3509 High Cliff Road, Panama City, FL 32409 (MLS# 787503)


$460,000
3509 High Cliff Road
Panama City, FL 32409
MLS# 787503
4 beds  |  4 baths  |  2244 sqft


3509 High Cliff Twilight Front House Edi
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3509 High Cliff Twilight Front House Edi Craftsman Style Home 3509 High Cliff Rd 4-30-26 Front Door Op 3509 High Cliff Rd 4-30-26 Interior Fron 3509 High Cliff Rd 4-30-26 Interior Fron 3509 High Cliff Rd 4-30-26 Living Room # 3509 High Cliff Rd 4-30-26 Living Room # 3509 High Cliff Rd 4-30-26 Kitchen #2 3509 High Cliff Rd 4-30-26 Kitchen Into 3509 High Cliff Rd 4-30-26 Laundry Room Laundry rm 3509 High Cliff Rd 4-30-26 1-2 Bath Near 3509 High Cliff Rd 4-30-26 Master Bedroo 3509 High Cliff Rd 4-30-26 Master Bedroo 3509 High Cliff Rd 4-30-26 Master Bedroo 3509 High Cliff Rd 4-30-26 2nd Guest Bed 3509 High Cliff Rd 4-30-26 Master Bedroo 3509 High Cliff Rd 4-30-26 Master Bedroo 3509 High Cliff Rd 4-30-26 Master Bath # 3509 High Cliff Rd 4-30-26 Master Bath # 3509 High Cliff Rd 4-30-26 3rd Guest Bed 3509 High Cliff Rd 4-30-26 Guest Shared 3509 High Cliff Rd 4-30-26 2nd Guest Bed 3509 High Cliff Rd 4-30-26 2nd Guest Bed 3509 High Cliff Rd 4-30-26 2nd Guest Bed 3509 High Cliff Rd 4-30-26 1st Guest Bed 3509 High Cliff Rd 4-30-26 1st Guest Bed Door to Back 3509 High Cliff Rd 4-30-26 Back Porch #3 3509 High Cliff Rd 4-30-26 Back Porch #2 3509 High Cliff Rd 4-30-26 Back Porch #1 Back Porch IMG_4568 IMG_4564 IMG_4575 3509 High Cliff Rd 4-30-26 Backyard Cent 3509 High Cliff Rd 4-30-26 Backyard Left 3509 High Cliff Rd 4-30-26 Backyard Righ 3509 High Cliff Rd 4-30-26 Garage Open # over home CC Sign Tyndall air force Base short drive away
Open House (05/16/2026 - 1:00 pm - 3:00 pm)

Property Description
Beautifully maintained home located just minutes from Deer Point Lake and a short drive to Tyndall Air Force Base in a quiet, walkable sought after neighborhood with no HOA. Enjoy an excellent location for outdoor enthusiasts. while still being only about a 24,1 miles drive to the stunning white-sand beaches of Panama City Beach. This energy-efficient home, only four years old, offers a spacious layout designed for both comfort and functionality. Built with fully insulated walls, Low-E windows for heat efficiency, and an all-thread rod system for added hurricane and wind protection. ''The open-concept layout flows seamlessly from the living room to the outdoor patio, making it ideal for entertaining.'' Situated on a generous half-acre lot, there is plenty of room to enjoy outdoor living. Relax on the screened-in porch or take advantage of the newly added shed for extra storage and convenience. Comes with GE Profile washer and dryer. Located in Flood Zone X, this property offers added confidence for buyers seeking a well-built home in a great location. Priced at $460,000, this home presents an excellent opportunity to own a newer, move-in ready property with quality construction and thoughtful upgrades. Don't miss your chance to see this one in person--schedule your showing today! Move In Ready

