3509 High Cliff Road, Panama City, FL 32409 (MLS# 787503)

List Price/SqFt: 204.99

Status: Pending

List Date: 2026-03-23

List Price: $460,000

Current Price: $460,000

Sub Area: 0410 - Bay North - West Deerpoint/Southport

Community/Resort: None

Waterfront: No

Elementary School: Deane Bozeman

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the Right Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 3823 P 834

Area: 04 - Bay County - North

Street #: 3509

Street Name: High Cliff

Street Suffix: Road

State: FL

Zip Code: 32409

County: Bay

Subdivision: Cedar Creek Chase Ph 1

Parcel ID: 07585-428-000

Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 4572 P 1459

Acreage: 0.5

Design: Craftsman Style

Lot Size (SqFt): 21780

Apx SqFt(Htd/Cooled): 2244

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 14

Pre-Const Flip: No

Lot Dimensions: 101 X 258

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 4

Pool: No

Association Fee/Month: 0

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 2022

Homestead: Yes

HOA Fee: No

Senior Community: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 4786

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: No

Remarks: Don't Miss Out on Owning a Like-New Home! Imagine starting your mornings with a cup of coffee on the patio, listening to birdsong, and ending your evenings under the stars--all while being just minutes from Deer Point Lake for fishing, boating, and outdoor adventures. Seller welcomes all reasonable offers! Why wait months to build when you can move right into this beautifully maintained 2022-built home offering modern construction, energy efficiency, and room to grow? Situated on a spacious half-acre lot in a desirable location, this home gives you the perfect blend of privacy, comfort, and convenience--all with NO HOA. Whether you're looking for room to entertain, space for your outdoor toys, or simply a peaceful place to call home, this property checks all the boxes. Plus, you're just minutes from Deer Point Lake, making it easy to enjoy fishing, boating, and the outdoor lifestyle you've been dreaming about. NO HOA | BUILT IN 2022 | HALF-ACRE LOT | FLOOD ZONE X This is a rare opportunity to own a newer home without the wait or rising construction costs. Don't miss your chance--schedule your private showing today before it's gone! Seller motivated and welcomes all reasonable offers! Experience the perfect combination of modern comfort, quality construction, and outdoor space in this beautifully maintained 2022 home situated on a spacious half-acre lot near Deer Point Lake. Offering the freedom of no HOA, this property provides the flexibility, privacy, and room to enjoy the Florida lifestyle. Step inside to discover a bright open-concept floor plan designed for both everyday living and entertaining. The spacious primary suite offers a private retreat, while the thoughtfully designed layout provides comfortable living spaces throughout. Enjoy your morning coffee or unwind in the evenings from the screened porch overlooking the backyard. Built with energy efficiency and durability in mind, this home features Low-E windows, fully insulated walls, and modern construction that offers comfort, peace of mind, and lower maintenance compared to older homes. Conveniently located just 23 minutes from Northwest Florida Beaches International Airport, this property is also close to Deer Point Lake, boating, fishing, local springs, shopping, dining, and the beautiful white-sand beaches of Panama City. Schedule your private showing today and bring your offer!

First: 1

First: 1

First: 1

First: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

ENERGY STAR Qualified Appliances: 1

Freezer: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Coffered: 1

Ceiling - Crwn Molding: 1

Floor - Tile: 1

Floor - Vinyl: 1

Kitchen Island: 1

Lighting - Recessed: 1

Security System: 1

Window - Treatment All: 1

Brick: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Trim - Hardie Board: 1

Trim - Vinyl: 1

Columns: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Porch Covered: 1

Porch Screened: 1

Sprinkler System: 1

Shed(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Ceiling - Tray: 1

Insulated Doors: 1

First: 1

First: 1

Landscaped: 1

Subdivision - Recorded: 1

County Road: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Resid Single Family: 1

Bedroom: 1

Covered Porch: 1

Dining Room: 1

Full Bathroom: 1

Garage: 1

Half Bathroom: 1

Kitchen: 1

Laundry: 1

Living Room: 1

Primary Bathroom: 1

Primary Bedroom: 1

ShowingTime: 1

Security System: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Internet - Broadband Available: 1

Phone - Connected: 1

Public Water - Connected: 1

Septic Tank: 1

Underground Utilities: 1

As Is: 1

REO: 1

First: 1

First: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

ENERGY STAR Qualified Equipment: 1

Central: 1

ENERGY STAR Qualified Equipment: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

See Remarks: 1

First: 1

Security System: 1

Smoke Detector(s): 1

Under Contract Date: 2026-07-17