3207 Swordfish Drive, Panama City Beach, FL 32408 (MLS# 792030)

List Price/SqFt: 394.3

Status: Active

List Date: 2026-06-30

List Price: $1,175,000

Current Price: $1,175,000

Sub Area: 0319 - Beach - East

Community/Resort: Bay Point Homes/Lots

Waterfront: Yes

Gulf Access: Yes

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: You can only use the Thomas Drive Gate if you are a resident (you may leave out of the gate but cannot come in). Take Navy Blvd to Magnolia and take a right into Bay Point. Second Marlin turn right. Take the 3rd left into Wahoo and immediate left onto Bonefish. Go over the bridge, and turn right on Wahoo and immediate left on Swordfish. White home with large staircase at end of cul de sac.

Area: 03 - Bay County - Beach

Street #: 3207

Street Name: Swordfish

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Bay Point Unit 1

Parcel ID: 31259-591-000

Legal Description: BONEFISH POINTE 69D3 LOT 11 ORB 4524 P 344

Acreage: 0.25

Design: Craftsman Style

Lot Size (SqFt): 10780

Apx SqFt(Htd/Cooled): 2980

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: irr

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 5

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 3

Year Built: 2023

Homestead: Yes

HOA Fee: Yes

HOA Amount: 1650

HOA Frequency: Annually

HOA Annual Amount: 1650

New Buyer Fee: No

Last Taxes: 6707.86

Last Tax Year: 2025

Brokerage Interest: Equitable Interest - Listing Broker/Salesperson has equitable interest in the property.

Remarks: Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

Second: 1

Second: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Freezer: 1

Microwave: 1

Oven - Electric: 1

Range Hood: 1

Refrigerator: 1

Water Heater - Tankless: 1

Ceiling - Raised: 1

Fireplace: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Window - Treatment Some: 1

Foundation - Slab on Grade: 1

Siding - Hardie Board: 1

Trim - Hardie Board: 1

Balcony: 1

Deck Covered: 1

Deck Open: 1

Fenced Lot-Part: 1

Summer Kitchen: 1

Porch Covered: 1

Gated Community: 1

Management: 1

Master Association: 1

Security: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Negotiable: 1

Ceiling - Tray: 1

Second: 1

Second: 1

Cul-De-Sac: 1

Landscaped: 1

Survey Available: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

Private Road: 1

Driveway: 1

Garage Attached: 1

Paved: 1

Bonus Room: 1

Deck/Patio: 1

Kitchen: 1

Living Room: 1

Electricity - Connected: 1

Garbage: 1

Natural Gas - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Bay: 1

Unobstructed: 1

Bay/Harbor: 1

Lagoon/Estuary: 1

Ceiling Fan(s): 1

Central Air: 1

Fireplace - Gas: 1

Natural Gas: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

MBed Waterfront: 1

24 Hour Security: 1

Carbon Monoxide Detector: 1

Fire Alarm: 1

Gated Community: 1

Smoke Detector(s): 1