3515 Cottage Cove Lane, Panama City, FL 32408 (MLS# 787680)

List Price/SqFt: 243.16

Status: Active

List Date: 2026-03-31

List Price: $569,000

Current Price: $569,000

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Navy Blvd (Thomas Dr.) head South to Magnolia Beach Rd and turn left. Continue for 2.7 miles to Delwood Dr and turn right. Enter Sanctuary Beach through gate (code required). In 350 feet turn right on Cottage Cove Ln and house will be on the left.

Area: 03 - Bay County - Beach

Street #: 3515

Street Name: Cottage Cove

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: Sanctuary Beach

Parcel ID: 31368-120-000

Legal Description: SANCTUARY BEACH LOT 4 BLK B ORB 2721 P 531

Acreage: 0.07

Design: Craftsman Style

Lot Size (SqFt): 3049

Apx SqFt(Htd/Cooled): 2340

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: 40x80

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 3

Year Built: 2024

HOA Fee: Yes

HOA Amount: 1816

HOA Frequency: Quarterly

HOA Annual Amount: 7264

New Buyer Fee: No

Last Taxes: 6944

Last Tax Year: 2025

Lot: 4

Block: B

Brokerage Interest: No Interest

As Is: Yes

Remarks: 4 bedroom, 2 1/2 bath new construction home in the quiet, serene, gated community of Sanctuary Beach. Conveniently located steps from St Andrews Bay, close to Bay Point Golf Club and the area's largest marinas serving access to the Gulf, the Naval Dive School (NSA), shopping and fine dining. Location, location, location! This 2340 sq ft home has the desired open kitchen, dining and living area perfect for entertaining and all located on the main floor of the home. There are 10-foot ceilings and durable, low maintenance wood-look LVP flooring along with the convenience of a 1/2 bath. The kitchen has a large Butler pantry, quartz counter tops, gas stove top with a pot filler, ship lapped island and exhaust hood. Upstairs you will find the 4 bedrooms and 2 full baths, both with double vanities. There is also bonus/flex space of over 130 sq. ft. that separates the master suite from the other bedrooms. Master bath has a beautiful large, tiled shower and a walk-in closet. Finally, there is a 2-car garage consisting of over 422 sq. ft. No neighbors behind the home add to the peace and quiet offered by the neighborhood. Sanctuary Beach has a community pool and a trail that leads to the shores of St Andrews Bay. It is conveniently located next to all that Panama City Beach has to offer yet is quietly tucked away from the crowds and traffic. Home is empty and easy to show!

Bar Fridge: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range Hood: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Stairs: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Asphalt: 1

Siding - Hardie Board: 1

Patio Covered: 1

Sprinkler System: 1

Gated Community: 1

Management: 1

Pool: 1

Cash: 1

Conventional: 1

VA: 1

Unfurnished: 1

Covenants & Rescrictions: 1

Interior Lot: 1

Landscaped: 1

Within 1/2 Mile to Water: 1

Comm/Own/Maint: 1

Paved Road: 1

Garage Attached: 1

Garage Door Opener: 1

Paver Block: 1

Resid Single Family: 1

Gated Community: 1

Pool: 1

Trail(s): 1

Bedroom: 1

Laundry: 1

Living Room: 1

Primary Bedroom: 1

Other: 1

Pantry: 1

Electricity - Connected: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

As Is: 1

Ceiling Fan(s): 1

Central Air: 1

ENERGY STAR Qualified Equipment: 1

Central: 1

ENERGY STAR Qualified Equipment: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBath Walk-In Closet: 1

Gated Community: 1

Smoke Detector(s): 1