3624 Betsy Lane, Panama City, FL 32408 (MLS# 794451)

Acreage: 0.35

Design: Ranch

Lot Size (SqFt): 15246

Apx SqFt(Htd/Cooled): 1310

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: 90.0 ft x 172.0 ft

New Construction: No

Garage Y/N: No

Covered Spaces: 1

Driveway Spaces: 4

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1978

List Price/SqFt: 281.68

Status: Pending

List Date: 2026-08-22

List Price: $369,000

Current Price: $369,000

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: Northwest on North Lagoon, Betsy on right

Area: 03 - Bay County - Beach

Street #: 3624

Street Name: Betsy

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: Northwood Estates 1st

Parcel ID: 30585-180-000

Legal Description: NORTHWOOD ESTATES LOT 16 ORB 3896 P 1382

HOA Fee: No

New Buyer Fee: No

Last Taxes: 1800.73

Last Tax Year: 2025

Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.

Remarks: Private pool, spa, major updates, and short-term rental potential in Panama City Beach! Welcome to 3624 Betsy Lane, tucked away in the Upper Grand Lagoon area of Panama City Beach. This 3-bedroom, 2-bath home offers the combination buyers are looking for--an established residential setting, private outdoor space, major system updates, and the flexibility to use the property as a primary residence, second home, or short-term rental. Major improvements include a new roof in 2020, new HVAC in 2020, new windows in 2020, and a new pool pump in 2026, taking care of several of the big-ticket items buyers often ask about. The backyard is where this property really shines. Enjoy your own in-ground swimming pool and spa, surrounded by established olive, orange, and fig trees that give the outdoor space character and a true Florida feel. The pool also has components in place for pool heat; the previous heater was not replaced, giving a future owner the option to add a new heater if desired. Spend the afternoon by the pool, unwind in the spa, pick fresh fruit from your own backyard, or entertain friends after a day at the beach. Inside, the living room offers another unexpected feature--a functional wood-burning fireplace currently concealed by the electric fireplace, giving a future owner the option to uncover and enjoy the home's original fireplace. Located on a dead-end residential street, you're close to the best of the east end of Panama City Beach, including Grand Lagoon, boating, fishing, marinas, restaurants, St. Andrews State Park, the beach, and Naval Support Activity Panama City. Whether you're looking for a full-time home near the water, a PCB getaway, or a property with short-term rental potential, 3624 Betsy Lane offers something increasingly hard to find--a single-family home with a private pool and spa, established backyard, major updates, and no condo lifestyle required. Beach. Boat. Pool. Spa. Backyard. Repeat.

First: 1

Inground: 1

Pool/Spa Combo: 1

Waterfall: 1

Cooktop - Electric: 1

Dishwasher: 1

Microwave: 1

Refrigerator: 1

Fireplace: 1

Floor - Vinyl Plank: 1

Brick: 1

Roof - Composite Shngl: 1

Fenced Lot-All: 1

Fenced Privacy: 1

Fire Pit: 1

Porch Screened: 1

Shed(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

Dead End: 1

City Street: 1

Paved Road: 1

Additional Parking: 1

Carport Attached: 1

Driveway: 1

Resid Single Family: 1

Bedroom: 1

Great Room: 1

Kitchen: 1

Electricity - Connected: 1

Public Water - Connected: 1

Septic Tank: 1

As Is: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Under Contract Date: 2026-09-15