285 Hugh Thomas Drive, Panama City, FL 32404 (MLS# 781917)

HOA Fee: No

New Buyer Fee: No

Last Taxes: 5532.82

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: No

List Price/SqFt: 256.36

Status: Active

List Date: 2025-11-20

List Price: $625,000

Current Price: $625,000

Sub Area: 0202 - Bay - Central SE

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Callaway

Middle School: Rutherford Middle

High School: Rutherford

Directions: From US-98/Emerald Coast Pkwy turn onto FL-22 E, turn right onto Hugh Thomas Dr., property will be on the right.

Area: 02 - Bay County - Central

Street #: 285

Street Name: Hugh Thomas

Street Suffix: Drive

State: FL

Zip Code: 32404

County: Bay

Subdivision: Grimes Callaway Bayou Est U-6

Parcel ID: 06641-995-210

Legal Description: GRIMES CALLAWAY BAYOU ESTS UNIT #6 146C LOT 17 BLK E ORB 4655 P 72

Acreage: 0.44

Design: Contemporary

Lot Size (SqFt): 19166

Apx SqFt(Htd/Cooled): 2438

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 1

# of Stories in Building: 1

Lot Dimensions: 97 x 199

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 3

Driveway Spaces: 4

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 4

Total Baths: 5

Year Built: 2024

Remarks: Now priced below appraised value! *Construction Complete* 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA, NO flood insurance required! Prime location near Tyndall AFB. 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, fortified roof.

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Refrigerator: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Raised: 1

Ceiling - Vaulted: 1

Floor - Vinyl: 1

Lighting - Recessed: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Siding - Vinyl: 1

Columns: 1

Patio Covered: 1

Sprinkler System: 1

Waterfront Feet: 97

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

First: 1

Interior Lot: 1

Within 1/2 Mile to Water: 1

City Street: 1

Paved Road: 1

Garage Attached: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBed Walk-in Closet: 1

MBed Waterfront: 1

Resid Single Family: 1

Bedroom: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Bayou: 1

Bayou w/ Gulf Access: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Smoke Detector(s): 1