3513 Cottage Cove Lane, Panama City, FL 32408 (MLS# 791052)


$579,000
3513 Cottage Cove Lane
Panama City, FL 32408
MLS# 791052
4 beds  |  3 baths  |  2314 sqft


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Property Description
Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining.The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests.Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that conveniently connects directly to the laundry room. Three additional bedrooms and a full bathroom complete the second level.Step outside to enjoy the covered back patio overlooking the backyard, perfect for relaxing or hosting gatherings. Ideally situated just a short walk from the community pool and only minutes from the white sandy beaches of Panama City Beach, this home offers the perfect combination of luxury, convenience, and coastal living.

Details
Maps
General Property Info
Acreage: 0.07
Design: Craftsman Style
Lot Size (SqFt): 3049
Apx SqFt(Htd/Cooled): 2314
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 40x80
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 3
Year Built: 2024
Contract Info
List Price/SqFt: 250.22
Status: Active
List Date: 2026-06-09
List Price: $579,000
Current Price: $579,000
Location
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive turn onto Magnolia Beach Road, stay right on Delwood Beach road, turn right at the dead end onto Delwood Dr, follow to the gated entrance into Sanctuary Beach, follow Cottage Cove Ln, home will be on the left side.
Area: 03 - Bay County - Beach
Street #: 3513
Street Name: Cottage Cove
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Subdivision: Sanctuary Beach
Parcel ID: 31368-121-000
Legal Description: SANCTUARY BEACH LOT 5 BLK B ORB 4636 P 426
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 454
HOA Frequency: Quarterly
HOA Annual Amount: 1816
New Buyer Fee: No
Last Taxes: 6468
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining.The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests.Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that conveniently connects directly to the laundry room. Three additional bedrooms and a full bathroom complete the second level.Step outside to enjoy the covered back patio overlooking the backyard, perfect for relaxing or hosting gatherings. Ideally situated just a short walk from the community pool and only minutes from the white sandy beaches of Panama City Beach, this home offers the perfect combination of luxury, convenience, and coastal living.
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Gas: 1
Range Hood: 1
Refrigerator: 1
Wine Refrigerator: 1
Interior Features
Fireplace: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Stairs: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Exterior
Fenced Back Yard: 1
Patio Covered: 1
Sprinkler System: 1
Association Fees Include
Gated Community: 1
Ground Keeping: 1
Management: 1
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Negotiable: 1
Interior
Bonus Room: 1
Lot Features
Within 1/2 Mile to Water: 1
Lot Access
Gated Access: 1
Private Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Gated Community: 1
Pool: 1
Rooms
Bedroom: 1
Living Room: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
Security Features
Gated Community: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Gas; Range Hood; Refrigerator; Wine Refrigerator
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Electric
Exterior: Fenced Back Yard; Patio Covered; Sprinkler System
Association Fees Include: Gated Community; Ground Keeping; Management; Pool
Financing: Cash; Conventional; FHA; VA
Furnished: Negotiable
Interior: Bonus Room
Lot Features: Within 1/2 Mile to Water
Lot Access: Gated Access; Private Road
Pool Features: Inground
Security Features: Gated Community; Smoke Detector(s)
Parking Features: Driveway; Garage Attached
Association Amenities: Gated Community; Pool
Rooms: Bedroom; Living Room; Primary Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Electricity - Connected; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Dimensions Length Width Remarks
Primary Bedroom15 x 1515.0015.00TBC
Bedroom13 x 1113.0011.00TBC
Bedroom13 x 1113.0011.00TBC
Living Room20 x 1520.0015.00TBC

Listing Office: Seltzer Real Estate, LLC

Last Updated: September - 18 - 2026

Information deemed reliable but not guaranteed.