3039 Headland Avenue, Panama City, FL 32405 (MLS# 794982)


$319,999
3039 Headland Avenue
Panama City, FL 32405
MLS# 794982
4 beds  |  2 baths  |  1728 sqft


Duplex Front
  1 / 19  
Duplex Front Duplex A entrance Duplex B Entrance Back yard View 1 Back yard view 2 Storage Shed Front yard view 1 Living Room B Kitchen B view 1 Kitchen B view 2 Bedroom 1 B Bedroom 2 B Living room A Kitchen A view 1 Kitchen A view 2 Bedroom 1 A Bathroom A Bedroom 2 A Drone View

Property Description
The perfect opportunity for a first time investor or seasoned professional! This duplex is currently vacant, and has just had a fresh facelift! Improvements include brand new wood railings around the front porch, fresh exterior paint, and new gates on the fence. The metal roof and HVAC are both only 5 years old. Both units are two bedrooms and one bathroom, with a living room and kitchen. Both sides also have individual attached storage units! The property being vacant makes it the perfect opportunity for someone intending to live in half and rent out the other side (if intending to use as a short term rental, please verify eligibility with Bay County). Using it as an owner occupied property, with the other side rented to pick up most of the mortgage, it would likely be financeable with FHA or VA. This property has a lot of features that make it perfect for families with small children. The duplex is located just a couple blocks from Hiland Park Elementary School on a dead end road. The large backyard has plenty of room for kids to play, and is fully fenced and gated for peace of mind. Headland Avenue is very private, but also offers easy access to Baldwin Road and Highway 231. This means easy commutes for your renters to Bay County's largest employers, including medical facilities, shopping districts, and manufacturing. This property offers tenants privacy, comfort, opportunity, and security in a central location. It is the best of all worlds! Duplexes in locations this good, packed with this many family friendly features, are always in demand for reliable tenants!

Details
Maps
General Property Info
Acreage: 0.29
Design: Duplex
Lot Size (SqFt): 12632
Apx SqFt(Htd/Cooled): 1728
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
# of Units in Bldg: 2
Accessory Dwelling Unit: No
Lot Dimensions: 100.0 ft x 127.0 ft
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Duplex Multi-Units
Bedrooms: 4
Full Baths: 2
Total Baths: 2
Year Built: 1978
Contract Info
List Price/SqFt: 185.18
Status: Active
List Date: 2026-09-03
List Price: $319,999
Current Price: $319,999
Location
Sub Area: 0201 - Bay - Central NE
Community/Resort: None
Waterfront: No
Elementary School: Hiland Park
Middle School: Mowat
High School: Mosley
Directions: From Highland Park Baptist Church, travel 0.2 miles North on Headland Ave. Destination is on the left.
Area: 02 - Bay County - Central
Street #: 3039
Street Name: Headland
Street Suffix: Avenue
State: FL
Zip Code: 32405
County: Bay
Subdivision: Highland City
Parcel ID: 12019-005-000
Legal Description: HIGHLAND CITY LOTS 1 & 2 BLK 7 ORB 3568 P 922
Listing Info, Tax and Legal
HOA Fee: No
Is Subject Leased: Yes
Rent/Mo: 1400
Lease Expiration Dt: 2026-08-01
New Buyer Fee: No
Last Taxes: 1662.41
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: The perfect opportunity for a first time investor or seasoned professional! This duplex is currently vacant, and has just had a fresh facelift! Improvements include brand new wood railings around the front porch, fresh exterior paint, and new gates on the fence. The metal roof and HVAC are both only 5 years old. Both units are two bedrooms and one bathroom, with a living room and kitchen. Both sides also have individual attached storage units! The property being vacant makes it the perfect opportunity for someone intending to live in half and rent out the other side (if intending to use as a short term rental, please verify eligibility with Bay County). Using it as an owner occupied property, with the other side rented to pick up most of the mortgage, it would likely be financeable with FHA or VA. This property has a lot of features that make it perfect for families with small children. The duplex is located just a couple blocks from Hiland Park Elementary School on a dead end road. The large backyard has plenty of room for kids to play, and is fully fenced and gated for peace of mind. Headland Avenue is very private, but also offers easy access to Baldwin Road and Highway 231. This means easy commutes for your renters to Bay County's largest employers, including medical facilities, shopping districts, and manufacturing. This property offers tenants privacy, comfort, opportunity, and security in a central location. It is the best of all worlds! Duplexes in locations this good, packed with this many family friendly features, are always in demand for reliable tenants!
Dining Room
First: 1
Laundry
First: 1
Appliances
Dishwasher: 1
Dryer: 1
Range - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Floor - Tile: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Metal: 1
Siding - Stucco: 1
Existing Leases
7 - 12 Months: 1
Exterior
Fenced Back Yard: 1
Porch Open: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Dead End: 1
Lot Access
City Street: 1
Parking Features
Driveway: 1
Paved: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Primary Bedroom: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Electric: 1
Heating
Electric: 1
Security Features
Security Fence: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Dryer; Range - Electric; Range Hood; Refrigerator; Washer; Water Heater - Electric
Primary Bedroom: First
Bedroom: First
Cooling: Electric
Heating: Electric
Existing Leases: 7 - 12 Months
Exterior: Fenced Back Yard; Porch Open
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Dead End
Lot Access: City Street
Dining Room: First
Laundry: First
Security Features: Security Fence; Smoke Detector(s)
Parking Features: Driveway; Paved
Rooms: Bedroom; Dining Room; Kitchen; Laundry; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Phone - Available; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst16 x 1216.0012.00
BedroomFirst12 x 912.009.00
Living RoomFirst16 x 1216.0012.00
Dining RoomFirst8 x 88.008.00
KitchenFirst8 x 78.007.00
LaundryFirst6 x 56.005.00

Listing Office: Clubbs Real Estate Group LLC

Last Updated: September - 03 - 2026

Information deemed reliable but not guaranteed.