2723 Usery Road, Panama City, FL 32404 (MLS# 792865)


$284,900
2723 Usery Road
Panama City, FL 32404
MLS# 792865
4 beds  |  3 baths  |  2080 sqft

 | 

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ChatGPT Image Jan 29, 2026, 03_11_05 PM DSC09516 DSC09522 DSC09666 1st Floor Bedroom 1st Floor Bedroom Virtually Staged as Office 1st Floor Bedroom DSC09682 1st Floor Bathroom 1st Floor Bathroom 1st Floor Bathroom Kitchen Pantry DSC09699 Living/Dining Room Virtually Staged DSC09711 Virtually Staged DSC09714 DSC09723 DSC09726 DSC09735 DSC09738 DSC09741 DSC09744 DSC09747 Primary Suite- 2nd Floor Virtually Staged Primary Suite- 2nd Floor Primary Suite Bathroom Primary Suite Bathroom Primary Suite Bathroom Primary Suite DSC09771 2nd Floor Guest Bathroom 2nd Floor Guest Bathroom 2nd Floor Laundry 2nd Floor Laundry Bedroom 3 Bedroom 3 Bedroom 3 Bedroom 4 Bedroom 4 DSC09813 DSC09816 DSC09819 DSC09519 DJI_20260105123410_0019_D DJI_120260105123426_0022_D DJI_120260105123458_0026_D DJI_120260105123540_0030_D DJI_120260105123616_0034_D DSC09519
Open House (10/03/2026 - 11:00 am - 3:00 pm)

Property Description
Looking for a move-in-ready new construction home in Panama City with no HOA and the flexibility to use it as a primary residence, second home, vacation getaway, Airbnb, or income-producing rental? This spacious 4-bedroom, 3-bath townhome offers a rare combination of modern finishes, flexible living space, and investment potential--all just minutes from Tyndall Air Force Base and Panama City Beach. Step inside and immediately notice that this is not your typical townhome. The spacious open-concept floor plan offers generous living and dining areas with luxury vinyl plank flooring and plenty of room for everyday living, entertaining, or hosting guests. The modern kitchen is designed to impress with white shaker cabinetry, soft-close drawers, quartz countertops, stainless steel appliances, a large center island with additional seating and prep space, and an oversized walk-in pantry. One of the home's most desirable features is the FIRST-FLOOR BEDROOM with convenient access to a FULL BATHROOM--a hard-to-find feature that provides excellent flexibility for overnight guests, multi-generational living, a private home office, or anyone who prefers a bedroom on the main level. Upstairs, the split-bedroom floor plan provides additional privacy. The spacious primary suite features a large walk-in closet and private en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Enjoy Florida living from the covered back porch overlooking the backyard, with space for grilling, relaxing, entertaining, or creating your own outdoor retreat. Built with durability, efficiency, and low-maintenance living in mind, the home features Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty. LOCATION MATTERS! Conveniently located just off Highway 231, this Panama City home provides quick access to grocery stores, shopping, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is approximately 18 minutes away, while the sugar-white beaches of Panama City Beach are approximately 20 minutes away. With NO HOA and SHORT-TERM RENTALS ALLOWED, this property offers exceptional flexibility for homeowners and investors alike. Whether you're searching for new construction near Tyndall AFB, a Panama City investment property, an Airbnb or vacation rental opportunity, a second home near Panama City Beach, or simply a beautiful move-in-ready home with plenty of space, this property deserves a closer look.

Details
Maps
General Property Info
Acreage: 0.1
Design: Townhome
Lot Size (SqFt): 4356
Apx SqFt(Htd/Cooled): 2080
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 35.25 X 117
New Construction: Yes
Garage Y/N: No
Driveway Spaces: 4
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2025
Contract Info
List Price/SqFt: 136.97
Status: Active
List Date: 2026-07-18
List Price: $284,900
Current Price: $284,900
Location
Sub Area: 0201 - Bay - Central NE
Community/Resort: None
Waterfront: No
Elementary School: Cedar Grove
Middle School: Merritt Brown
High School: Bay
Directions: Head North on US Hwy 231. Turn right onto Transmitter Rd. Turn left unto Game Farm Rd at the CEFCO gas station light.. Then turn right unto Usery Rd. Last unit on the left hand side of the street.
Area: 02 - Bay County - Central
Street #: 2723
Street Name: Usery
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 11923-010-000
Legal Description: 25 3S 14W -5.1- MAP 97A ST A B DEV CO PLAT S 1/2 OF S 140' OF E 50' LOT 56 & S 140
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 538.89
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Looking for a move-in-ready new construction home in Panama City with no HOA and the flexibility to use it as a primary residence, second home, vacation getaway, Airbnb, or income-producing rental? This spacious 4-bedroom, 3-bath townhome offers a rare combination of modern finishes, flexible living space, and investment potential--all just minutes from Tyndall Air Force Base and Panama City Beach. Step inside and immediately notice that this is not your typical townhome. The spacious open-concept floor plan offers generous living and dining areas with luxury vinyl plank flooring and plenty of room for everyday living, entertaining, or hosting guests. The modern kitchen is designed to impress with white shaker cabinetry, soft-close drawers, quartz countertops, stainless steel appliances, a large center island with additional seating and prep space, and an oversized walk-in pantry. One of the home's most desirable features is the FIRST-FLOOR BEDROOM with convenient access to a FULL BATHROOM--a hard-to-find feature that provides excellent flexibility for overnight guests, multi-generational living, a private home office, or anyone who prefers a bedroom on the main level. Upstairs, the split-bedroom floor plan provides additional privacy. The spacious primary suite features a large walk-in closet and private en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Enjoy Florida living from the covered back porch overlooking the backyard, with space for grilling, relaxing, entertaining, or creating your own outdoor retreat. Built with durability, efficiency, and low-maintenance living in mind, the home features Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty. LOCATION MATTERS! Conveniently located just off Highway 231, this Panama City home provides quick access to grocery stores, shopping, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is approximately 18 minutes away, while the sugar-white beaches of Panama City Beach are approximately 20 minutes away. With NO HOA and SHORT-TERM RENTALS ALLOWED, this property offers exceptional flexibility for homeowners and investors alike. Whether you're searching for new construction near Tyndall AFB, a Panama City investment property, an Airbnb or vacation rental opportunity, a second home near Panama City Beach, or simply a beautiful move-in-ready home with plenty of space, this property deserves a closer look.
Appliances
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Water Heater - Tankless: 1
Interior Features
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Stairs: 1
Construction/Siding
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Trim - Vinyl: 1
Exterior
Porch Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Features
Dead End: 1
Landscaped: 1
Survey Available: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Rooms
Bedroom: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Primary Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBed Walk-in Closet: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Microwave; Range - Electric; Refrigerator; Water Heater - Electric; Water Heater - Tankless
Primary Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Porch Covered
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Lot Features: Dead End; Landscaped; Survey Available
Lot Access: City Street; Paved Road
Security Features: Smoke Detector(s)
Parking Features: Driveway
Rooms: Bedroom; Primary Bedroom
Utilities: Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width
Primary BedroomSecond15.8 x 13.715.8013.70
BedroomSecond12.8 x 11.812.8011.80
BedroomSecond12.8 x 11.412.8011.40
BedroomFirst13.4 x 13.713.4013.70

Listing Office: Keller Williams Success Realty

Last Updated: September - 30 - 2026

Information deemed reliable but not guaranteed.