3521 Treasure Circle, Panama City, FL 32408 (MLS# 783738)


$874,999
3521 Treasure Circle
Panama City, FL 32408
MLS# 783738
4 beds  |  3 baths  |  1920 sqft


3521 TREASURE CIRCLE (1)
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3521 TREASURE CIRCLE (1) Beautiful aerial view Tasteful and modern 20 Lovely and roomy Close to Marinas, boat, and jetski rentals. READY TO RENT Private, heated pool Cosy, open spaced living room! DSC04201 SHORT TERM RENTABLE YES! Sit back and enjoy a movie on those rainy PCB days Dining table for 6 and more space at the kitchen bar Lots of natural light Plenty of Cabinet space and counters FULLY FURNISHED How convenient! Lovely and modern Here's another look from the dining area With bench and shoe storage Roomy primary suite DSC04235 Capacious walk-in closet Lovely ensuite bath Double vanity Large standing shower Separate soaking tub Half bath in hallway 1 of 3 updstairs bedrooms Twin beds for double the fun 2nd upstairs bedroom Calm and restful decor 3rd upstairs bedroom Rooms large enough for Kingsize bed Double vanity Full-size LG washer and dryer SUPER FUN GAME ROOM Fabulous game-room garage Has about 60 different games Mini split AC unit installed Catch the game! Nice, finished floors Private Heated Pool and under this lovely pergola Delightful private pool for those chilly winter days Rest Relax Repeat! Welcome to 3521 Treasure Circle! DSC04140 DJI_0274 DJI_0298-Edit DJI_0289 DJI_0286 DJI_0283-Edit

Property Description
THIS HOUSE CHECKS ALL THE BOXES! --Single-family home --Built for living or short-term renting --Master bedroom down with en suite bath --Private heated pool --Fully furnished with beachy vibe --Strong rental history and rental projections --Garage converted to game room --Close to beach, lagoon, and marinas --Near great local restaurants, jet ski rentals, and boat rentals Ask your agent for the Airbnb link, cost to own, and rental history and projections. Come tour TODAY! Get under contract in time for the full rental season AND take advantage of the 100% bonus depreciation tax benefit with a cost segregation study. Your CPA knows how! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 8638
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 455.73
Status: Active
List Date: 2026-01-15
List Price: $874,999
Current Price: $874,999
Location
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive heading south, cross the bridge over the lagoon, turn right onto Trelawney Avenue, turn right onto Treasure Circle. Home is on the left.
Area: 03 - Bay County - Beach
Street #: 3521
Street Name: Treasure
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Subdivision: Treasure Island
Parcel ID: 31477-000-000
Legal Description: TREASURE ISLAND LOT 4 BLK 2 ORB 4579 P 1372
General Property Info
Acreage: 0.17
Design: Craftsman Style
Lot Size (SqFt): 7405
Apx SqFt(Htd/Cooled): 1920
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Pre-Const Flip: No
Lot Dimensions: 75 x 100
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 3
Year Built: 2018
Remarks & Misc
Remarks: THIS HOUSE CHECKS ALL THE BOXES! --Single-family home --Built for living or short-term renting --Master bedroom down with en suite bath --Private heated pool --Fully furnished with beachy vibe --Strong rental history and rental projections --Garage converted to game room --Close to beach, lagoon, and marinas --Near great local restaurants, jet ski rentals, and boat rentals Ask your agent for the Airbnb link, cost to own, and rental history and projections. Come tour TODAY! Get under contract in time for the full rental season AND take advantage of the 100% bonus depreciation tax benefit with a cost segregation study. Your CPA knows how! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!
Master Bathroom
First: 1
Pool Features
Fenced: 1
Heated - Electric: 1
Inground: 1
Appliances
Dishwasher: 1
Dryer: 1
Range - Electric: 1
Washer: 1
Interior Features
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Pantry: 1
Stairs: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Siding - Hardie Board: 1
Exterior
Fenced Back Yard: 1
Fenced Privacy: 1
Patio Covered: 1
Patio Open: 1
Other Structures
Outbuilding: 1
Pergola: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Lot Features
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Parking Features
Driveway: 1
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBed First Floor: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Dishwasher; Dryer; Range - Electric; Washer
Master Bedroom: First
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Fenced Back Yard; Fenced Privacy; Patio Covered; Patio Open
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Lot Features: Within 1/2 Mile to Water
Lot Access: City Street
Master Bathroom: First
Pool Features: Fenced; Heated - Electric; Inground
Parking Features: Driveway; Garage Attached
Other Structures: Outbuilding; Pergola
Rooms: Bedroom; Master Bathroom; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
Master BedroomFirst15 x 1515.0015.0015 x 15Large walk-in closet
Master BathroomFirst11.5 x 611.506.0011.5 x 6Lovely master suite
BedroomSecond12 x 1012.0010.0012 x 10Queen Bed
BedroomSecond11 x 1111.0011.0011 x 11Queen Bed
BedroomSecond11 x 1111.0011.0011 x 11Queen Bed

Listing Office: EXP Realty LLC

Last Updated: April - 16 - 2026

Information deemed reliable but not guaranteed.