324 Madison Circle, Panama City Beach, FL 32407 (MLS# 793917)


$430,000
324 Madison Circle
Panama City Beach, FL 32407
MLS# 793917
4 beds  |  3 baths  |  1972 sqft


Charming coastal retreat bathed in a stunning sunset glow - this inviting 4BR/2.5BA home is just a short stroll or golf cart ride from the pristine white sand beaches of the Gulf.
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Charming coastal retreat bathed in a stunning sunset glow - this inviting 4BR/2.5BA home is just a short stroll or golf cart ride from the pristine white sand beaches of the Gulf. 1st Floor Master AI facilitated rendering. Cozy up by the stone gas fireplace in the open-concept living area, featuring elegant travertine tile flooring and custom craftsman details throughout. Stroll to the sugar-white sands in minutes via the neighborhood's convenient beach access - no need to battle traffic or search for parking. AI facilitated rendering. Host unforgettable vacation meals in the light-filled dining room, thoughtfully designed with coastal-chic furnishings and direct access to the kitchen. Just 3 minutes to major retailers like Walmart and Lowe's for easy errand-running and vacation provisions. Gourmet kitchen boasts pristine off white coastal cabinetry, granite countertops, stainless steel appliances and a generous island - ideal for prepping beach picnics or savoring your morning coffee. Generous walk in pantry Living Room_Dining Living Room_Dining_Open Layout Living Room AI facilitated rendering. Fully fenced backyard with paver patio and fire pit - the ultimate spot for stargazing and making s'mores-filled memories. Backyard Toward House AI facilitated rendering. Versatile office space with built-in desk and storage - the ideal work-from-the-beach setup or could function as a convenient drop zone for sandy flip flops and beach gear. Office_Flex 1st Floor View 2 Drop station or laundry folding station for convenience Kitchen to Living Room AI facilitated rendering. Sprawling primary suite located on the first floor for easy access, complete with plush new carpeting, a tranquil coastal color palette and tons of natural light. Aerial View to Beach Master Bedroom View 2 Master Bedroom and Ensuite 1st Floor Spa-inspired primary bathroom with dual vanities, garden tub, separate shower and all new on-trend plumbing fixtures - your own beachside oasis. One of 3 spacious guest bedrooms, perfectly appointed for hosting family and friends. Serene coastal decor invites you to relax into vacation mode. Flexible guest suite can be configured with multiple beds to comfortably accommodate larger groups and multi-generational travel. Large Room currently shown with a queen bed, a full bed, and a twin bed in addition to a chair and dresser. 1st Floor Powder Bathroom Downstairs AI facilitated rendering. Bonus media room, playroom or teen hangout on the second floor with abundant natural light and endless possibilities. Flex Space No. 2 Flex Space Guest Bathroom Upstairs Front Angled Located in the heart of Panama City Beach, close to top attractions like M.B. Miller County Pier, Shipwreck Island Waterpark, and Pier Park. Entry_Dining_Kitchen Entry to Kitchen_Dining Aerial View Dining_Living Room Aerial View No neighbor next door at this time. Proximity to everything and privacy delivered affordably! Bedroom No. 2 Large Bedroom No. 2 Large 2 Perfect to store lawnmower and beach toys! Guest Bedroom No. 4 Bedroom No. 4 Guest Bedroom No. 3 View 2 Office_Flex 1st Floor Dining_to Living_Entry Aerial View No neighbors directly behind Charming Curb Appeal Aerial View Aerial View Picture yourself relaxing on this expansive front porch, breathing in the salty sea breeze. The perfect spot to unwind after a sun-kissed day at the beach.
Open House (09/24/2026 - 2:00 pm - 6:00 pm)

