2638 E 40th Plaza, Panama City, FL 32405 (MLS# 794688)

ud_i_08: 400

Acreage: 0.41

Design: Contemporary

Lot Size (SqFt): 17860

Apx SqFt(Htd/Cooled): 2377

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 1

Accessory Dwelling Unit: Yes

Lot Dimensions: 129.0 ft x 141.0 ft

New Construction: No

Garage Y/N: No

Driveway Spaces: 10

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 5

Full Baths: 3

Total Baths: 3

Year Built: 1976

List Price/SqFt: 252

Status: Active

List Date: 2026-08-26

List Price: $599,000

Current Price: $599,000

Sub Area: 0201 - Bay - Central NE

Community/Resort: None

Waterfront: No

Elementary School: Hiland Park

Middle School: Mowat

High School: Mosley

Directions: From Hwy 389, turn East on 40th Plaza. Last home on the right.

Area: 02 - Bay County - Central

Street #: 2638

Street Direction: E

Street Name: 40th

Street Suffix: Plaza

State: FL

Zip Code: 32405

County: Bay

Subdivision: [No Recorded Subdiv]

Parcel ID: 11542-003-000

Legal Description: 15 3S 14W -10.11- 103A ST AND BAY DEV CO PLAT BEG 1002.80' N & 29.6' W OF SE COR TH W 149' N 141' E 149' ON 40TH E PLAZA S 141' TO POB ORB 4337 P 519

HOA Fee: No

New Buyer Fee: No

Last Taxes: 2178.32

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: This home truly has it all--no HOA, a huge yard, plenty of parking, a private Gunite pool, and a brand-new septic system, all centrally located on a quiet dead-end street in Lynn Haven. The detached, recently built mother-in-law suite adds incredible flexibility with its own entrance, full kitchen, and bathroom, making it ideal for guests, family, or additional living space at approximately over 400 sq ft. The main home features large windows that fill the space with natural light, with tinted windows designed to improve efficiency and help keep energy costs low. Inside, you'll find an updated 4-bedroom, 2-bath layout with modern touches, granite countertops, stainless-steel appliances, waterproof luxury vinyl flooring, shiplap accents, and a tankless water heater. Outside, enjoy the pool, oversized yard, privacy fence, pergola, outdoor shower, half bath, and ample storage. With no HOA, no monthly water (Culligan filtration system) or sewer bill (brand new septic tank), low energy costs, abundant parking, generous outdoor space, a pool, and flexible living accommodations, this property offers a rare combination of comfort, functionality, and value in a convenient Lynn Haven location. Measurements are approximate.

First: 1

Gunite Concrete: 1

Inground: 1

Pool House: 1

Cooktop - Electric: 1

Dishwasher: 1

Oven - Electric: 1

Refrigerator: 1

Water Heater - Tankless: 1

Fireplace: 1

Kitchen Island: 1

Handicap Provisions: 1

Foundation - Slab on Grade: 1

Roof - Metal: 1

Siding - Hardie Board: 1

Deck Covered: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Shower: 1

Sprinkler System: 1

Storm Windows: 1

Tinted Windows: 1

Pergola: 1

Pool House: 1

Cash: 1

Conventional: 1

FHA: 1

USDA: 1

VA: 1

Unfurnished: 1

Dead End: 1

Paved Road: 1

Driveway: 1

Oversized: 1

Paved: 1

RV Access/Parking: 1

City: 1

Resid Single Family: 1

Bedroom: 1

Florida Room: 1

Primary Bedroom: 1

Electricity - Connected: 1

Private Well: 1

Septic Tank: 1

Accessible Full Bath: 1

As Is: 1

First: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fireplace - Electric: 1

Bathroom: 1

Bedroom: 1

Cooled: 1

Heated: 1

Kitchen: 1

Number of Bathrooms: 1

Number of Bedrooms: 1

Separate Entrance: 1

MBath Separate Shwr: 1

MBed First Floor: 1

Security System: 1