325 Confidence Way, Panama City, FL 32409 (MLS# 794698)

Acreage: 0.35

Design: Craftsman Style

Lot Size (SqFt): 15246

Apx SqFt(Htd/Cooled): 2761

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

Accessory Dwelling Unit: No

Lot Dimensions: Irregular Lot-See Survey

New Construction: No

Garage Y/N: Yes

Garage Spaces: 3

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 2020

List Price/SqFt: 343.72

Status: Active

List Date: 2026-08-06

List Price: $949,000

Current Price: $949,000

Sub Area: 0410 - Bay North - West Deerpoint/Southport

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Southport

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: HWY 77 N, turn left onto County Rd 2300. Continue approximately 2.5 miles and turn left onto Fanning Bayou Dr. At the first roundabout, take the 2nd exit to continue on Fanning Bayou Dr. At the next roundabout, take the 1st exit onto Confidence Way. Continue approximately 0.5 miles. Home will be on the right.

Area: 04 - Bay County - North

Street #: 325

Street Name: Confidence

Street Suffix: Way

State: FL

Zip Code: 32409

County: Bay

Subdivision: Fanning Bayou

Parcel ID: 08428-150-010

Legal Description: FANNING BAYOU PH 6 LOT 1 SUBJ TO C EAS ORB 4086 P 1568) . ORB 4316 P 1837

Homestead: Yes

HOA Fee: Yes

HOA Amount: 432.59

HOA Frequency: Quarterly

HOA Annual Amount: 1730.36

New Buyer Fee: Yes

Last Taxes: 4596.58

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval. Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab Island. Enjoy wide water views from the main living areas, primary suite and expansive screened porch. Envision building your own private dock and creating the waterfront lifestyle you have always wanted. Across the street, a recorded conservation easement requires the land to be maintained forever predominantly in its natural condition and prohibits buildings and other structures, providing a protected natural buffer. Inside, the bright, open-concept design is filled with natural light and thoughtfully arranged for everyday living and entertaining. Updated lighting fixtures throughout add a stylish, contemporary touch. The spacious gathering room features a tray ceiling, recessed lighting and picturesque bayou views. The adjoining dining area flows into a well-appointed kitchen featuring an oversized granite island, abundant cabinetry, stainless steel appliances, double ovens, range hood and walk-in pantry. The waterfront primary suite offers a peaceful retreat with a tray ceiling and beautiful bayou views. The spacious bath features dual vanities, a soaking tub, and a separate shower while the walk in closet includes a custom organization system. Custom-designed closet organization systems are found throughout the home, offering abundant built-in shelving, hanging space and storage. Step outside to the screened waterfront porch and enjoy morning coffee, evening sunsets and the ever-changing bayou scenery. The spacious three car garage offers ample parking along with built in storage for boating equipment and recreational gear. The roof was replaced in 2023 with GAF Timberline HDZ shingles and GAF WeatherWatch underlayment, adding another valuable improvement. Community amenities include a resort-style pool, hot tub, covered gathering pavilion and playground. With its direct bayou frontage, exceptional boating access, protected natural surroundings, spacious open layout and remarkably low assumable interest rate, 325 Confidence Way presents a rare opportunity to enjoy the best of Northwest Florida waterfront living.

First: 1

First: 1

Fenced: 1

Inground: 1

Spa/ Hot Tub: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

ENERGY STAR Qualified Appliances: 1

Microwave: 1

Oven - Electric: 1

Range Hood: 1

Refrigerator: 1

Ceiling - Crwn Molding: 1

Ceiling - Raised: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Pantry: 1

Foundation - On Piling: 1

Roof - Asphalt: 1

Siding - Hardie Board: 1

Double Pane Windows: 1

Porch Screened: 1

RiparianRights: 1

Shore - Natural: 1

Waterfront Feet: 100

Accounting: 1

BBQ Pit/Grill: 1

Legal: 1

Management: 1

Pavilion/Gazebo: 1

Playground: 1

Pool: 1

Assume w/int: 1

Cash: 1

Conventional: 1

VA: 1

Other: 1

Unfurnished: 1

Ceiling - Tray: 1

Smart Home: 1

Smart Thermostat: 1

First: 1

First: 1

Landscaped: 1

Waterfront: 1

County Road: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

BBQ Pit/Grill: 1

Playground: 1

Pool: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Primary Bedroom: 1

Pantry: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Bayou: 1

Bayou w/ Gulf Access: 1

See Remarks: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Smoke Detector(s): 1