2604 Mystic Lane PO13
Panama City, FL 32408
MLS# 791498
3 beds | 3 baths | 1608 sqft
Property DescriptionStep into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven--a private, gated, non-rental community set directly on the shores of St. Andrews Bay.
Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a perfect setting for morning coffee or evening gatherings overlooking the heart of the community.
The home has been thoughtfully upgraded with remodeled bathrooms, including a luxurious master suite featuring a custom tile shower and soaking tub. In the kitchen, enjoy top-tier finishes with a Sub-Zero refrigerator and Viking appliances, elevating both style and function.
Waterhaven sets the standard for luxury amenities:
Resort-style pool and sun deck
Clubhouse with movie theater, meeting space, and full kitchen
Fitness center and outdoor kitchen for entertaining
One of the area's largest private piers, ideal for fishing, evening strolls, or watching unforgettable bayfront sunrises
With its high-end upgrades, unmatched amenities, and prime waterfront location, this condo isn't just a home--it's a lifestyle.
List Price/SqFt: 226.99
Status: Active
List Date: 2026-06-17
List Price: $365,000
Unit #: PO13
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Driving South on Navy Blvd., turn left on Magnolia Beach Road between Publix and Aldi. Stay left on Magnolia Beach Road at the Y. Continue straight- Waterhaven will be on the left with a gate to enter.
Area: 03 - Bay County - Beach
Street #: 2604
Street Name: Mystic
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Subdivision: Waterhaven
Parcel ID: 40000-050-015
Legal Description: WATERHAVEN UNIT P013 TYPE F9 3BR 2.5B ORB 2904 P 186 1608 SF ORB 4069 P 1881
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1608
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 0
New Construction: No
Pool Type: Community
Sub-Type: Condominium
Total Baths: 3
Year Built: 2007
HOA Fee: Yes
HOA Amount: 2827.66
HOA Frequency: Quarterly
HOA Annual Amount: 11310.64
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks: Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven--a private, gated, non-rental community set directly on the shores of St. Andrews Bay.
Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a perfect setting for morning coffee or evening gatherings overlooking the heart of the community.
The home has been thoughtfully upgraded with remodeled bathrooms, including a luxurious master suite featuring a custom tile shower and soaking tub. In the kitchen, enjoy top-tier finishes with a Sub-Zero refrigerator and Viking appliances, elevating both style and function.
Waterhaven sets the standard for luxury amenities:
Resort-style pool and sun deck
Clubhouse with movie theater, meeting space, and full kitchen
Fitness center and outdoor kitchen for entertaining
One of the area's largest private piers, ideal for fishing, evening strolls, or watching unforgettable bayfront sunrises
With its high-end upgrades, unmatched amenities, and prime waterfront location, this condo isn't just a home--it's a lifestyle.
Microwave: 1
Range - Gas: 1
Breakfast Bar: 1
Ceiling - Coffered: 1
Ceiling - Crwn Molding: 1
Elevator: 1
Kitchen Island: 1
Lighting - Recessed: 1
Brick Veneer: 1
Siding - Hardie Board: 1
Accounting: 1
BBQ Pit/Grill: 1
Dumpster: 1
Exercise Room: 1
Fishing: 1
Gated Community: 1
Ground Keeping: 1
Picnic Area: 1
Pool: 1
Recreational Faclty: 1
Covenants & Rescrictions: 1
Dead End: 1
Within 1/2 Mile to Water: 1
Paved Road: 1
Private Road: 1
Community Room: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Fishing: 1
Gated Community: 1
Living Room: 1
Primary Bedroom: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Shower/Tub Combo: 1
Appliances: Dishwasher; Disposal; Microwave; Range - Gas
Cooling: Ceiling Fan(s); Central Air; Electric
Exterior: Balcony; Columns
Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Dock; Dumpster; Fishing; Exercise Room; Gated Community; Ground Keeping; Repairs/Maintenance; Picnic Area; Pool; Recreational Faclty
Lot Features: Covenants & Rescrictions; Dead End; Within 1/2 Mile to Water
Lot Access: Paved Road; Private Road
Pool Features: Fenced; Inground
Association Amenities: Beach; Boat Launch; Community Room; Dumpster; Elevators; Fishing; Exercise Room; Gated Community
Rooms: Bedroom; Dining Room; Living Room; Primary Bedroom
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Master Bedroom | First | 16 x 13 | 16.00 | 13.00 | 16 x 13 |
| Bedroom | First | 12 x 11 | 12.00 | 11.00 | 12 x 11 |
| Bedroom | First | 12 x 11 | 12.00 | 11.00 | 12 x 11 |
| Living Room | First | 19 x 15 | 19.00 | 15.00 | 19 x 15 |
| Dining Room | First | 12 x 10 | 12.00 | 10.00 | 12 x 10 |
Listing Office: Think Real Estate
Last Updated: June - 17 - 2026
Information deemed reliable but not guaranteed.