Property Description
Coastal Chic in Panama City Beach - Walk to the Gulf Without Crossing Hwy 98! Discover value and quality craftsmanship in this expansive 4-bedroom, 2.5-bathroom retreat located in the quiet, residential community of Harrison's Walk. Property Highlights: First-Floor Primary Suite: Easy, main-level living with convenient access to all living spaces. Premium Upgrades: Outfitted with solid core doors, custom craftsman trim, travertine tile, granite countertops, and stainless appliances. Room for Everyone: Generously sized bedrooms and bonus flex spaces comfortably sleep up to 16--perfect for multi-family coastal getaways. Outdoor Oasis: Relax by the cozy gas fireplace on cooler evenings or entertain in your private, fenced backyard featuring a beautiful paver patio. Neighborhood Amenities: Take a dip in the community pool just steps from your front door. Unbeatable PCB Location: Local insiders know the massive value of being near Hutchison Blvd--giving you quick back-road routes to easily bypass high-season traffic! Walk, bike, or ride your golf cart straight to the sugar-white sands, M.B. Miller County Pier, Shipwreck Island Waterpark, dining, and everyday essentials without ever crossing Highway 98. Exceptional value and uncompromised quality make this an unbeatable opportunity to own your dream beach retreat and share unforgettable memories with family and friends. Don't let this coastal gem slip away!

Details
Maps
General Property Info
Acreage: 0.09
Design: Florida Cottage
Lot Size (SqFt): 3920
Apx SqFt(Htd/Cooled): 1972
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 45x90
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 3
Year Built: 2007
Contract Info
List Price/SqFt: 218.05
Status: Active
List Date: 2026-08-11
List Price: $430,000
Current Price: $430,000
Location
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Traveling easy on US-98, turn right onto Alf Coleman Rd, take a right onto Cabana Blvd, turn right onto Madison Circle and home will be on the right.
Area: 03 - Bay County - Beach
Street #: 324
Street Name: Madison
Street Suffix: Circle
State: FL
Zip Code: 32407
County: Bay
Subdivision: Harrison's Walk
Parcel ID: 34034-005-113
Legal Description: HARRISON'S WALK LOT 13 ORB 4806 P 1823
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 396
HOA Frequency: Quarterly
HOA Annual Amount: 1584
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3979.53
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Coastal Chic in Panama City Beach - Walk to the Gulf Without Crossing Hwy 98! Discover value and quality craftsmanship in this expansive 4-bedroom, 2.5-bathroom retreat located in the quiet, residential community of Harrison's Walk. Property Highlights: First-Floor Primary Suite: Easy, main-level living with convenient access to all living spaces. Premium Upgrades: Outfitted with solid core doors, custom craftsman trim, travertine tile, granite countertops, and stainless appliances. Room for Everyone: Generously sized bedrooms and bonus flex spaces comfortably sleep up to 16--perfect for multi-family coastal getaways. Outdoor Oasis: Relax by the cozy gas fireplace on cooler evenings or entertain in your private, fenced backyard featuring a beautiful paver patio. Neighborhood Amenities: Take a dip in the community pool just steps from your front door. Unbeatable PCB Location: Local insiders know the massive value of being near Hutchison Blvd--giving you quick back-road routes to easily bypass high-season traffic! Walk, bike, or ride your golf cart straight to the sugar-white sands, M.B. Miller County Pier, Shipwreck Island Waterpark, dining, and everyday essentials without ever crossing Highway 98. Exceptional value and uncompromised quality make this an unbeatable opportunity to own your dream beach retreat and share unforgettable memories with family and friends. Don't let this coastal gem slip away!
Dining Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Ceiling - Raised: 1
Fireplace: 1
Floor - Tile: 1
Lighting - Recessed: 1
Construction/Siding
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Exterior
Porch Covered: 1
Other Structures
Shed(s): 1
Association Fees Include
Management: 1
Pool: 1
Recreational Faclty: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Other: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Sidewalk: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Pool: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Primary Bedroom
First: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Oven - Electric; Range - Electric; Refrigerator; Water Heater - Electric
Primary Bedroom: First
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Porch Covered
Association Fees Include: Management; Pool; Recreational Faclty
Financing: Cash; Conventional; FHA; VA; Other
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Sidewalk
Lot Access: Paved Road
Dining Room: First
Parking Features: Driveway
Other Structures: Shed(s)
Association Amenities: Pool
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst14 x 1314.0013.00
KitchenFirst15 x 1015.0010.00
Dining RoomFirst12 x 1012.0010.00
Primary BedroomFirst16 x 1516.0015.00
BedroomSecond14 x 1014.0010.00
BedroomSecond12 x 1112.0011.00
BedroomSecond16 x 1316.0013.00

Listing Office: EXP Realty LLC

Last Updated: September - 22 - 2026

Information deemed reliable but not guaranteed.