3540 Cedar Park Lane, Panama City, FL 32404 (MLS# 795320)


$465,000
3540 Cedar Park Lane
Panama City, FL 32404
MLS# 795320
4 beds  |  2 baths  |  2127 sqft


MLS 3540 Cedar Park Lane-28
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Property Description
Welcome to 3540 Cedar Park Lane in Panama City--where space, comfort, and outdoor living come together in one incredible property on cul-de-sac. This beautifully maintained 4-bedroom, 2-bathroom home offers a functional open layout perfect for both everyday living and entertaining This home was build by the amazing Suzanna Vickers where no detail is overlooked and no corner are cut. Inside, you'll find a spacious living area that flows seamlessly into the kitchen and dining space, creating the perfect gathering spot. The kitchen is equipped with quartz countertops and a Brand NEW refrigerator along with a stove and microwave that are just about a year old. The center kitchen island is the heart of the home. With four generously sized bedrooms, there's plenty of room for family, guests, or even a home office setup. The finishes chosen for this home are beautiful and must be seen in person. Two car garage for plenty of storage and oversized mudroom everyone will love. The primary suite is a true retreat, featuring a relaxing soaker tub--perfect for unwinding after a long day. Walk in closest to top it off. Step outside to your own private backyard oasis! The stunning 16x32 in-ground pool features an 8-foot deep end and will be just 3 years old in October. Designed for efficiency and easy maintenance, it includes a variable-speed pump, sand filter, and LED pool light for beautiful evening swims. This chlorine pool is also plumbed for a slide, offering even more potential for fun. Built for durability, it features heavy-duty galvanized steel walls and a poly stair tub. The spacious backyard is ideal for entertaining, relaxing, and making lasting memories with family and friends. Conveniently located near Tyndall Air Force Base, shopping, dining, and schools, this home offers the perfect blend of comfort, location, and lifestyle. Don't miss your chance to own this move-in ready home with all the upgrades and a backyard built to impress!

Details
Maps
General Property Info
Acreage: 0.21
Design: Contemporary
Lot Size (SqFt): 8973
Apx SqFt(Htd/Cooled): 2127
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 75.0 ft x 120.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 2
Year Built: 2023
Contract Info
List Price/SqFt: 218.62
Status: Active
List Date: 2026-09-11
List Price: $465,000
Current Price: $465,000
Location
Sub Area: 0201 - Bay - Central NE
Community/Resort: None
Waterfront: No
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Bay
Directions: From Panama City Mall, travel North on Highway 231, turn right onto Pipeline Rd, turn right into the 2nd entrance for Cedar Park, turn left onto Cedar Park Lane, house will be on the left
Area: 02 - Bay County - Central
Street #: 3540
Street Name: Cedar Park
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Subdivision: Cedar Park Ph II
Parcel ID: 11916-600-210
Legal Description: CEDAR PARK PH II LOT 36 BLK A ORB 4043 P 1884
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 585
HOA Frequency: Annually
HOA Annual Amount: 585
New Buyer Fee: No
Last Taxes: 3749.72
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Welcome to 3540 Cedar Park Lane in Panama City--where space, comfort, and outdoor living come together in one incredible property on cul-de-sac. This beautifully maintained 4-bedroom, 2-bathroom home offers a functional open layout perfect for both everyday living and entertaining This home was build by the amazing Suzanna Vickers where no detail is overlooked and no corner are cut. Inside, you'll find a spacious living area that flows seamlessly into the kitchen and dining space, creating the perfect gathering spot. The kitchen is equipped with quartz countertops and a Brand NEW refrigerator along with a stove and microwave that are just about a year old. The center kitchen island is the heart of the home. With four generously sized bedrooms, there's plenty of room for family, guests, or even a home office setup. The finishes chosen for this home are beautiful and must be seen in person. Two car garage for plenty of storage and oversized mudroom everyone will love. The primary suite is a true retreat, featuring a relaxing soaker tub--perfect for unwinding after a long day. Walk in closest to top it off. Step outside to your own private backyard oasis! The stunning 16x32 in-ground pool features an 8-foot deep end and will be just 3 years old in October. Designed for efficiency and easy maintenance, it includes a variable-speed pump, sand filter, and LED pool light for beautiful evening swims. This chlorine pool is also plumbed for a slide, offering even more potential for fun. Built for durability, it features heavy-duty galvanized steel walls and a poly stair tub. The spacious backyard is ideal for entertaining, relaxing, and making lasting memories with family and friends. Conveniently located near Tyndall Air Force Base, shopping, dining, and schools, this home offers the perfect blend of comfort, location, and lifestyle. Don't miss your chance to own this move-in ready home with all the upgrades and a backyard built to impress!
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Coffered: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Split Bedroom: 1
Construction/Siding
Brick: 1
Roof - Asphalt: 1
Roof - Dimensional Shg: 1
Roof - Solar Panel: 1
Exterior
Fenced Lot-All: 1
Porch Covered: 1
Association Fees Include
Accounting: 1
Ground Keeping: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Rooms
Bedroom: 1
Covered Porch: 1
Dining Room: 1
Garage: 1
Great Room: 1
Kitchen: 1
Laundry: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Solar: 1
Sale Type
As Is: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
MBed Walk-in Closet: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Fenced Lot-All; Porch Covered
Association Fees Include: Accounting; Ground Keeping
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Lot Access: Paved Road
Pool Features: Inground
Parking Features: Driveway; Garage Attached; Garage Door Opener
Rooms: Bedroom; Covered Porch; Dining Room; Garage; Great Room; Kitchen; Laundry; Primary Bathroom; Primary Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected; Solar
Room Information
Room Name Dimensions Length Width
Primary Bedroom14.5 x 16.514.5016.50
Bedroom11.6 x 1511.6015.00
Bedroom11.5 x 11.511.5011.50
Bedroom11.5 x 12.511.5012.50
Great Room26.5 x 1726.5017.00
Dining Room11.5 x 811.508.00
Kitchen11 x 1311.0013.00
Primary Bathroom12 x 2012.0020.00
Laundry7 x 67.006.00
Covered Porch8 x 178.0017.00
Garage21 x 2121.0021.00

Listing Office: CENTURY 21 Ryan Realty Inc

Last Updated: September - 11 - 2026

Information deemed reliable but not guaranteed.