3903 Indian Springs Road
Panama City, FL 32404
MLS# 795570
3 beds | 3 baths | 2119 sqft
Property DescriptionWelcome to this charming 3-bedroom 2.5 bath craftsman style home located in the Riverside community of Panama City! With a thoughtfully designed two story floor plan, this home offers plenty of space for both everyday living and entertaining.
The first floor features a bright, open concept layout connecting the kitchen, dining area, and living room, with abundant natural light and wood look flooring throughout the main living spaces. The kitchen offers stainless steel appliances, ample cabinetry, and an island overlooking the living and dining areas. The primary suite is conveniently located downstairs and features a private bath and walk in closet. A half bath and laundry room complete the first floor.
Upstairs, you'll find two additional bedrooms, a full bathroom, and a second spacious living room, giving you the flexibility for a family room, playroom, media space, or home office.
Enjoy the inviting covered front porch, attached garage, and all that the Riverside community has to offer. Neighborhood amenities include a community pool, clubhouse, fitness center, playground, basketball court, waterfront community dock and fishing access on Mill Bayou, along with a walking path through the community.
Acreage: 0.13
Design: Craftsman Style
Lot Size (SqFt): 5663
Apx SqFt(Htd/Cooled): 2119
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 50x117
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
List Price/SqFt: 188.3
Status: Active
List Date: 2026-09-18
List Price: $399,000
Sub Area: 0201 - Bay - Central NE
Community/Resort: None
Waterfront: No
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: Go north on highway 231. Take a left on Cato Rd. Indian Springs Rd will be on your left. Go to the end of the street the home is on the right
Area: 02 - Bay County - Central
Street #: 3903
Street Name: Indian Springs
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Subdivision: Riverside Phase III
Parcel ID: 11476-120-530
Legal Description: RIVERSIDE PHASE III LOT 80 ORB 418 P 4004 ORB 2202 P 1159 ORB 2356 P 1158 ORB 2493 P 983
HOA Fee: Yes
HOA Amount: 132
HOA Frequency: Monthly
HOA Annual Amount: 1584
New Buyer Fee: Yes
New Buyer Fee Amt: 1800
Last Taxes: 737.48
Last Tax Year: 2025
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
Remarks: Welcome to this charming 3-bedroom 2.5 bath craftsman style home located in the Riverside community of Panama City! With a thoughtfully designed two story floor plan, this home offers plenty of space for both everyday living and entertaining.
The first floor features a bright, open concept layout connecting the kitchen, dining area, and living room, with abundant natural light and wood look flooring throughout the main living spaces. The kitchen offers stainless steel appliances, ample cabinetry, and an island overlooking the living and dining areas. The primary suite is conveniently located downstairs and features a private bath and walk in closet. A half bath and laundry room complete the first floor.
Upstairs, you'll find two additional bedrooms, a full bathroom, and a second spacious living room, giving you the flexibility for a family room, playroom, media space, or home office.
Enjoy the inviting covered front porch, attached garage, and all that the Riverside community has to offer. Neighborhood amenities include a community pool, clubhouse, fitness center, playground, basketball court, waterfront community dock and fishing access on Mill Bayou, along with a walking path through the community.
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Brick: 1
Siding - Hardie Board: 1
Exercise Room: 1
Fishing: 1
Pavilion/Gazebo: 1
Playground: 1
Pool: 1
Recreational Faclty: 1
Dead End: 1
Survey Available: 1
Paved Road: 1
Private Road: 1
Basketball Court: 1
Community Room: 1
Exercise Room: 1
Playground: 1
Bedroom: 1
Primary Bedroom: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Appliances: Dishwasher; Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air
Association Fees Include: Accounting; Dock; Fishing; Exercise Room; Pavilion/Gazebo; Playground; Pool; Recreational Faclty
Financing: Cash; Conventional; FHA; VA
Lot Features: Dead End; Survey Available
Lot Access: Paved Road; Private Road
Pool Features: Inground; Pool House
Association Amenities: Basketball Court; Community Room; Exercise Room; Playground; Pool
Rooms: Bedroom; Primary Bedroom
Utilities: Public Sewer - Connected; Public Water - Connected; Underground Utilities
| Room Name | Level | Dimensions | Length | Width |
| Primary Bedroom | First | 16 x 14 | 16.00 | 14.00 |
| Bedroom | Second | 9 x 12 | 9.00 | 12.00 |
| Bedroom | Second | 9 x 12 | 9.00 | 12.00 |
Listing Office: Horsley Real Estate Group
Last Updated: September - 18 - 2026
Information deemed reliable but not guaranteed.