3504 Dragon’s Ridge Road, Panama City Beach, FL 32408 (MLS# 789959)


$920,000
3504 Dragon's Ridge Road
Panama City Beach, FL 32408
MLS# 789959
4 beds  |  3 baths  |  3055 sqft


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Property Description
Wake up to pristine fairway views, spend your morning on the only Nicklaus Design Course in Northwest Florida, and your evening toasting the sunset on the sugar white sands of the Gulf. This isn't a vacation, its your everyday life. Situated directly between the 10th green and 11th tee box of the Legends golf course, this pristine 3,055-square-foot estate in Bay Point's prestigious Queensberry neighborhood redefines daily living minutes from Gulf beaches and St. Andrews State Park. The outdoor sanctuary centers around a heated in-ground pool with a tranquil waterfall (resurfaced in 2024), framed by professional landscaping and 2023 exterior lighting. Spend your afternoons relaxing poolside, taking in fairway views, or watching deer graze on the green at dawn. Inside, an expansive circular driveway leads into light-filled living spaces marked by soaring 14-foot ceilings, high-end crown molding, built-in bookcases, and a gas fireplace. Work comfortably from a private home office overlooking the course, or make use of a versatile laundry suite that transitions into a home gym or craft room. Recent interior updates include fresh paint and a newly renovated primary bathroom (2025). The kitchen serves as the heart of the residence, featuring a farmhouse sink, gas stove, custom cabinetry with pull-out organizers, and premium appliances upgraded between 2022 and 2024. Modern conveniences like power window shades, a central vacuum system, floor-integrated outlets, and a specialized front-porch timer for seasonal lighting make day-to-day operation seamless. Every mechanical and structural detail has been well maintained, including dual HVAC units (one replaced in 2022), a three-car garage with generous storage, and full exterior protection via hurricane fabric and shutters. Tucked away from the city's hustle, this home offers the ultimate retreat--combining the rare privacy, security, and distinction of an established gated community with world-class leisure right outside your front door.

