3001 W 10th Street 203
Panama City, FL 32401
MLS# 795529
3 beds | 3 baths | 1997 sqft
Property DescriptionHarbour Village #203 -- Waterfront Living in the Heart of Historic St. Andrews
Some properties offer a water view. Harbour Village #203 offers a true waterfront lifestyle.
Beautifully appointed and thoughtfully designed, this residence stands apart even within Harbour Village, combining an elegant interior with several valuable features that are difficult to replicate -- particularly for the serious boater.
The property includes boat accommodations capable of handling a vessel up to 20,000 pounds, with both water and electricity run directly to the boat slips. For fishing and days on the water, the setup gets even better: #203 includes two approximately 8' x 15' private storage units, both heated and cooled with climate control, plus convenient access to an ice machine and freezer space for fish storage.
***$100k value***
These aren't simply extras -- they're features that make waterfront living considerably easier.
The residence itself is just as impressive. The interior is beautifully decorated with a warm, refined coastal feel that complements the setting without feeling overly themed. The floor plan offers three bedrooms and three bathrooms, with an important distinction from some other residences in the building: each bedroom has direct access to a bathroom, rather than the third bath being accessible only from the hallway.
Natural light and access to the outdoors are another standout. Sliding glass doors are located in both the living room and bedroom, creating two connections to the waterfront surroundings where many units offer only one. The unit also features double entry doors, another upgrade from the single-door configuration found in many residences, making the entrance feel substantially more open and impressive.
And then there is the location.
Harbour Village sits directly in Historic St. Andrews, one of Panama City's most distinctive waterfront neighborhoods. St. Andrews grew from its roots in fishing, boating and maritime commerce into the walkable bayside community it is today. Beck Avenue and the surrounding streets are lined with locally owned restaurants, shops and gathering places, while the marina, parks, waterfront and community events keep the neighborhood connected to the bay.
This is a place where you can leave the car parked, walk out your door for dinner or drinks, stroll along the waterfront, visit the Saturday market at Oaks by the Bay, or get on your boat and head out onto St. Andrews Bay. The City describes St. Andrews Marina as a gateway to the bay and Gulf of Mexico, and that connection to boating remains a defining part of the neighborhood.
Harbour Village #203 isn't simply a beautifully finished condominium overlooking the water. It's a residence designed around actually living on it. With substantial boat capacity, two climate-controlled storage units, water and power at the slips, an enhanced three-bedroom/three-bath layout, dual sliding-glass-door access and a prime position in Historic St. Andrews, #203 offers a combination that's exceptionally difficult to duplicate.
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1997
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 3
Total Baths: 3
List Price/SqFt: 440.66
Status: Active
List Date: 2026-09-17
List Price: $880,000
Unit #: 203
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From Highway 98 East, turn right onto Beck Ave. Take Beck Ave to the end then turn right on W 10th St. Building is on left through gate
Area: 02 - Bay County - Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
County: Bay
Subdivision: Harbour Village At Historic St Andrews
Parcel ID: 29571-300-006
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 203 ORB 4506 P 1759 TYPE C . 3BR/3BA . 2251 SQFT TOTAL
HOA Fee: Yes
HOA Amount: 1250
HOA Frequency: Monthly
HOA Annual Amount: 15000
New Buyer Fee: No
Last Taxes: 8937.71
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Harbour Village #203 -- Waterfront Living in the Heart of Historic St. Andrews
Some properties offer a water view. Harbour Village #203 offers a true waterfront lifestyle.
Beautifully appointed and thoughtfully designed, this residence stands apart even within Harbour Village, combining an elegant interior with several valuable features that are difficult to replicate -- particularly for the serious boater.
The property includes boat accommodations capable of handling a vessel up to 20,000 pounds, with both water and electricity run directly to the boat slips. For fishing and days on the water, the setup gets even better: #203 includes two approximately 8' x 15' private storage units, both heated and cooled with climate control, plus convenient access to an ice machine and freezer space for fish storage.
