3533 Mill Point Cove, Panama City, FL 32404 (MLS# 794005)

Acreage: 0.09

Design: Craftsman Style

Lot Size (SqFt): 3920

Apx SqFt(Htd/Cooled): 1758

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 1

Accessory Dwelling Unit: No

Lot Dimensions: 40.0 ft x 97.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2022

List Price/SqFt: 219

Status: Active

List Date: 2026-08-14

List Price: $385,000

Current Price: $385,000

Sub Area: 0201 - Bay - Central NE

Community/Resort: None

Waterfront: No

Elementary School: Deer Point

Middle School: Merritt Brown

High School: Mosley

Directions: From Hwy 231: Travel north on Hwy 231. Turn left onto Transmitter Road, then turn right onto Mill Point Cove. Continue to 3533 Mill Point Cove.

Area: 02 - Bay County - Central

Street #: 3533

Street Name: Mill Point

Street Suffix: Cove

State: FL

Zip Code: 32404

County: Bay

Subdivision: Mill Point

Parcel ID: 11514-400-090

Legal Description: MILL POINT LOT 9 ORB 4627 P 1585

Homestead: No

HOA Fee: Yes

HOA Amount: 287

HOA Frequency: Annually

HOA Annual Amount: 287

New Buyer Fee: No

Last Taxes: 3770

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Welcome to 3533 Mill Point Cove, a beautifully maintained 2022-built home by Camden Homes located in the Mill Point community of Panama City. Offering approximately 1,754 heated and cooled square feet, this two-story residence features 3 bedrooms, 2.5 baths, a spacious loft and an attached 1-car garage. The main level offers an open and functional layout with a spacious living area, dining space and well-appointed kitchen featuring quartz countertops, a large island with seating for four, breakfast bar and an oversized walk-in pantry with additional storage. A half bath is conveniently located downstairs, while the roomy laundry area provides additional everyday functionality. Upstairs, the primary suite features a private balcony, large walk-in closet and en-suite bath with double vanity and shower/tub combination. Two additional bedrooms, a full bath and a versatile loft provide plenty of flexibility for a home office, media space, playroom or additional living area. Outside, enjoy a fully fenced backyard, patio and irrigation system with a separate irrigation meter. Situated on approximately 0.09 acres in an HOA community, the home offers a cul-de-sac setting with convenient access to Highway 231 and Highway 390, shopping, dining and other everyday amenities. Tyndall Air Force Base is approximately 15 minutes away. An existing survey is available from the seller. With modern finishes, a functional floor plan and indoor and outdoor living spaces, 3533 Mill Point Cove is ready for its next owner. Call your favorite Realtor® today to schedule a private tour and if important - buyer please verify all measurements.

Second: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Raised: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Stairs: 1

Window - Treatment All: 1

Brick: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Balcony: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Patio Covered: 1

Sprinkler System: 1

Management: 1

Cash: 1

Conventional: 1

FHA: 1

USDA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

First: 1

Cul-De-Sac: 1

Landscaped: 1

Sidewalk: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Resid Single Family: 1

Bedroom: 1

Living Room: 1

Loft: 1

ShowingTime: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBath Double Vanity: 1

MBath Walk-In Closet: 1

MBed Balcony: 1

MBath Shower/Tub Combo: 1

Smoke Detector(s): 1