3515 Cottage Cove Lane, Panama City, FL 32408 (MLS# 795000)

Acreage: 0.07

Design: Beach House

Lot Size (SqFt): 3049

Apx SqFt(Htd/Cooled): 2400

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: 40x80

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 2024

List Price/SqFt: 237.08

Status: Active

List Date: 2026-09-03

List Price: $568,999

Current Price: $568,999

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: turn onto Magnolia Beach Road and continue approximately 2.7 miles. Turn right onto Delwood Beach Road and continue to the gated entrance of Sanctuary Beach. After entering the community, take the first right onto Cottage Cove Lane.

Area: 03 - Bay County - Beach

Street #: 3515

Street Name: Cottage Cove

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: Sanctuary Beach

Parcel ID: 31368-120-000

Legal Description: SANCTUARY BEACH LOT 4 BLK B ORB 4749 P 1833

HOA Fee: Yes

HOA Amount: 508

HOA Frequency: Quarterly

HOA Annual Amount: 2032

New Buyer Fee: No

Last Taxes: 6943.72

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Welcome to 3515 Cottage Cove Lane, a beautifully designed home tucked inside the gated community of Sanctuary Beach. This Custom Built Home offering 4 bedrooms, 3.5 baths and 2,340 square feet, this home combines modern finishes, thoughtful design and a peaceful coastal setting just moments from St. Andrews Bay. The open-concept main living area features soaring 10-foot ceilings, luxury vinyl plank flooring and an inviting layout ideal for both everyday living and entertaining. The kitchen is a standout with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island, pot filler and spacious butler's pantry. Upstairs, the primary suite offers a private retreat with double vanities, an oversized floor-to-ceiling tiled shower and a generous walk-in closet with convenient access to the laundry room. Additional bedrooms and flexible living space provide plenty of room for family, guests or a home office. Outside, enjoy a covered back patio overlooking a peaceful natural backdrop with no neighbors directly behind the home. A two-car garage, brick paver driveway, mudroom and irrigation system add to the home's functionality and curb appeal. Sanctuary Beach offers a quiet, gated atmosphere with a community pool and access toward the shores of St. Andrews Bay, all while keeping you convenient to marinas, boating, dining, shopping and everything the Panama City Beach area has to offer. 3515 Cottage Cove Lane delivers the perfect combination of privacy, coastal lifestyle and modern comfort.

Inground: 1

Pool House: 1

Dishwasher: 1

Microwave: 1

Range - Electric: 1

Ceiling - Raised: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Stairs: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Siding - Hardie Board: 1

Porch Covered: 1

Accounting: 1

Gated Community: 1

Pool: 1

Unfurnished: 1

First: 1

Covenants & Rescrictions: 1

Within 1/2 Mile to Water: 1

Private Road: 1

Pool: 1

Bedroom: 1

Living Room: 1

Primary Bedroom: 1

ShowingTime: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Electric: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBath Shower/Tub Combo: 1

Security Gate: 1