3600 Thomas Drive D207, Panama City Beach, FL 32408 (MLS# 796309)


$210,000
3600 Thomas Drive D207
Panama City Beach, FL 32408
MLS# 796309
1 beds  |  10 baths  |  656 sqft


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Property Description
AFFORDABLE BEACH GETAWAY WITH BOATING ACCESS & SHORT-TERM RENTAL POTENTIAL! Welcome to Treasure Cove, where coastal living, convenience, and affordability come together. This charming 2nd floor, 1-bedroom, 1-bath condo offers the perfect opportunity for a beach getaway, second home, or short term rental investment. The unit has never been used as a short term rental, giving the next owner a fresh opportunity to make it their own. Located directly on the lagoon, Treasure Cove offers a pool and boat dock available for owners to enjoy, with Gulf access right from the property. Spend the day boating, fishing, or cruising to Shell Island, just approximately 5 minutes away by boat. Offshore fishing charters, jet ski and pontoon rentals, and the famous Sea Screamer cruise are conveniently located next door. One of the best features of this location is the balance--it's tucked away from the heavier traffic and noise while still being close to all the action. Beach Access #2 is within walking distance, giving you easy access to the beautiful white sand beaches of the Gulf. Whether you're looking for an affordable place at the beach, a second home that can potentially help pay for itself, or an investment opportunity in a highly desirable location, this Treasure Cove condo checks all the boxes!

Details
Maps
General Property Info
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 656
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 1
Full Baths: 1
Total Baths: 10
Year Built: 1985
Contract Info
List Price/SqFt: 320.12
Status: Active
List Date: 2026-10-05
List Price: $210,000
Current Price: $210,000
Location
Unit #: D207
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway Bridge turn left onto Thomas Drive continue to Lower Grand Lagoon, Destination will be on the right
Area: 03 - Bay County - Beach
Street #: 3600
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Treasure Cove
Parcel ID: 31430-144-000
Legal Description: TREASURE COVE CONDOMINIUM UNIT D-207 1BR 1B 656 H&C ORB 980 P 492 . ORB 3728 P 839
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 455
HOA Frequency: Monthly
HOA Annual Amount: 5460
New Buyer Fee: No
Last Taxes: 1614.99
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: AFFORDABLE BEACH GETAWAY WITH BOATING ACCESS & SHORT-TERM RENTAL POTENTIAL! Welcome to Treasure Cove, where coastal living, convenience, and affordability come together. This charming 2nd floor, 1-bedroom, 1-bath condo offers the perfect opportunity for a beach getaway, second home, or short term rental investment. The unit has never been used as a short term rental, giving the next owner a fresh opportunity to make it their own. Located directly on the lagoon, Treasure Cove offers a pool and boat dock available for owners to enjoy, with Gulf access right from the property. Spend the day boating, fishing, or cruising to Shell Island, just approximately 5 minutes away by boat. Offshore fishing charters, jet ski and pontoon rentals, and the famous Sea Screamer cruise are conveniently located next door. One of the best features of this location is the balance--it's tucked away from the heavier traffic and noise while still being close to all the action. Beach Access #2 is within walking distance, giving you easy access to the beautiful white sand beaches of the Gulf. Whether you're looking for an affordable place at the beach, a second home that can potentially help pay for itself, or an investment opportunity in a highly desirable location, this Treasure Cove condo checks all the boxes!
Pool Features
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Construction/Siding
Foundation - On Piling: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Waterfront Feature
Dock: 1
Association Fees Include
Accounting: 1
Boat Launch: 1
Dock: 1
Dumpster: 1
Ground Keeping: 1
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Bunk Hallway: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Waterfront: 1
Lot Access
Paved Road: 1
Parking Features
Parking Lot: 1
Association Amenities
BBQ Pit/Grill: 1
Dock: 1
Dumpster: 1
Fishing: 1
Pool: 1
Rooms
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Electricity - Availabile: 1
Garbage: 1
Internet - Broadband Available: 1
Phone - Available: 1
Sewer Available: 1
Public Water - Available: 1
Public Water - Connected: 1
Waterview
Lagoon: 1
Waterfront Type
Lagoon/Estuary: 1
Primary Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Electric: 1
Primary Bdrm/Primary Bath
MBed First Floor: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Oven - Electric; Refrigerator; Water Heater - Electric
Primary Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Electric
Exterior: Balcony
Association Fees Include: Accounting; Boat Launch; Dock; Dumpster; Ground Keeping; Pool
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Bunk Hallway
Kitchen: First
Living Room: First
Lot Features: Covenants & Rescrictions; Waterfront
Lot Access: Paved Road
Pool Features: Inground
Security Features: Smoke Detector(s)
Parking Features: Parking Lot
Association Amenities: BBQ Pit/Grill; Dock; Dumpster; Fishing; Pool
Rooms: Kitchen; Living Room; Primary Bedroom
Showing: ShowingTime
Utilities: Electricity - Availabile; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Available; Sewer Available; Public Water - Available; Public Water - Connected
Waterfront Type: Lagoon/Estuary
Waterfront Feature: Dock
Waterview: Lagoon
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst12.83 x 16.912.8316.90
KitchenFirst9.33 x 9.429.339.42
Primary BedroomFirst11.33 x 12.911.3312.90

Listing Office: Legacy Premier Agency

Last Updated: October - 05 - 2026

Information deemed reliable but not guaranteed.