3511 Cottage Cove Lane, Panama City, FL 32408 (MLS# 788277)

HOA Fee: Yes

HOA Amount: 586

HOA Frequency: Quarterly

HOA Annual Amount: 2344

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 150

New Buyer Fee Paid: $

Last Taxes: 6546

Last Tax Year: 2025

Brokerage Interest: No Interest

List Price/SqFt: 252.21

Status: Active

List Date: 2026-04-13

List Price: $599,000

Current Price: $599,000

Sub Area: 0320 - Beach - Middle Central

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: South on Thomas Drive, turn left onto Magnolia Beach Road, then turn right onto Delwood Beach Road, until you reach the Front gate of Sanctuary Beach Subdivision. After entering the neighborhood, take the first right and the house is on the left.

Area: 03 - Bay County - Beach

Street #: 3511

Street Name: Cottage Cove

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: Sanctuary Beach

Parcel ID: 31368-122-000

Legal Description: SANCTUARY BEACH LOT 6 BLK B ORB 4527 P 2317

Acreage: 0.08

Design: Craftsman Style

Lot Size (SqFt): 3485

Apx SqFt(Htd/Cooled): 2375

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

Lot Dimensions: 45x80

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 3

Year Built: 2021

Remarks: LOWEST PRICED PER SQUARE FOOT CUSTOM HOME IN SANCTUARY BEACH! Beautifully crafted and impeccably maintained, this 4-bedroom Craftsman home in the highly sought-after Sanctuary Beach subdivision offers the perfect blend of timeless design, modern upgrades, and coastal convenience. Move-in ready and thoughtfully enhanced throughout, this residence delivers both comfort and sophistication in a serene, wooded setting. Ideally positioned within the community, the home is just moments from the neighborhood pool and approximately ¼ mile to the nearest beach access, making it easy to enjoy the best of the Emerald Coast lifestyle. Inside, the open-concept floor plan is filled with natural light and elevated by white oak flooring, soaring ceilings, and expansive windows. The chef's kitchen is a true centerpiece, featuring white cabinetry, marble countertops, a shiplap and cedar backsplash, breakfast bar, upgraded stainless steel appliances, and a ZLINE commercial-grade range with six gas burners, electric oven, and vent hood. A spacious butler's pantry adds both function and style. The main living and dining areas are designed for effortless entertaining, highlighted by a vaulted ceiling and 8-foot folding French doors that open to an oversized patio and backyard perfect for seamless indoor-outdoor living. The main-level primary suite offers a private retreat, complete with reclaimed 9-foot barn doors, a spa-inspired bathroom with marble flooring, a large glass-enclosed shower, double vanities, a freestanding soaking tub, and an expansive custom walk-in closet. Upstairs, you'll find three generously sized bedrooms, a full bath with tiled tub/shower and double vanity, and a spacious laundry room with additional storage and natural light. A convenient powder room is located on the main floor for guests. Additional features include full insulation of all interior and exterior walls, blown-in ceiling insulation for enhanced energy efficiency, a paver driveway, and an attached two-car garage. Located near a Jack Nicklaus-designed golf course, multiple marinas, St. Andrews State Park, and an array of dining and entertainment options, this home offers both tranquility and accessibility. This exceptional property captures the essence of Sanctuary Beach living, schedule your private showing today.

First: 1

First: 1

First: 1

Second: 1

First: 1

Dishwasher: 1

Disposal: 1

ENERGY STAR Qualified Appliances: 1

Microwave: 1

Range - Gas: 1

Refrigerator: 1

Water Heater - Gas: 1

Water Heater - Tankless: 1

Breakfast Bar: 1

Ceiling - Vaulted: 1

Floor - Hardwood: 1

Floor - Marble: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Stairs: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Roof - Gutters: 1

Siding - Hardie Board: 1

Trim - Aluminum: 1

Trim - Vinyl: 1

Trim - Wood: 1

Columns: 1

Double Pane Windows: 1

Patio Covered: 1

Porch Open: 1

Sprinkler System: 1

Gated Community: 1

Pool: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Smart Home: 1

First: 1

First: 1

Covenants & Rescrictions: 1

Interior Lot: 1

Subdivision - Recorded: 1

Within 1/2 Mile to Water: 1

Comm/Own/Maint: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Paver Block: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Resid Single Family: 1

Gated Community: 1

Pool: 1

Bedroom: 1

Covered Porch: 1

Dining Room: 1

Full Bathroom: 1

Garage: 1

Half Bathroom: 1

Kitchen: 1

Laundry: 1

Living Room: 1

Master Bathroom: 1

Master Bedroom: 1

ShowingTime: 1

Electricity - Connected: 1

Natural Gas - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

Second: 1

First: 1

First: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Electric: 1

Carbon Monoxide Detector: 1

Gated Community: 1

Smoke Detector(s): 1