316 Cherry Street 33, Panama City, FL 32401 (MLS# 787549)

List Price/SqFt: 261.63

Status: Active

List Date: 2026-03-28

List Price: $225,000

Current Price: $225,000

Unit #: 33

Sub Area: 0203 - Bay - Central SW

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Cherry Street

Middle School: Jinks

High School: Bay

Directions: From US-98 (15th St) turn south onto Cherry St and continue for approximately 1 mile. The property will be on your right at 316 Cherry St.

Area: 02 - Bay County - Central

Street #: 316

Street Name: Cherry

Street Suffix: Street

State: FL

Zip Code: 32401

County: Bay

Subdivision: Bay Club Condo Ph 2

Parcel ID: 25679-114-000

Legal Description: BAY CLUB CONDO PHASE II APT 33 2BR 2B 860 H&C ORB 997 P 19 ORB 4415 P 599 .

Floor Number: 2

Design: Low-Rise (1-3 floors)

Apx SqFt(Htd/Cooled): 860

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 1982

HOA Fee: Yes

HOA Amount: 529

HOA Frequency: Monthly

HOA Annual Amount: 6348

New Buyer Fee: No

Last Taxes: 2166

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Seller offers $5,000 in FLEX $$$! WATERFRONT LIVING IN ST. ANDREWS | BAY CLUB CONDO. Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for unwinding after a long day or hosting friends and family. Whether you're enjoying your morning coffee or relaxing in the evening, you'll love being just steps from the water. Bay Club is known for its peaceful setting, shaded by mature oak trees and surrounded by coastal charm. Residents enjoy a bayfront community with a pool and outdoor areas ideal for soaking up the Florida sunshine, fishing, or simply taking in those incredible sunset views. Located in the heart of St. Andrews, you're only minutes from downtown Panama City, local restaurants, shops, and waterfront parks. It's a great spot whether you're looking for a full-time home or a weekend getaway. If you've been searching for an affordable waterfront condo in Panama City with charm, location, and lifestyle, this is one you don't want to miss. Schedule your showing today!

Fenced: 1

Gunite Concrete: 1

Inground: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Floor - Laminate: 1

Floor - Tile: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Balcony: 1

Dock: 1

Shore - Beach: 1

Accounting: 1

Beach: 1

Dumpster: 1

Ground Keeping: 1

Management: 1

Pest Control: 1

Pool: 1

Repairs/Maintenance: 1

Sewer: 1

Water: 1

Cash: 1

Conventional: 1

Unfurnished: 1

City Street: 1

Paved Road: 1

Additional Parking: 1

Assigned: 1

MBed Walk-in Closet: 1

MBath Shower/Tub Combo: 1

Beach: 1

Dock: 1

Dumpster: 1

Elevators: 1

Pool: 1

Waterfront: 1

Bedroom: 1

Master Bedroom: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Bay: 1

As Is: 1

Bay/Harbor: 1

First: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1