1

Public Water - Connected: 1

As Is: 1

First: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

ENERGY STAR Qualified Equipment: 1

Central: 1

Heat Pump: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Carbon Monoxide Detector: 1

Fire Alarm: 1