3855 Heartwood Street, Panama City, FL 32404 (MLS# 788132)


$354,500
3855 Heartwood Street
Panama City, FL 32404
MLS# 788132
3 beds  |  2 baths  |  1984 sqft


primary bedroom suite
  1 / 37  
primary bedroom suite great room kitchen 44-web-or-mls-DSC00201 48-web-or-mls-DSC00221 2-web-or-mls-DJI_20260408092504_0333_D great room great room great room great room kitchen kitchen kitchen kitchen kitchen great room primary bedroom suite primary bathroom primary bathroom primary closet primary bathroom primary bedroom suite main bathroom bedroom 3 bedroom 3 bedroom 2 bedroom 2 laundry off kitchen and garage back covered patio with primary suite entrance back view back yard back yard front yard front view aerial view aerial view floor plan flipped

Property Description
Welcome home to this brand-new listing in the highly sought-after College Station neighborhood of Panama City! This charming three-bedroom, two-bathroom home offers 1,901 square feet of well-designed living space that checks all the boxes for comfortable Florida living. The split floor plan gives everyone their own space, which is honestly one of the smartest layouts out there. The primary bedroom is a true retreat, featuring a large closet and a double vanity bathroom that makes morning routines a breeze. Vaulted ceilings throughout create an airy, open feel that makes the home live even larger than its generous square footage suggests. Vinyl plank flooring runs through the home, giving you that beautiful look without the fussy maintenance. The kitchen comes equipped with a pantry, because nobody ever complained about having too much storage. Ceiling fans keep things comfortable alongside the central electric system, and the garage provides covered parking plus extra room for all your stuff. The quality of construction here is evident in every detail, built to handle the Florida lifestyle with ease. The neighborhood puts you in a fantastic spot with Publix just minutes away for grocery runs, Zollie Young Dog Park nearby for your pets, and North Bay Haven Charter Academy right around the corner. Residents will also appreciate easy access to Mosley High School and even Florida State University Panama City for higher education options. This one is fresh on the market and ready for its new owners. Schedule your showing today before someone else calls it home!

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 150
HOA Frequency: Quarterly
HOA Annual Amount: 600
New Buyer Fee: No
Last Taxes: 4086
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 178.68
Status: Active
List Date: 2026-04-06
List Price: $354,500
Current Price: $354,500
Location
Sub Area: 0201 - Bay - Central NE
Community/Resort: None
Waterfront: No
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Bay
Directions: From Intersection of HWY 231 and Transmitter Rd, Head North on 231 for 1.0 mile, Make Right onto Pipeline Rd, Make left onto E 39th St, 39th will change to Conifer Lane, as you enter College Station, stay straight, make right onto Heartwood home will be on you right.
Area: 02 - Bay County - Central
Street #: 3855
Street Name: Heartwood
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Subdivision: College Station Phase 2
Parcel ID: 05948-300-390
Legal Description: COLLEGE STATION PHASE 2 LOT 39
General Property Info
Acreage: 0.26
Design: Contemporary
Lot Size (SqFt): 11326
Apx SqFt(Htd/Cooled): 1984
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 66.06 x 203.88 x 60 x 176.24
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2022
Remarks & Misc
Remarks: Welcome home to this brand-new listing in the highly sought-after College Station neighborhood of Panama City! This charming three-bedroom, two-bathroom home offers 1,901 square feet of well-designed living space that checks all the boxes for comfortable Florida living. The split floor plan gives everyone their own space, which is honestly one of the smartest layouts out there. The primary bedroom is a true retreat, featuring a large closet and a double vanity bathroom that makes morning routines a breeze. Vaulted ceilings throughout create an airy, open feel that makes the home live even larger than its generous square footage suggests. Vinyl plank flooring runs through the home, giving you that beautiful look without the fussy maintenance. The kitchen comes equipped with a pantry, because nobody ever complained about having too much storage. Ceiling fans keep things comfortable alongside the central electric system, and the garage provides covered parking plus extra room for all your stuff. The quality of construction here is evident in every detail, built to handle the Florida lifestyle with ease. The neighborhood puts you in a fantastic spot with Publix just minutes away for grocery runs, Zollie Young Dog Park nearby for your pets, and North Bay Haven Charter Academy right around the corner. Residents will also appreciate easy access to Mosley High School and even Florida State University Panama City for higher education options. This one is fresh on the market and ready for its new owners. Schedule your showing today before someone else calls it home!
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Interior Features
Ceiling - Vaulted: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Pantry: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Brick: 1
Wood/Frame: 1
Roof - Dimensional Shg: 1
Exterior
Patio Covered: 1
Porch Covered: 1
Association Fees Include
Accounting: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Lot Features
Cleared: 1
Covenants & Rescrictions: 1
Interior Lot: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
Present Zoning
City: 1
Resid Single Family: 1
Rooms
Bedroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
REO: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Dryer; Microwave; Range - Electric; Refrigerator; Washer
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Patio Covered; Porch Covered
Association Fees Include: Accounting
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Lot Features: Cleared; Covenants & Rescrictions; Interior Lot
Lot Access: Paved Road
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Paved
Rooms: Bedroom; Master Bedroom
Sale Type: As Is; REO
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Dimensions Length Width Dimensions
Master Bedroom22 x 1422.0014.0022 x 14
Bedroom13.2 x 1213.2012.0013.2 x 12
Bedroom13.2 x 1213.2012.0013.2 x 12

Listing Office: Overstreet Realty

Last Updated: April - 09 - 2026

Information deemed reliable but not guaranteed.