3515 Cottage Cove Lane, Panama City, FL 32408 (MLS# 793427)


$568,999
3515 Cottage Cove Lane
Panama City, FL 32408
MLS# 793427
4 beds  |  4 baths  |  2340 sqft


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Property Description
Introducing a brand new home nestled in the exquisite gated community of Sanctuary Beach! This stunning 4 bedroom, 3 bath residence boasts an inviting open-concept layout, seamlessly connecting indoor and outdoor living spaces. Revel in the elegance of Quartz countertops adorning soft-closing cabinets, complemented by a master bath featuring double vanities and an expansive custom floor-to-ceiling tiled shower. The spacious walk-in closet conveniently leads to the laundry room. Delight in modern conveniences including stainless steel appliances, a pot filler above the range, a 7-foot kitchen island, and a Butler pantry. Luxury vinyl plank flooring and lofty 10-foot ceilings accentuate the main living area's allure. Additional features include a 2-car garage with a brick paver driveway, a mudroom, irrigation system, and a covered back patio complete with a ceiling fan. Experience the epitome of luxury living in one of the beaches most sought-after communities!

Details
Maps
General Property Info
Acreage: 0.07
Design: Beach House
Lot Size (SqFt): 3920
Apx SqFt(Htd/Cooled): 2340
Immediate Occupancy: Yes
Below Ground SqFt: 0
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 40x101
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 2024
Contract Info
List Price/SqFt: 243.16
Status: Active
List Date: 2026-08-01
List Price: $568,999
Current Price: $568,999
Location
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Magnolia Beach to Delwood to end go right to the gate at Sanctuary Beach
Area: 03 - Bay County - Beach
Street #: 3515
Street Name: Cottage Cove
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Subdivision: Sanctuary Beach
Parcel ID: 31368-120-000
Legal Description: SANCTUARY BEACH LOT 4 BLK B ORB 4749 P 1833
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 508
HOA Frequency: Quarterly
HOA Annual Amount: 2032
New Buyer Fee: No
Last Taxes: 6943.72
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Introducing a brand new home nestled in the exquisite gated community of Sanctuary Beach! This stunning 4 bedroom, 3 bath residence boasts an inviting open-concept layout, seamlessly connecting indoor and outdoor living spaces. Revel in the elegance of Quartz countertops adorning soft-closing cabinets, complemented by a master bath featuring double vanities and an expansive custom floor-to-ceiling tiled shower. The spacious walk-in closet conveniently leads to the laundry room. Delight in modern conveniences including stainless steel appliances, a pot filler above the range, a 7-foot kitchen island, and a Butler pantry. Luxury vinyl plank flooring and lofty 10-foot ceilings accentuate the main living area's allure. Additional features include a 2-car garage with a brick paver driveway, a mudroom, irrigation system, and a covered back patio complete with a ceiling fan. Experience the epitome of luxury living in one of the beaches most sought-after communities!
Pool Features
Inground: 1
Appliances
Bar Fridge: 1
Cooktop - Gas: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Range - Gas: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Raised: 1
Fireplace: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Construction/Siding
Roof - Shingle/Shake: 1
Siding - Hardie Board: 1
Exterior
Patio Covered: 1
Association Fees Include
Gated Community: 1
Management: 1
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
Furnished
Unfurnished: 1
Interior
Bonus Room: 1
Living Room
First: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Pool: 1
Other - See Remarks: 1
Rooms
Bedroom: 1
Living Room: 1
Primary Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Primary Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Primary Bdrm/Primary Bath
MBath Shower Only: 1
MBath Walk-In Closet: 1
Security Features
Gated Community: 1
Property Features
Appliances: Bar Fridge; Cooktop - Gas; Dishwasher; Disposal; Microwave; Oven - Electric; Range - Gas; Water Heater - Electric
Primary Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Patio Covered
Association Fees Include: Gated Community; Management; Pool
Financing: Cash; Conventional; FHA
Furnished: Unfurnished
Interior: Bonus Room
Living Room: First
Lot Access: Paved Road
Pool Features: Inground
Security Features: Gated Community
Parking Features: Driveway; Garage Attached
Association Amenities: Pool; Other - See Remarks
Rooms: Bedroom; Living Room; Primary Bedroom
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst20 x 1420.0014.00
BedroomSecond13 x 1113.0011.00
BedroomSecond13 x 1113.0011.00
Primary BedroomSecond15 x 1515.0015.00

Listing Office: Emerald Coast Realty Group

Last Updated: August - 02 - 2026

Information deemed reliable but not guaranteed.