323 Prudence Lane, Panama City Beach, FL 32408 (MLS# 794972)

ud_c100_08: heated and cooled building. No water to it currently

ud_i_08: 250

Acreage: 0.37

Design: Craftsman Style

Lot Size (SqFt): 16117

Apx SqFt(Htd/Cooled): 1332

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: Yes

Lot Dimensions: 0 x 0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1986

List Price/SqFt: 300.23

Status: Active

List Date: 2026-09-03

List Price: $399,900

Current Price: $399,900

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Hathaway Bridge, Left onto Thomas dr Right on north lagoon, Right on Razz Way Right on Scooter Lane, Left onto Prudence, has is at the end of the culdasec on the left.

Area: 03 - Bay County - Beach

Street #: 323

Street Name: Prudence

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: North Lagoon Heights Phase II

Parcel ID: 30166-416-190

Legal Description: 5 4S 15W -1.290- BEG 742' N & 1549' W OF SE COR OF SEC TH CONT W 120' NWLY 148' E 92' SELY 157' S 114' TO POB AKA LOT 38 NORTH LAGOON HEIGHTS PHASE II UNREC ORB 4542 P 2013

HOA Fee: Yes

HOA Amount: 255

HOA Frequency: Annually

HOA Annual Amount: 255

New Buyer Fee: No

Last Taxes: 2554.32

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences. Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel. The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining. The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated windows throughout the home add to the refreshed, move-in-ready feel. One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility of adding a future pool. Located just a few short miles from Captain Anderson's Marina, this home puts boating, fishing, and the Panama City Beach lifestyle within easy reach. You're also only minutes from the white sand beaches, local restaurants, shopping, entertainment, and attractions throughout Panama City Beach. For buyers looking for a home near Naval Support Activity Panama City, Gulf Coast State College, or Panama City, this location offers added convenience. The Navy base is nearby, and the Hathaway Bridge provides quick access to Gulf Coast State College, Panama City, and surrounding Bay County destinations. If you've been searching for a renovated 3 bedroom home in Panama City Beach with a large backyard, updated kitchen and bathrooms, and easy access to the beach and marina, this property checks all the boxes.

Dishwasher: 1

Oven - Electric: 1

Refrigerator: 1

Ceiling - Vaulted: 1

Roof - Metal: 1

Fenced Lot-Part: 1

Fire Pit: 1

Porch Covered: 1

Other: 1

Ground Keeping: 1

Management: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Cul-De-Sac: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Bedroom: 1

Primary Bedroom: 1

ShowingTime: 1

Electricity - Connected: 1

Garbage: 1

Public Water - Connected: 1

Septic Tank: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Cooled: 1

Heated: 1

MBath Shower Only: 1