Details
Maps
General Property Info
Acreage: 0.36
Design: Traditional
Lot Size (SqFt): 15773
Apx SqFt(Htd/Cooled): 3055
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Accessory Dwelling Unit: No
Lot Dimensions: 94 x 161 x 100 x 165
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 1998
Contract Info
List Price/SqFt: 301.15
Status: Active
List Date: 2026-05-15
List Price: $920,000
Current Price: $920,000
Location
Sub Area: 0319 - Beach - East
Community/Resort: Bay Point Homes/Lots
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway Bridge head West toward Panama City Beach. In 2.1 miles turn left onto Navy Blvd then continue straight another two miles. Turn left onto Magnolia Beach Rd then continue straight about 1.9 miles. Turn right onto Jan Cooley Drive. In .4 miles turn left onto Dragon's Ridge Rd, go through the gate then in .4 miles, the property will be on your left.
Area: 03 - Bay County - Beach
Street #: 3504
Street Name: Dragon's Ridge
Street Suffix: Road
State: FL
Zip Code: 32408
County: Bay
Subdivision: Queensberry Ltd At Bay Point
Parcel ID: 31402-963-000
Legal Description: QUEENSBERRY LTD AT BAY POINT LOT 13 MAP 81B ORB 4519 P 1295
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1725
HOA Frequency: Annually
HOA Annual Amount: 1725
New Buyer Fee: No
Last Taxes: 8036
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Wake up to pristine fairway views, spend your morning on the only Nicklaus Design Course in Northwest Florida, and your evening toasting the sunset on the sugar white sands of the Gulf. This isn't a vacation, its your everyday life. Situated directly between the 10th green and 11th tee box of the Legends golf course, this pristine 3,055-square-foot estate in Bay Point's prestigious Queensberry neighborhood redefines daily living minutes from Gulf beaches and St. Andrews State Park. The outdoor sanctuary centers around a heated in-ground pool with a tranquil waterfall (resurfaced in 2024), framed by professional landscaping and 2023 exterior lighting. Spend your afternoons relaxing poolside, taking in fairway views, or watching deer graze on the green at dawn. Inside, an expansive circular driveway leads into light-filled living spaces marked by soaring 14-foot ceilings, high-end crown molding, built-in bookcases, and a gas fireplace. Work comfortably from a private home office overlooking the course, or make use of a versatile laundry suite that transitions into a home gym or craft room. Recent interior updates include fresh paint and a newly renovated primary bathroom (2025). The kitchen serves as the heart of the residence, featuring a farmhouse sink, gas stove, custom cabinetry with pull-out organizers, and premium appliances upgraded between 2022 and 2024. Modern conveniences like power window shades, a central vacuum system, floor-integrated outlets, and a specialized front-porch timer for seasonal lighting make day-to-day operation seamless. Every mechanical and structural detail has been well maintained, including dual HVAC units (one replaced in 2022), a three-car garage with generous storage, and full exterior protection via hurricane fabric and shutters. Tucked away from the city's hustle, this home offers the ultimate retreat--combining the rare privacy, security, and distinction of an established gated community with world-class leisure right outside your front door.
Pool Features
Gunite Concrete: 1
Heated - Gas: 1
Inground: 1
Waterfall: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Range - Gas: 1
Refrigerator: 1
Washer: 1
Interior Features
Bookcases: 1
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Ceiling - Raised: 1
Central Vacuum: 1
Fireplace: 1
Floor - Hardwood: 1
Floor - Tile: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Pull Down Stairs: 1
Security System: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Stucco: 1
Exterior
Fenced Back Yard: 1
Fenced Lot-All: 1
Hurricane Fabric: 1
Patio Covered: 1
Patio Open: 1
Porch Covered: 1
Sprinkler System: 1
Association Fees Include
Gated Community: 1
Management: 1
Master Association: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Smart Thermostat: 1
Lot Features
Covenants & Rescrictions: 1
Curb & Gutter: 1
On Golf Course: 1
Sidewalk: 1
Survey Available: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Private Road: 1
Parking Features
Driveway: 1
Circular Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Golf Cart Garage: 1
Oversized: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Gated Community: 1
Sidewalks: 1
Rooms
Bedroom: 1
Dining Room: 1
Family Room: 1
Foyer: 1
Full Bathroom: 1
Garage: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Other: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Natural Gas - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Cooling
Attic Fan: 1
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Fireplace - Gas: 1
Fireplace(s): 1
Natural Gas: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Security Features
Gated Community: 1
Gated with Guard: 1
Security System: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Gas; Refrigerator; Washer
Cooling: Attic Fan; Ceiling Fan(s); Central Air; Electric
Heating: Central; Fireplace - Gas; Fireplace(s); Natural Gas
Exterior: Fenced Back Yard; Fenced Lot-All; Hurricane Fabric; Patio Covered; Patio Open; Porch Covered; Sprinkler System
Association Fees Include: Gated Community; Management; Master Association
Financing: Cash; Conventional; VA
Furnished: Unfurnished
Interior: Floor - Carpet; Smart Thermostat
Lot Features: Covenants & Rescrictions; Curb & Gutter; On Golf Course; Sidewalk; Survey Available; Within 1/2 Mile to Water
Lot Access: Paved Road; Private Road
Pool Features: Gunite Concrete; Heated - Gas; Inground; Waterfall
Security Features: Gated Community; Gated with Guard; Security System; Smoke Detector(s)
Parking Features: Driveway; Circular Driveway; Garage Attached; Garage Door Opener; Golf Cart Garage; Oversized
Association Amenities: Gated Community; Sidewalks
Rooms: Bedroom; Dining Room; Family Room; Foyer; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Other
Sale Type: As Is
Showing: ShowingTime
Utilities: Electricity - Connected; Garbage; Internet - Broadband Available; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Dimensions Length Width Remarks
Living Room22.6 x 24.122.6024.10
Kitchen14.9 x 16.714.9016.70
Family Room16.11 x 17.416.1117.40
Primary Bedroom20.4 x 14.1120.4014.11
Primary Bathroom11.7 x 36.611.7036.60
Other5.11 x 7.115.117.11Office Nook
Foyer9.5 x 8.59.508.50
Dining Room13.1 x 17.913.1017.90
Bedroom15.11 x 14.1115.1114.11
Full Bathroom9.1 x 11.59.1011.50
Bedroom16.1 x 1116.1011.00
Full Bathroom9.3 x 5.69.305.60
Bedroom14.9 x 12.314.9012.30
Laundry18.8 x 17.218.8017.20
Garage33.11 x 22.1133.1122.11
Other4.2 x 11.74.2011.70Primary Closet 1
Other9.1 x 6.39.106.30Primary Closet 2

Listing Office: Keller Williams Success Realty

Last Updated: August - 24 - 2026

Information deemed reliable but not guaranteed.