3551 Cottage Cove Lane, Panama City Beach, FL 32408 (MLS# 789760)

List Price/SqFt: 260.57

Status: Active

List Date: 2026-05-12

List Price: $459,900

Current Price: $459,900

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Thomas Dr, turn East onto Magnolia Beach Rd. In 1.1 miles, follow the curve to the right onto Delwood Beach Rd. Go all the way down to the stop sign on Delwood Dr and turn right. Enter through the gated entrance and turn right onto Cottage Cove Ln. 3508 will be on your right. This is a gated community.

Area: 03 - Bay County - Beach

Street #: 3551

Street Name: Cottage Cove

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: Sanctuary Beach

Parcel ID: 31368-188-000

Legal Description: SANCTUARY BEACH LOT 10 BLK F ORB 4833 P 1686

Acreage: 0.12

Design: Craftsman Style

Lot Size (SqFt): 5053

Apx SqFt(Htd/Cooled): 1765

Immediate Occupancy: No

Construction Status: To Be Built

SqFt Source: Builders Plans

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: irr

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2026

HOA Fee: Yes

HOA Amount: 2163

HOA Frequency: Annually

HOA Annual Amount: 2163

New Buyer Fee: Yes

New Buyer Fee Amt: 639

New Buyer Fee Paid: $

Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.

As Is: No

Remarks: Welcome to 3551 Cottage Cove Lane at Sanctuary Beach in Panama City Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property backs up to a wooded preserve and will be developed with the Norfolk floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. This home features an entry way with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find an open kitchen with peninsula bar and space for bar seating. The dining area is spacious and looks over to the living area. The main living area serves as the heart of the home, as all bedrooms are on the second level. EVP flooring is throughout the main level in all common and wet area while each bedroom has carpet. White cabinetry is complemented by the quartz countertops, and the kitchen has an appliance package that includes a stove, microwave and dishwasher. The stairs located off the foyer lead to a second level landing and hall with all bedrooms and a laundry area. The primary bedroom is located just off the landing and overlooks the back of the home. This space is the perfect retreat and has a large closet and private ensuite bathroom with a large soak tub and separate shower as well as a dual sink vanity. Leaving the primary bedroom, you will find two additional bedrooms that feature a Jack and Jill bathroom with separate single sink vanities and a shower tub combination. The additional bedrooms are spacious and feature large closets for storage.

First: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Plumbed For Ice Maker: 1

Range - Gas: 1

Water Heater - Electric: 1

Water Heater - Tankless: 1

Breakfast Bar: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Stairs: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Roof - Gutters: 1

Siding - Hardie Board: 1

Hurricane Fabric: 1

Patio Open: 1

Porch Covered: 1

Sprinkler System: 1

Master Association: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Smart Home: 1

Smart Thermostat: 1

First: 1

First: 1

Interior Lot: 1

Landscaped: 1

Within 1/2 Mile to Water: 1

Private Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBed Walk-in Closet: 1

Resid Single Family: 1

Gated Community: 1

Pool: 1

Bedroom: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

Public Water - Connected: 1

Smart Technology: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Carbon Monoxide Detector: 1

Gated Community: 1

Smoke Detector(s): 1