3638 Lane Road, Panama City, FL 32404 (MLS# 796950)


$220,000
3638 Lane Road
Panama City, FL 32404
MLS# 796950
3 beds  |  2 baths  |  1777 sqft


View of Home
  1 / 23  
View of Home View of Home View of Home Living Room Living Dining room Kitchen Kitchen Kitchen Seperate Kitchen Separate Living Area Separate Living Area Separate Bathroom Separate Living Area IMG_0340-HDR Bedroom Primary Bedroom Primary Bedroom Primary Bathroom Primary Bathroom Primary Bathroom Primary Walk In Closet Secondary Walk In Closet Covered Back Porch

Property Description
Looking for your next investment opportunity or a home with flexible living arrangements? This 3-bedroom, 2-bath property offers a unique floor plan and mixed-use zoning with possibilities worth exploring! Situated toward the rear of the lot, the existing home leaves much of the front portion open for potential future development. An extensive concrete parking area adds to the property's versatility. The home features two living areas, each with its own exterior entrance. The larger side includes 2 bedrooms, 1 bath, a living room, dining area, and full kitchen. The spacious primary suite features an oversized bathroom with a jetted tub, separate shower, and large walk-in closet. The smaller side offers a studio-style living area with its own entrance, full bathroom, and kitchenette. An interior connecting door provides flexibility for use as one residence or potentially two separate rental units. A laundry/utility area is located at the rear of the home. Additional features include covered front and rear patios, a fenced yard, and concrete parking. The roof was replaced in 2019. The property has a single electric meter, so utility arrangements would need to be considered for separate rentals. Mixed-use zoning may also offer opportunities for additional development, subject to applicable zoning, setbacks, parking, and permitting requirements. The home needs cosmetic improvements and is being sold AS IS. This could be your primary residence, rental investment, or property with future possibilities, this one is worth exploring! Buyer to verify permitted uses and development potential with the appropriate authorities. Roof 2019 | HWH 2024 | AC 2015 | Survey Available

Details
Maps
General Property Info
Acreage: 0.2
Design: Ranch
Lot Size (SqFt): 8712
Apx SqFt(Htd/Cooled): 1777
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 70.0 ft x 125.0 ft
New Construction: No
Garage Y/N: No
Driveway Spaces: 4
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1996
Contract Info
List Price/SqFt: 123.8
Status: Active
List Date: 2026-10-21
List Price: $220,000
Current Price: $220,000
Location
Sub Area: 0201 - Bay - Central NE
Community/Resort: None
Waterfront: No
Elementary School: Cedar Grove
Middle School: Merritt Brown
High School: Bay
Directions: From Hwy 98. North on Transmitter Rd, Right/East on Lane Rd. Property is on right side of street.
Area: 02 - Bay County - Central
Street #: 3638
Street Name: Lane
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 11954-915-000
Legal Description: LANE MOBILE HOME EST UNIT 1 LOT 17 BLK F ORB 1254 P 611 ORB 2657 P 1090 ORB 3934 1298
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2731.1
Last Tax Year: 2025
Lot: 17
Block: F
Brokerage Interest: No Interest
As Is: Yes
Section: 25
Township: 3S
Range: 14W
Remarks & Misc
Remarks: Looking for your next investment opportunity or a home with flexible living arrangements? This 3-bedroom, 2-bath property offers a unique floor plan and mixed-use zoning with possibilities worth exploring! Situated toward the rear of the lot, the existing home leaves much of the front portion open for potential future development. An extensive concrete parking area adds to the property's versatility. The home features two living areas, each with its own exterior entrance. The larger side includes 2 bedrooms, 1 bath, a living room, dining area, and full kitchen. The spacious primary suite features an oversized bathroom with a jetted tub, separate shower, and large walk-in closet. The smaller side offers a studio-style living area with its own entrance, full bathroom, and kitchenette. An interior connecting door provides flexibility for use as one residence or potentially two separate rental units. A laundry/utility area is located at the rear of the home. Additional features include covered front and rear patios, a fenced yard, and concrete parking. The roof was replaced in 2019. The property has a single electric meter, so utility arrangements would need to be considered for separate rentals. Mixed-use zoning may also offer opportunities for additional development, subject to applicable zoning, setbacks, parking, and permitting requirements. The home needs cosmetic improvements and is being sold AS IS. This could be your primary residence, rental investment, or property with future possibilities, this one is worth exploring! Buyer to verify permitted uses and development potential with the appropriate authorities. Roof 2019 | HWH 2024 | AC 2015 | Survey Available
Appliances
Dishwasher: 1
Range - Gas: 1
Refrigerator: 1
Water Heater - Gas: 1
Interior Features
Floor - Tile: 1
Floor - Vinyl Plank: 1
Construction/Siding
Brick: 1
Roof - Dimensional Shg: 1
Exterior
Fenced Chain Link: 1
Patio Covered: 1
Porch Covered: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Present Zoning
Mixed Use: 1
Rooms
Bedroom: 1
Dining Room: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Natural Gas - Connected: 1
Sewer Available: 1
Public Water - Available: 1
Sale Type
As Is: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Primary Bdrm/Primary Bath
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Range - Gas; Refrigerator; Water Heater - Gas
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Fenced Chain Link; Patio Covered; Porch Covered
Furnished: Unfurnished
Interior: Floor - Carpet
Lot Access: City Street; Paved Road
Security Features: Smoke Detector(s)
Parking Features: Driveway
Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Natural Gas - Connected; Sewer Available; Public Water - Available
Present Zoning: Mixed Use
Room Information
Room Name Dimensions Length Width Remarks
Living Room17 x 1517.0015.00
Kitchen7 x 137.0013.00
Dining Room10 x 910.009.00
Primary Bedroom17 x 1117.0011.00
Bedroom9.5 x 9.59.509.50
Primary Bathroom15 x 9.515.009.50
Bedroom19 x 1519.0015.00Separate Living Area / Bedroom
Kitchen7 x 137.0013.00Separate Kitchen
Full Bathroom7 x 5.57.005.50separate Living Area Bathroom

Listing Office: Adventure Realty Group LLC

Last Updated: October - 23 - 2026

Information deemed reliable but not guaranteed.