316 Cherry Street 41, Panama City, FL 32401 (MLS# 792976)


$240,000
316 Cherry Street 41
Panama City, FL 32401
MLS# 792976
2 beds  |  2 baths  |  860 sqft


IMG_9348
  1 / 68  
IMG_9348 IMG_9353 IMG_9371 IMG_9337 IMG_9339 IMG_9355 IMG_9374 MLS - 54 IMG_9342 IMG_9331 MLS - 55 IMG_9375 IMG_9360 MLS - 56 IMG_9333 IMG_9357 IMG_9367 IMG_9370 IMG_9346 IMG_9343 MLS - 58 IMG_9361 IMG_9332 IMG_9334 IMG_9351 IMG_9364 IMG_9349 IMG_9327 IMG_9325 MLS - 57 MLS - 53 MLS - 50 MLS - 51 MLS - 49 MLS - 52 IMG_9366 IMG_9338 IMG_9368 IMG_9352 IMG_9354 IMG_9365 IMG_9347 IMG_9350 IMG_9330 IMG_9328 IMG_9353 IMG_9345 IMG_9359 IMG_9326 IMG_9341 Downtown LovePC Uncle Ernie's day Uncle Ernie's night A205 AAA235 DJI_0263 DJI_20240917094830_0356_D DSC00262 DSC08229 IMG_1130 IMG_1462 IMG_2672 (1) IMG_4109 IMG_4703 IMG_5187 IMG_6126 Real Fun Beach

Property Description
Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.

Details
Maps
General Property Info
Floor Number: 3
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 860
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: condo
New Construction: No
Garage Y/N: No
Assigned Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 1982
Contract Info
List Price/SqFt: 279.07
Status: Active
List Date: 2026-07-21
List Price: $240,000
Current Price: $240,000
Location
Unit #: 41
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: South on Cove Blvd, turn right on Cherry St. Complex will be on the left
Area: 02 - Bay County - Central
Street #: 316
Street Name: Cherry
Street Suffix: Street
State: FL
Zip Code: 32401
County: Bay
Subdivision: Bay Club Condo Ph 1
Parcel ID: 25679-122-000
Legal Description: BAY CLUB CONDO PHASE II UNIT 41 ORB 3263 P 818 2BR 2B 860 H&C
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 567
HOA Frequency: Monthly
HOA Annual Amount: 6804
Is Subject Leased: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Interior Features
Floor - Laminate: 1
Construction/Siding
Concrete: 1
Foundation - Slab on Grade: 1
Roof - Tile/Slate: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Sprinkler System: 1
Waterfront Feature
Dock: 1
Shore - Beach: 1
Association Fees Include
Ground Keeping: 1
Insurance: 1
Legal: 1
Management: 1
Pest Control: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Assigned: 1
Association Amenities
Dock: 1
Elevators: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Bay: 1
Waterfront Type
Bay/Harbor: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBed Walk-in Closet: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Range - Electric; Refrigerator; Washer/Dryer Stacked
Primary Bedroom: First
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Sprinkler System
Association Fees Include: TV Cable; Insurance; Legal; Ground Keeping; Management; Pest Control; Sewer; Trash Disposal; Water
Furnished: Unfurnished
Kitchen: First
Living Room: First
Pool Features: Inground
Security Features: Smoke Detector(s)
Parking Features: Assigned
Association Amenities: Dock; Elevators
Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom
Showing: ShowingTime
Utilities: TV Cable; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor
Waterfront Feature: Dock; Shore - Beach
Waterview: Bay
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst15 x 1115.0011.00
BedroomFirst12 x 1012.0010.00
Living RoomFirst24 x 1124.0011.00
KitchenFirst9 x 79.007.00

Listing Office: Beachy Beach Real Estate

Last Updated: July - 21 - 2026

Information deemed reliable but not guaranteed.