3532 Treasure Circle, Panama City, FL 32408 (MLS# 795278)

Acreage: 0.12

Design: Beach House

Lot Size (SqFt): 5663

Apx SqFt(Htd/Cooled): 2880

Immediate Occupancy: No

Construction Status: To Be Built

SqFt Source: Builders Plans

Balcony SqFt: 528

# of Stories in Building: 2

Accessory Dwelling Unit: No

Pre-Const Flip: No

Lot Dimensions: 48.0 ft x 110.0 ft

New Construction: No

Garage Y/N: No

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 2027

List Price/SqFt: 520.49

Status: Active

List Date: 2026-09-11

List Price: $1,499,000

Current Price: $1,499,000

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Thomas Drive, turn west onto Trelawney Avenue. Turn right onto Treasure Circle. Property will be on the right at 3532 Treasure Circle.

Area: 03 - Bay County - Beach

Street #: 3532

Street Name: Treasure

Street Suffix: Circle

State: FL

Zip Code: 32408

County: Bay

Subdivision: [No Recorded Subdiv]

Parcel ID: 31430-020-000

Legal Description: HAMPTON HARBOUR 70B1 LOT 2 LESS WLY 21.8' ORB 3302 P 1101

Homestead: No

HOA Fee: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 3533.55

Last Tax Year: 2025

Brokerage Interest: Equitable Interest - Listing Broker/Salesperson has equitable interest in the property.

As Is: Yes

Remarks: DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

Dock: 1

Waterfront Feet: 48 ft

Unfurnished: 1

First: 1

First: 1

Coastal Construction Control Line: 1

Resid Single Family: 1

Dock: 1

Kitchen: 1

Living Room: 1

Primary Bathroom: 1

Primary Bedroom: 1

Cable - Available: 1

Electricity - Availabile: 1

Natural Gas - Available: 1

Sewer Available: 1

Public Water - Available: 1

Lagoon: 1

As Is: 1

Lagoon/Estuary: 1

First: 1

First: 1