3509 High Cliff Road, Panama City, FL 32409 (MLS# 787503)

List Price/SqFt: 204.99

Status: Active

List Date: 2026-03-23

List Price: $460,000

Current Price: $460,000

Sub Area: 0410 - Bay North - West Deerpoint/Southport

Community/Resort: None

Waterfront: No

Elementary School: Deane Bozeman

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the Right Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 3823 P 834

Area: 04 - Bay County - North

Street #: 3509

Street Name: High Cliff

Street Suffix: Road

State: FL

Zip Code: 32409

County: Bay

Subdivision: Cedar Creek Chase Ph 1

Parcel ID: 07585-428-000

Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 4572 P 1459

Acreage: 0.5

Design: Craftsman Style

Lot Size (SqFt): 21780

Apx SqFt(Htd/Cooled): 2244

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

Pre-Const Flip: No

Lot Dimensions: 101 X 258

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 2022

Homestead: Yes

HOA Fee: No

Senior Community: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 4786

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: NO HOA | Half-Acre Lot | Built in 2022 | Private En-Suite | Move-In Ready Looking for a newer home with space, upgrades, and freedom from an HOA? This beautiful 2022-built home sits on a generous half-acre lot near Deer Point Lake and offers the perfect blend of comfort, efficiency, and Florida living. The spacious floor plan features a desirable private en-suite retreat, providing a relaxing space to unwind at the end of the day. The open-concept layout flows seamlessly from the living area to the outdoor patio, making it ideal for entertaining family and friends. Built with energy efficiency in mind, the home includes fully insulated walls, Low-E windows, and an all-thread rod system for added hurricane and wind protection. Relax on the screened-in porch, enjoy the convenience of the newly added storage shed, and appreciate that the GE Profile washer and dryer are included. Located in Flood Zone X and just a short drive from Panama City's beautiful beaches, crystal-clear springs, boating, fishing, and outdoor recreation, this home offers the best of Florida living while maintaining a peaceful neighborhood setting. Priced at $460,000, this move-in-ready home is an exceptional opportunity. Schedule your private showing today

First: 1

First: 1

First: 1

First: 1

First: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

ENERGY STAR Qualified Appliances: 1

Freezer: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Coffered: 1

Ceiling - Crwn Molding: 1

Floor - Tile: 1

Floor - Vinyl: 1

Kitchen Island: 1

Lighting - Recessed: 1

Security System: 1

Window - Treatment All: 1

Brick: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Trim - Hardie Board: 1

Trim - Vinyl: 1

Columns: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Porch Covered: 1

Porch Screened: 1

Sprinkler System: 1

Shed(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Ceiling - Tray: 1

Insulated Doors: 1

First: 1

First: 1

Landscaped: 1

Subdivision - Recorded: 1

County Road: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

See Remarks: 1

Resid Single Family: 1

Bedroom: 1

Covered Porch: 1

Dining Room: 1

Full Bathroom: 1

Garage: 1

Half Bathroom: 1

Kitchen: 1

Laundry: 1

Living Room: 1

Master Bathroom: 1

Master Bedroom: 1

ShowingTime: 1

Security System: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Internet - Broadband Available: 1

Phone - Connected: 1

Public Water - Connected: 1

Septic Tank: 1

Underground Utilities: 1

As Is: 1

REO: 1

First: 1

First: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

ENERGY STAR Qualified Equipment: 1

Central: 1

ENERGY STAR Qualified Equipment: 1

Security System: 1

Smoke Detector(s): 1