Details
Maps
Contract Info
List Price/SqFt: 204.99
Status: Active
List Date: 2026-03-23
List Price: $460,000
Current Price: $460,000
Location
Sub Area: 0410 - Bay North - West Deerpoint/Southport
Community/Resort: None
Waterfront: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the Right Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 3823 P 834
Area: 04 - Bay County - North
Street #: 3509
Street Name: High Cliff
Street Suffix: Road
State: FL
Zip Code: 32409
County: Bay
Subdivision: Cedar Creek Chase Ph 1
Parcel ID: 07585-428-000
Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 4572 P 1459
General Property Info
Acreage: 0.5
Design: Craftsman Style
Lot Size (SqFt): 21780
Apx SqFt(Htd/Cooled): 2244
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Pre-Const Flip: No
Lot Dimensions: 101 X 258
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 2022
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 4786
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Beautifully maintained home located just minutes from Deer Point Lake and a short drive to Tyndall Air Force Base in a quiet, walkable sought after neighborhood with no HOA. Enjoy an excellent location for outdoor enthusiasts. while still being only about a 24,1 miles drive to the stunning white-sand beaches of Panama City Beach. This energy-efficient home, only four years old, offers a spacious layout designed for both comfort and functionality. Built with fully insulated walls, Low-E windows for heat efficiency, and an all-thread rod system for added hurricane and wind protection. ''The open-concept layout flows seamlessly from the living room to the outdoor patio, making it ideal for entertaining.'' Situated on a generous half-acre lot, there is plenty of room to enjoy outdoor living. Relax on the screened-in porch or take advantage of the newly added shed for extra storage and convenience. Comes with GE Profile washer and dryer. Located in Flood Zone X, this property offers added confidence for buyers seeking a well-built home in a great location. Priced at $460,000, this home presents an excellent opportunity to own a newer, move-in ready property with quality construction and thoughtful upgrades. Don't miss your chance to see this one in person--schedule your showing today! Move In Ready
Covered Porch
First: 1
Dining Room
First: 1
Garage
First: 1
Laundry
First: 1
Master Bathroom
First: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
ENERGY STAR Qualified Appliances: 1
Freezer: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Coffered: 1
Ceiling - Crwn Molding: 1
Floor - Tile: 1
Floor - Vinyl: 1
Kitchen Island: 1
Lighting - Recessed: 1
Security System: 1
Window - Treatment All: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Trim - Hardie Board: 1
Trim - Vinyl: 1
Exterior
Columns: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Porch Screened: 1
Sprinkler System: 1
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Insulated Doors: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
Subdivision - Recorded: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
See Remarks: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Covered Porch: 1
Dining Room: 1
Full Bathroom: 1
Garage: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Security System: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Phone - Connected: 1
Public Water - Connected: 1
Septic Tank: 1
Underground Utilities: 1
Sale Type
As Is: 1
REO: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
ENERGY STAR Qualified Equipment: 1
Security Features
Security System: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Freezer; Ice Maker; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Full Bathroom: First
Half Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; ENERGY STAR Qualified Equipment
Exterior: Columns; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Porch Covered; Porch Screened; Sprinkler System
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray; Insulated Doors
Kitchen: First
Living Room: First
Lot Features: Landscaped; Subdivision - Recorded
Lot Access: County Road; Paved Road
Master Bathroom: First
Covered Porch: First
Dining Room: First
Garage: First
Laundry: First
Security Features: Security System; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Other Structures: Shed(s)
Rooms: Bedroom; Covered Porch; Dining Room; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is; REO
Showing: Security System; ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Connected; Public Water - Connected; Septic Tank; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
BedroomFirst12 x 1312.0013.0012 x 13
BedroomFirst11.5 x 13.511.5013.5011.5 x 13.5
BedroomFirst13.5 x 1613.5016.0013.5 x 16
Master BedroomFirst14 x 1614.0016.0014 x 16
Master BathroomFirst13 x 1213.0012.0013 x 12
Half BathroomFirst3.5 x 73.507.003.5 x 7
Full BathroomFirst5.5 x 105.5010.005.5 x 10
Full BathroomFirst9 x 79.007.009 x 7
LaundryFirst7 x 107.0010.007 x 10
Covered PorchFirst8 x 19.58.0019.508 x 19.5BACK PORCH SCREENED IN
Covered PorchFirst9 x 149.0014.009 x 14
GarageFirst21 x 2221.0022.0021 x 22
KitchenFirst15 x 1815.0018.0015 x 18
Living RoomFirst19 x 19.519.0019.5019 x 19.5
Dining RoomFirst11 x 1311.0013.0011 x 13

Listing Office: Coastal Palms Real Estate

Last Updated: May - 13 - 2026

Information deemed reliable but not guaranteed.