316 Cherry Street 41
Panama City, FL 32401
MLS# 792976
2 beds | 2 baths | 860 sqft
Property DescriptionWelcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay.
The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets.
Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping.
Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.
Floor Number: 3
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 860
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: condo
New Construction: No
Garage Y/N: No
Assigned Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Total Baths: 2
Year Built: 1982
List Price/SqFt: 279.07
Status: Active
List Date: 2026-07-21
List Price: $240,000
Unit #: 41
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: South on Cove Blvd, turn right on Cherry St. Complex will be on the left
Area: 02 - Bay County - Central
Street #: 316
Street Name: Cherry
Street Suffix: Street
State: FL
Zip Code: 32401
County: Bay
Subdivision: Bay Club Condo Ph 1
Parcel ID: 25679-122-000
Legal Description: BAY CLUB CONDO PHASE II UNIT 41 ORB 3263 P 818 2BR 2B 860 H&C
Homestead: Yes
HOA Fee: Yes
HOA Amount: 567
HOA Frequency: Monthly
HOA Annual Amount: 6804
Is Subject Leased: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks: Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay.
The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets.
Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping.
Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.
Dishwasher: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Concrete: 1
Foundation - Slab on Grade: 1
Roof - Tile/Slate: 1
Siding - Stucco: 1
Balcony: 1
Sprinkler System: 1
Ground Keeping: 1
Insurance: 1
Trash Disposal: 1
TV Cable: 1
Living Room: 1
Primary Bedroom: 1
TV Cable: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Central Air: 1
Electric: 1
Appliances: Dishwasher; Range - Electric; Refrigerator; Washer/Dryer Stacked
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Sprinkler System
Association Fees Include: TV Cable; Insurance; Legal; Ground Keeping; Management; Pest Control; Sewer; Trash Disposal; Water
Security Features: Smoke Detector(s)
Parking Features: Assigned
Association Amenities: Dock; Elevators
Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom
Utilities: TV Cable; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor
Waterfront Feature: Dock; Shore - Beach
| Room Name | Level | Dimensions | Length | Width |
| Primary Bedroom | First | 15 x 11 | 15.00 | 11.00 |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 |
| Living Room | First | 24 x 11 | 24.00 | 11.00 |
| Kitchen | First | 9 x 7 | 9.00 | 7.00 |
Listing Office: Beachy Beach Real Estate
Last Updated: July - 21 - 2026
Information deemed reliable but not guaranteed.