***$100k value***
These aren't simply extras -- they're features that make waterfront living considerably easier.
The residence itself is just as impressive. The interior is beautifully decorated with a warm, refined coastal feel that complements the setting without feeling overly themed. The floor plan offers three bedrooms and three bathrooms, with an important distinction from some other residences in the building: each bedroom has direct access to a bathroom, rather than the third bath being accessible only from the hallway.
Natural light and access to the outdoors are another standout. Sliding glass doors are located in both the living room and bedroom, creating two connections to the waterfront surroundings where many units offer only one. The unit also features double entry doors, another upgrade from the single-door configuration found in many residences, making the entrance feel substantially more open and impressive.
And then there is the location.
Harbour Village sits directly in Historic St. Andrews, one of Panama City's most distinctive waterfront neighborhoods. St. Andrews grew from its roots in fishing, boating and maritime commerce into the walkable bayside community it is today. Beck Avenue and the surrounding streets are lined with locally owned restaurants, shops and gathering places, while the marina, parks, waterfront and community events keep the neighborhood connected to the bay.
This is a place where you can leave the car parked, walk out your door for dinner or drinks, stroll along the waterfront, visit the Saturday market at Oaks by the Bay, or get on your boat and head out onto St. Andrews Bay. The City describes St. Andrews Marina as a gateway to the bay and Gulf of Mexico, and that connection to boating remains a defining part of the neighborhood.
Harbour Village #203 isn't simply a beautifully finished condominium overlooking the water. It's a residence designed around actually living on it. With substantial boat capacity, two climate-controlled storage units, water and power at the slips, an enhanced three-bedroom/three-bath layout, dual sliding-glass-door access and a prime position in Historic St. Andrews, #203 offers a combination that's exceptionally difficult to duplicate.
Cooktop - Electric: 1
Dishwasher: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Concrete: 1
Siding - Stucco: 1
Boat Slip Usage: 1
Community Room: 1
Exercise Room: 1
Internet-WiFi: 1
City Street: 1
Paved Road: 1
Boat: 1
Community Structure: 1
Business Center: 1
Community Room: 1
Gated Community: 1
Picnic Area: 1
Pool: 1
Security-24 hour: 1
Bedroom: 1
Primary Bedroom: 1
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Accessible Approach with Ramp: 1
Accessible Bedroom: 1
Accessible Kitchen: 1
Accessible Kitchen Appliances: 1
Accessible Washer/Dryer: 1
Bay/Harbor: 1
Bayou w/ Gulf Access: 1
Ceiling Fan(s): 1
Central Air: 1
Gated Community: 1
Security Gate: 1
Accessibility Features: Accessible Approach with Ramp; Accessible Bedroom; Accessible Kitchen; Accessible Kitchen Appliances; Accessible Washer/Dryer
Appliances: Cooktop - Electric; Dishwasher; Dryer; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Association Fees Include: Accounting; Beach; Boat Slip Usage; TV Cable; Community Room; Exercise Room; Internet-WiFi; Pool
Financing: Cash; Conventional
Lot Access: City Street; Paved Road
Security Features: Gated Community; Security Gate
Parking Features: Boat; Community Structure
Other Structures: Pool House
Association Amenities: Beach; Boardwalk; Boat Slip; Business Center; Community Room; Dock; Exercise Room; Gated Community; Picnic Area; Pool; Security-24 hour
Rooms: Bedroom; Primary Bedroom
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor; Bayou w/ Gulf Access
Waterfront Feature: Boat Slip; Boatlift; Dock; Shore - Beach
| Room Name | Level | Dimensions | Length | Width |
| Primary Bedroom | First | 16 x 14 | 16.00 | 14.00 |
| Bedroom | First | 14 x 11 | 14.00 | 11.00 |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 |
Listing Office: Hitchcock Real Estate LLC
Last Updated: September - 17 - 2026
Information deemed reliable but not guaranteed.