362 Emerald Cove Street, Panama City Beach, FL 32407 (MLS# 792367)

List Price/SqFt: 177.45

Status: Active

List Date: 2026-07-07

List Price: $499,000

Current Price: $499,000

Sub Area: 0321 - Beach - North Central

Community/Resort: None

Waterfront: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: West on Hwy 98, turn right on Wildwood Road and make a left on Emerald Cove Street. The house will be on your right.

Area: 03 - Bay County - Beach

Street #: 362

Street Name: Emerald Cove

Street Suffix: Street

State: FL

Zip Code: 32407

County: Bay

Subdivision: Emerald Cove Villas

Parcel ID: 27541-500-080

Legal Description: EMERALD COVE VILLAS LOT 40 ORB 4393 P 896

Acreage: 0.13

Design: Craftsman Style

Lot Size (SqFt): 5663

Apx SqFt(Htd/Cooled): 2812

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

Lot Dimensions: 50.0 ft x 117.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 2021

HOA Fee: Yes

HOA Amount: 600

HOA Frequency: Annually

HOA Annual Amount: 600

New Buyer Fee: Yes

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Located in the great coastal community of Emerald Cove Villas, this 4 bedroom 3 1/2 bath, 2 car garage home with over 2800 Sq. Ft. built in 2021 features many upgrades from shiplap in living area and other rooms, kitchen backsplash, marble top vanity in guest bath, shell stone floors in front and back porches, no carpet in first level, custom primary bedroom closet, screened porch, stylish light fixtures to a premium lot backing into natural conservation land providing a serene and peaceful atmosphere. House is on one of the largest lots in the community. The primary bedroom is located in the first level for privacy and the primary bathroom has many custom features. In the second level, you will find a huge bonus/living space, 3 bedrooms and two full baths. Two of the bedrooms open into a jack and jill bathroom. The laundry room is also located in the second floor. The irrigation system covers both front and back yards. The home is wired with a Smart Home package, keyless entry, an Echo Dot Device and QOLSYS IQ touch panel. The Emerald Cove community hosts sidewalks, streetlights, a dog park and is approved for short term rentals. HOA fees are one of the lowest in the area. Located a few minutes from the Navy Base, parks, shopping and restaurants. A few minutes from the Hathaway bridge makes this property very accessible to Panama City. With an acceptable offer, Seller will paint the whole interior with choice of one color. Don't miss your opportunity to see this home with lots of upgrades, plenty of room for entertaining and family time.

First: 1

First: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

ENERGY STAR Qualified Appliances: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Range Hood: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Bookcases: 1

Breakfast Bar: 1

Floor - Laminate: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Stairs: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Roof - Asphalt: 1

Roof - Gutters: 1

Siding - Hardie Board: 1

Fenced Back Yard: 1

Fenced Lot-Part: 1

Fenced Privacy: 1

Porch Covered: 1

Porch Screened: 1

Sprinkler System: 1

Ground Keeping: 1

Management: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

Smart Home: 1

First: 1

First: 1

Covenants & Rescrictions: 1

Landscaped: 1

Sidewalk: 1

Wooded: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Paved: 1

County: 1

Dog Park: 1

Sidewalks: 1

Bedroom: 1

Bonus Room: 1

Kitchen: 1

Living Room: 1

Primary Bedroom: 1

Screened Porch: 1

Security System: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

As Is: 1

First: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

ENERGY STAR Qualified Equipment: 1

Central: 1

Electric: 1

ENERGY STAR Qualified Equipment: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

MBed Walk-in Closet: 1

Prewired: 1

Smoke Detector(s): 1