3021 Osprey Circle, Panama City, FL 32405 (MLS# 796318)

Acreage: 0.19

Design: Traditional

Lot Size (SqFt): 8276

Apx SqFt(Htd/Cooled): 2741

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 1

Accessory Dwelling Unit: No

Lot Dimensions: 37.0 ft x 139.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 4

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 2015

List Price/SqFt: 218.53

Status: Active

List Date: 2026-10-06

List Price: $599,000

Current Price: $599,000

Sub Area: 0204 - Bay - Central NW

Community/Resort: None

Waterfront: No

Elementary School: Lynn Haven

Middle School: Mowat

High School: Mosley

Directions: From Baldwin Rd, head north on Harrison Ave. At the fork, stay left. Take the first right (Osprey Circle.) Go straight into subdivision and around the circle, home will be on the right.

Area: 02 - Bay County - Central

Street #: 3021

Street Name: Osprey

Street Suffix: Circle

State: FL

Zip Code: 32405

County: Bay

Subdivision: Osprey Cove

Parcel ID: 11822-975-011

Legal Description: OSPREY COVE LOT 11 ORB 3628 P 1096

HOA Fee: Yes

HOA Amount: 330

HOA Frequency: Annually

HOA Annual Amount: 330

New Buyer Fee: No

Last Taxes: 4880.36

Last Tax Year: 2025

Brokerage Interest: No Interest

Township: Panama City, FL

Remarks: Welcome to 3021 Osprey Circle, a beautifully maintained home located in one of Lynn Haven's premier subdivisions--an upscale, quiet community where homes rarely become available. Ideally situated in a prime Lynn Haven location, this property offers the combination of neighborhood quality, privacy, thoughtful upgrades, and resort-style outdoor living that is increasingly difficult to find. Built in 2015, the home features a number of updates and improvements designed for both comfort and convenience. The HVAC system was replaced in 2020, the roof was replaced following Hurricane Michael, and the living room and primary bedroom have been freshly painted. A tankless water heater provides efficient on-demand hot water, while a gas fireplace adds warmth and character to the living space. The heart of the outdoor experience is the saltwater swimming pool, installed in 2019 by Panama Pool and Spa. The pool features an in-floor cleaning system, wireless pool equipment, and an outdoor shower--creating a private backyard retreat ideal for relaxing or entertaining. A permanent wireless exterior lighting system by Invisilights adds another level of ambiance and usability after dark. Additional exterior improvements include a French drain system and sump pump designed to assist with drainage, as well as an irrigation/sprinkler system. The garage is equipped with a 30-amp electrical hookup suitable for a camper. A security system conveys with the home, and the washer and dryer are included as well. The property also features a distinctive custom front door crafted with local woodwork by a local artist, adding a one-of-a-kind touch to the home's entrance. Served by Lynn Haven utilities and located in a highly desirable area, 3021 Osprey Circle offers an exceptional opportunity to own a well-appointed home in a sought-after neighborhood where properties seldom come available.

Inground: 1

Saltwater: 1

First: 1

Oven - Electric: 1

Refrigerator: 1

Water Heater - Tankless: 1

Brick: 1

Roof - Composite Shngl: 1

Fenced Back Yard: 1

Shower: 1

Sprinkler System: 1

Pergola: 1

Ground Keeping: 1

Management: 1

Unfurnished: 1

Ceiling - Tray: 1

Sidewalk: 1

City Street: 1

Paved Road: 1

City: 1

Resid Single Family: 1

Bedroom: 1

Primary Bedroom: 1

Sun Room: 1

Electricity - Connected: 1

Public Water - Connected: 1

First: 1

First: 1

Electric: 1

Central: 1

Fireplace(s): 1

MBath Walk-In Closet: 1

Security Lights: 1

Security System Owned: 1