3224 Highway 98, Mexico Beach, FL 32456 (MLS# 796839)

Acreage: 0

Design: Beach House

Lot Size (SqFt): 0

Apx SqFt(Htd/Cooled): 1835

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 3

Accessory Dwelling Unit: No

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Driveway Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 3

Year Built: 2006

List Price/SqFt: 408.66

Status: Active

List Date: 2026-10-21

List Price: $749,900

Current Price: $749,900

Sub Area: 0517 - Bay East - Mexico Beach

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Port St. Joe

Middle School: Port St. Joe

High School: Port St. Joe

Directions: From Panama City, take US-98 East into Mexico Beach. The property will be on the left (north side of Hwy 98) at 3224 Hwy 98 in Cottages at Waterside Village.

Area: 05 - Bay County - East

Street #: 3224

Street Name: Highway 98

State: FL

Zip Code: 32456

County: Bay

Subdivision: Waterside Village

Parcel ID: 04685-030-000

Legal Description: MEXICO BEACH UNIT 6 235C2 COM MOST NLY COR OF LOT 7, BLK 4, TH NELY 15.01' TH SELY 171.98' TH SWLY 21.39' TO POB. TH SELY 25.20' TH SWLY 66.20' TH NWLY 18.20' TH NELY 22.00' TH NWLY 7.00' TH NELY 44.20' TO POB. AKA UNIT NO. 3224 (LOT 6, COTTAGES AT WATERSIDE VILLAGE) ORB 4723 P 1972

Homestead: No

HOA Fee: Yes

HOA Amount: 900

HOA Frequency: Quarterly

HOA Annual Amount: 3600

New Buyer Fee: No

Last Taxes: 9243.17

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: No

Remarks: GULF & CANAL VIEWS + PROVEN RENTAL HISTORY! Discover a standout coastal investment in the gated community of Cottages at Waterside Village in Mexico Beach. Offering the rare combination of Gulf and canal views, this 4-bedroom, 2.5-bath beach home pairs an inviting coastal atmosphere with a successful vacation rental history generating $115,000 in proven rental income. Whether you're looking to expand your investment portfolio or own a beach retreat that can welcome family, friends, and vacation guests, this property offers plenty to appreciate. Designed for relaxed coastal living, the home features an open layout with abundant windows, a spacious kitchen with breakfast bar, and a comfortable living area suited for gathering after a day at the beach. Upstairs, private balconies provide two distinct perspectives of the surrounding coastline and canal, while the flexible loft offers additional sleeping space or room to create a game room, media lounge, or work-from-home retreat. The appeal extends beyond the home itself. Enjoy a community pool, hot tub, and a shared elevated waterfront boardwalk leading to a canal-side deck with day-docking access. With the beach just a short stroll away and the laid-back charm of Mexico Beach all around, this property delivers an appealing blend of coastal lifestyle, flexible accommodations, and established rental performance.

First: 1

Dishwasher: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Floor - Tile: 1

Lighting - Recessed: 1

Lock Out Closet: 1

Pantry: 1

Window - Treatment All: 1

Foundation - Off Grade: 1

Roof - Metal: 1

Siding - Hardie Board: 1

Balcony: 1

Deck Covered: 1

Double Pane Windows: 1

Other - See Remarks: 1

Waterfront Feet: 25

Accounting: 1

Management: 1

Recreational Faclty: 1

Cash: 1

Conventional: 1

VA: 1

Other: 1

Furnished: 1

First: 1

Covenants & Rescrictions: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Additional Parking: 1

Garage Attached: 1

Garage Door Opener: 1

Resid Single Family: 1

Boardwalk: 1

Pool: 1

Waterfront: 1

Whirlpool: 1

Other - See Remarks: 1

Bedroom: 1

Family Room: 1

Half Bathroom: 1

Kitchen: 1

Primary Bathroom: 1

Primary Bedroom: 1

ShowingTime: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Canal: 1

Gulf: 1

First: 1

Canal w/ Gulf Access: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBed Balcony: 1

MBed Waterfront: 1

Second: 1

Gated Community: 1