3545 Mill Point Cove, Panama City, FL 32404 (MLS# 795625)

Acreage: 0.1

Design: Contemporary

Lot Size (SqFt): 4356

Apx SqFt(Htd/Cooled): 1694

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 2

Accessory Dwelling Unit: No

Lot Dimensions: 40.0 ft x 104.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Driveway Spaces: 4

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 3

Year Built: 2022

List Price/SqFt: 223.73

Status: Active

List Date: 2026-09-19

List Price: $379,000

Current Price: $379,000

Sub Area: 0201 - Bay - Central NE

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Deer Point

Middle School: Merritt Brown

High School: Mosley

Directions: Going down Transmitter, turn onto Mill Point Cove, house is at the end of the cul-de-sac

Area: 02 - Bay County - Central

Street #: 3545

Street Name: Mill Point

Street Suffix: Cove

State: FL

Zip Code: 32404

County: Bay

Subdivision: Mill Point

Parcel ID: 11514-400-120

Legal Description: LOT 12, Mill Point, according to the map or plat thereof as recorded in Plat Book 28, Page 50, of the public records of Bay County, Florida

HOA Fee: Yes

HOA Amount: 200

HOA Frequency: Annually

HOA Annual Amount: 200

New Buyer Fee: No

Last Taxes: 4044.64

Last Tax Year: 2025

Brokerage Interest: No Interest

Township: Lynn Haven

Remarks: Welcome to 3545 Mill Point Cove in Panama City! This well-maintained home offers a peaceful setting with a beautiful pond out back, creating the perfect place to relax and enjoy the outdoors. Located in Flood Zone X, the property is conveniently close to schools, grocery stores, shopping, and everyday necessities. Whether you're looking for a wonderful family home, an investment property, or a rental opportunity, this home offers plenty of flexibility. Its convenient location also makes it an excellent option for military families or tenants stationed at Tyndall Air Force Base. With its great condition, desirable location, and relaxing pond views, this property is ready for its next owner!

First: 1

Dishwasher: 1

Disposal: 1

Range - Electric: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Vinyl Plank: 1

Pantry: 1

Brick: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Balcony: 1

Double Pane Windows: 1

Patio Open: 1

Porch Covered: 1

Sprinkler System: 1

Management: 1

Cash: 1

Conventional: 1

FHA: 1

USDA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

Insulated Floors: 1

First: 1

First: 1

Survey Available: 1

County Road: 1

Driveway: 1

Garage Attached: 1

Resid Single Family: 1

Bedroom: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Lakefront: 1

Second: 1

Central Air: 1

Central: 1

MBath Double Vanity: 1

MBath Walk-In Closet: 1

Security System: 1