3509 High Cliff Road
Panama City, FL 32409
MLS# 787503
4 beds | 4 baths | 2244 sqft
Open House (05/16/2026 - 1:00 pm - 3:00 pm)
Property DescriptionBeautifully maintained home located just minutes from Deer Point Lake and a short drive to Tyndall Air Force Base in a quiet, walkable sought after neighborhood with no HOA. Enjoy an excellent location for outdoor enthusiasts. while still being only about a 24,1 miles drive to the stunning white-sand beaches of Panama City Beach.
This energy-efficient home, only four years old, offers a spacious layout designed for both comfort and functionality. Built with fully insulated walls, Low-E windows for heat efficiency, and an all-thread rod system for added hurricane and wind protection.
''The open-concept layout flows seamlessly from the living room to the outdoor patio, making it ideal for entertaining.''
Situated on a generous half-acre lot, there is plenty of room to enjoy outdoor living. Relax on the screened-in porch or take advantage of the newly added shed for extra storage and convenience. Comes with GE Profile washer and dryer.
Located in Flood Zone X, this property offers added confidence for buyers seeking a well-built home in a great location. Priced at $460,000, this home presents an excellent opportunity to own a newer, move-in ready property with quality construction and thoughtful upgrades.
Don't miss your chance to see this one in person--schedule your showing today!
Move In Ready
List Price/SqFt: 204.99
Status: Active
List Date: 2026-03-23
List Price: $460,000
Sub Area: 0410 - Bay North - West Deerpoint/Southport
Community/Resort: None
Waterfront: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the Right
Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 3823 P 834
Area: 04 - Bay County - North
Street #: 3509
Street Name: High Cliff
Street Suffix: Road
State: FL
Zip Code: 32409
County: Bay
Subdivision: Cedar Creek Chase Ph 1
Parcel ID: 07585-428-000
Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 4572 P 1459
Acreage: 0.5
Design: Craftsman Style
Lot Size (SqFt): 21780
Apx SqFt(Htd/Cooled): 2244
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Pre-Const Flip: No
Lot Dimensions: 101 X 258
New Construction: No
Garage Y/N: Yes
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 4786
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Beautifully maintained home located just minutes from Deer Point Lake and a short drive to Tyndall Air Force Base in a quiet, walkable sought after neighborhood with no HOA. Enjoy an excellent location for outdoor enthusiasts. while still being only about a 24,1 miles drive to the stunning white-sand beaches of Panama City Beach.
This energy-efficient home, only four years old, offers a spacious layout designed for both comfort and functionality. Built with fully insulated walls, Low-E windows for heat efficiency, and an all-thread rod system for added hurricane and wind protection.
''The open-concept layout flows seamlessly from the living room to the outdoor patio, making it ideal for entertaining.''
Situated on a generous half-acre lot, there is plenty of room to enjoy outdoor living. Relax on the screened-in porch or take advantage of the newly added shed for extra storage and convenience. Comes with GE Profile washer and dryer.
Located in Flood Zone X, this property offers added confidence for buyers seeking a well-built home in a great location. Priced at $460,000, this home presents an excellent opportunity to own a newer, move-in ready property with quality construction and thoughtful upgrades.
Don't miss your chance to see this one in person--schedule your showing today!
Move In Ready
Cooktop - Electric: 1
Dishwasher: 1
ENERGY STAR Qualified Appliances: 1
Freezer: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Ceiling - Coffered: 1
Ceiling - Crwn Molding: 1
Floor - Tile: 1
Floor - Vinyl: 1
Kitchen Island: 1
Lighting - Recessed: 1
Security System: 1
Window - Treatment All: 1
Brick: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Trim - Hardie Board: 1
Columns: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Porch Screened: 1
Ceiling - Tray: 1
Insulated Doors: 1
Landscaped: 1
Subdivision - Recorded: 1
County Road: 1
Paved Road: 1
Driveway: 1
Garage Attached: 1
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
See Remarks: 1
Bedroom: 1
Covered Porch: 1
Dining Room: 1
Full Bathroom: 1
Garage: 1
Half Bathroom: 1
Living Room: 1
Master Bathroom: 1
ShowingTime: 1
Security System: 1
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Phone - Connected: 1
Public Water - Connected: 1
Septic Tank: 1
Underground Utilities: 1
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Central: 1
ENERGY STAR Qualified Equipment: 1
Security System: 1
Smoke Detector(s): 1
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Freezer; Ice Maker; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; ENERGY STAR Qualified Equipment
Exterior: Columns; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Porch Covered; Porch Screened; Sprinkler System
Financing: Cash; Conventional; FHA; VA
Interior: Ceiling - Tray; Insulated Doors
Lot Features: Landscaped; Subdivision - Recorded
Lot Access: County Road; Paved Road
Security Features: Security System; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Other Structures: Shed(s)
Rooms: Bedroom; Covered Porch; Dining Room; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Showing: Security System; ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Connected; Public Water - Connected; Septic Tank; Underground Utilities
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Bedroom | First | 12 x 13 | 12.00 | 13.00 | 12 x 13 | |
| Bedroom | First | 11.5 x 13.5 | 11.50 | 13.50 | 11.5 x 13.5 | |
| Bedroom | First | 13.5 x 16 | 13.50 | 16.00 | 13.5 x 16 | |
| Master Bedroom | First | 14 x 16 | 14.00 | 16.00 | 14 x 16 | |
| Master Bathroom | First | 13 x 12 | 13.00 | 12.00 | 13 x 12 | |
| Half Bathroom | First | 3.5 x 7 | 3.50 | 7.00 | 3.5 x 7 | |
| Full Bathroom | First | 5.5 x 10 | 5.50 | 10.00 | 5.5 x 10 | |
| Full Bathroom | First | 9 x 7 | 9.00 | 7.00 | 9 x 7 | |
| Laundry | First | 7 x 10 | 7.00 | 10.00 | 7 x 10 | |
| Covered Porch | First | 8 x 19.5 | 8.00 | 19.50 | 8 x 19.5 | BACK PORCH SCREENED IN |
| Covered Porch | First | 9 x 14 | 9.00 | 14.00 | 9 x 14 | |
| Garage | First | 21 x 22 | 21.00 | 22.00 | 21 x 22 | |
| Kitchen | First | 15 x 18 | 15.00 | 18.00 | 15 x 18 | |
| Living Room | First | 19 x 19.5 | 19.00 | 19.50 | 19 x 19.5 | |
| Dining Room | First | 11 x 13 | 11.00 | 13.00 | 11 x 13 | |
Listing Office: Coastal Palms Real Estate
Last Updated: May - 13 - 2026
Information deemed reliable but not guaranteed.