318-A Memory Lane, Panama City Beach, FL 32413 (MLS# 790858)

List Price/SqFt: 561.06

Status: Active

List Date: 2026-06-05

List Price: $850,000

Current Price: $850,000

Sub Area: 0324 - Beach - West Central

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Highway 98, turn South Kelly St, take 1st right on Sun Lane, take left on Southfields Rd, take 1st right onto Memory Lane. House is on the right.

Area: 03 - Bay County - Beach

Street #: 318-A

Street Name: Memory

Street Suffix: Lane

State: FL

Zip Code: 32413

County: Bay

Subdivision: Southfield Sec 1

Parcel ID: 36459-737-000

Legal Description: SOUTHFIELD SECTION 1 N1/2 LOT 5 BLK B ORB 4442 P 1874

Acreage: 0.12

Design: Beach House

Lot Size (SqFt): 5445

Apx SqFt(Htd/Cooled): 1515

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

# of Stories in Building: 1

Pre-Const Flip: No

Lot Dimensions: 40x137

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 3

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2020

Homestead: No

HOA Fee: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 4487

Last Tax Year: 2025

Brokerage Interest: Owner Outside Licensee - Owner is a licensed real estate broker or salesperson.

As Is: No

Remarks: Located on the highly desirable west end of Panama City Beach, this charming coastal cottage offers the ideal blend of relaxed beach living, investment potential, and everyday comfort. Sold fully furnished and rental ready, the 3-bedroom, 2-bath home spans approximately 1,515 square feet and is tucked away on a quiet dead-end street less than one-third mile from the sugar white sands and emerald waters of the Gulf. Whether you are searching for a second home, vacation rental, or full-time residence, this property checks all the boxes. Designed with an open-concept layout, the home features a spacious living and kitchen area accented by coffered ceilings, crown molding, and an abundance of natural light. The kitchen is finished with white cabinetry, stainless steel appliances, marble countertops, and a large island ideal for gathering after a day at the beach. The primary suite offers a peaceful retreat with an en-suite bath and walk-in closet, while luxury vinyl flooring, 9-foot ceilings, and quartz countertops throughout add to the home's coastal appeal. Step outside to your own private backyard oasis featuring a heated pool installed in 2022, gazebo, and vinyl privacy fencing designed for both relaxation and entertaining. Additional highlights include a tankless water heater, city sewer, hurricane shutters, gutters, irrigation system, and a two-car garage. With no HOA, a golf cart-friendly setting, and a location just minutes from Pier Park, Scenic Highway 30A, dining, shopping, and the airport, this beautifully maintained home offers exceptional flexibility and value on the Emerald Coast. Buyer to verify all information and dimensions.

First: 1

Heated - Gas: 1

Inground: 1

Saltwater: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Water Heater - Gas: 1

Water Heater - Tankless: 1

Breakfast Bar: 1

Ceiling - Coffered: 1

Ceiling - Crwn Molding: 1

Floor - Laminate: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Window - Treatment All: 1

Roof - Dimensional Shg: 1

Siding - Hardie Board: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Patio Open: 1

Porch Covered: 1

Sprinkler System: 1

Pergola: 1

Cash: 1

Conventional: 1

Furnished: 1

First: 1

First: 1

Dead End: 1

Interior Lot: 1

Within 1/2 Mile to Water: 1

City Street: 1

Driveway: 1

Garage Attached: 1

MBath Double Vanity: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

MBath Shower/Tub Combo: 1

Resid Single Family: 1

Bedroom: 1

Garage: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

TV Cable: 1

Natural Gas - Connected: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Heat Pump: 1