$460,000
Panama City, FL 32409
MLS# 787503
4 beds | 4 baths | 2244 sqft
1 / 40
Open House (06/27/2026 - 2:00 pm - 4:00 pm)
Property Description
Why wait to build when you can move right into a nearly new home that offers space, privacy, and modern amenities? This is a rare opportunity to own a newer home on a half-acre lot in a desirable location.NO HOA | BUILT IN 2022 | HALF-ACRE LOT | FLOOD ZONE X Seller motivated and welcomes all reasonable offers! Experience the perfect combination of modern comfort, quality construction, and outdoor space in this beautifully maintained 2022 home situated on a spacious half-acre lot near Deer Point Lake. Offering the freedom of no HOA, this property provides the flexibility, privacy, and room to enjoy the Florida lifestyle. Step inside to discover a bright open-concept floor plan designed for both everyday living and entertaining. The spacious primary suite offers a private retreat, while the thoughtfully designed layout provides comfortable living spaces throughout. Enjoy your morning coffee or unwind in the evenings from the screened porch overlooking the backyard. Built with energy efficiency and durability in mind, this home features Low-E windows, fully insulated walls, and modern construction that offers comfort, peace of mind, and lower maintenance compared to older homes. Conveniently located just 23 minutes from Northwest Florida Beaches International Airport, this property is also close to Deer Point Lake, boating, fishing, local springs, shopping, dining, and the beautiful white-sand beaches of Panama City. Schedule your private showing today and bring your offer!
Details
Maps
Contract Info
List Price/SqFt: 204.99
Status: Active
List Date: 2026-03-23
List Price: $460,000
Current Price: $460,000
Location
Sub Area: 0410 - Bay North - West Deerpoint/Southport
Community/Resort: None
Waterfront: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the Right
Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 3823 P 834
Area: 04 - Bay County - North
Street #: 3509
Street Name: High Cliff
Street Suffix: Road
State: FL
Zip Code: 32409
County: Bay
Subdivision: Cedar Creek Chase Ph 1
Parcel ID: 07585-428-000
Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 4572 P 1459
General Property Info
Acreage: 0.5
Design: Craftsman Style
Lot Size (SqFt): 21780
Apx SqFt(Htd/Cooled): 2244
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Pre-Const Flip: No
Lot Dimensions: 101 X 258
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 2022
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 4786
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Why wait to build when you can move right into a nearly new home that offers space, privacy, and modern amenities? This is a rare opportunity to own a newer home on a half-acre lot in a desirable location.NO HOA | BUILT IN 2022 | HALF-ACRE LOT | FLOOD ZONE X
Seller motivated and welcomes all reasonable offers!
Experience the perfect combination of modern comfort, quality construction, and outdoor space in this beautifully maintained 2022 home situated on a spacious half-acre lot near Deer Point Lake. Offering the freedom of no HOA, this property provides the flexibility, privacy, and room to enjoy the Florida lifestyle.
Step inside to discover a bright open-concept floor plan designed for both everyday living and entertaining. The spacious primary suite offers a private retreat, while the thoughtfully designed layout provides comfortable living spaces throughout. Enjoy your morning coffee or unwind in the evenings from the screened porch overlooking the backyard.
Built with energy efficiency and durability in mind, this home features Low-E windows, fully insulated walls, and modern construction that offers comfort, peace of mind, and lower maintenance compared to older homes.
Conveniently located just 23 minutes from Northwest Florida Beaches International Airport, this property is also close to Deer Point Lake, boating, fishing, local springs, shopping, dining, and the beautiful white-sand beaches of Panama City.
Schedule your private showing today and bring your offer!
Covered Porch
First: 1
Dining Room
First: 1
Garage
First: 1
Laundry
First: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
ENERGY STAR Qualified Appliances: 1
Freezer: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Coffered: 1
Ceiling - Crwn Molding: 1
Floor - Tile: 1
Floor - Vinyl: 1
Kitchen Island: 1
Lighting - Recessed: 1
Security System: 1
Window - Treatment All: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Trim - Hardie Board: 1
Trim - Vinyl: 1
Exterior
Columns: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Porch Screened: 1
Sprinkler System: 1
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Insulated Doors: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
Subdivision - Recorded: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Covered Porch: 1
Dining Room: 1
Full Bathroom: 1
Garage: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Security System: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Phone - Connected: 1
Public Water - Connected: 1
Septic Tank: 1
Underground Utilities: 1
Sale Type
As Is: 1
REO: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
ENERGY STAR Qualified Equipment: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
See Remarks: 1
Primary Bathroom
First: 1
Security Features
Security System: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Freezer; Ice Maker; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Full Bathroom: First
Half Bathroom: First
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; ENERGY STAR Qualified Equipment
Exterior: Columns; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Porch Covered; Porch Screened; Sprinkler System
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray; Insulated Doors
Kitchen: First
Living Room: First
Lot Features: Landscaped; Subdivision - Recorded
Lot Access: County Road; Paved Road
Primary Bathroom: First
Covered Porch: First
Dining Room: First
Garage: First
Laundry: First
Security Features: Security System; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Other Structures: Shed(s)
Rooms: Bedroom; Covered Porch; Dining Room; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom
Sale Type: As Is; REO
Showing: Security System; ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Connected; Public Water - Connected; Septic Tank; Underground Utilities
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Bedroom | First | 12 x 13 | 12.00 | 13.00 | 12 x 13 | |
| Bedroom | First | 11.5 x 13.5 | 11.50 | 13.50 | 11.5 x 13.5 | |
| Bedroom | First | 13.5 x 16 | 13.50 | 16.00 | 13.5 x 16 | |
| Primary Bedroom | First | 14 x 16 | 14.00 | 16.00 | 14 x 16 | |
| Primary Bathroom | First | 13 x 12 | 13.00 | 12.00 | 13 x 12 | |
| Half Bathroom | First | 3.5 x 7 | 3.50 | 7.00 | 3.5 x 7 | |
| Full Bathroom | First | 5.5 x 10 | 5.50 | 10.00 | 5.5 x 10 | |
| Full Bathroom | First | 9 x 7 | 9.00 | 7.00 | 9 x 7 | |
| Laundry | First | 7 x 10 | 7.00 | 10.00 | 7 x 10 | |
| Covered Porch | First | 8 x 19.5 | 8.00 | 19.50 | 8 x 19.5 | BACK PORCH SCREENED IN |
| Covered Porch | First | 9 x 14 | 9.00 | 14.00 | 9 x 14 | |
| Garage | First | 21 x 22 | 21.00 | 22.00 | 21 x 22 | |
| Kitchen | First | 15 x 18 | 15.00 | 18.00 | 15 x 18 | |
| Living Room | First | 19 x 19.5 | 19.00 | 19.50 | 19 x 19.5 | |
| Dining Room | First | 11 x 13 | 11.00 | 13.00 | 11 x 13 |
Listing Office: Coastal Palms Real Estate
Last Updated: June - 25 - 2026
Information deemed reliable but not guaranteed.