2604 Mystic Lane PO12, Panama City, FL 32408 (MLS# 785149)

List Price/SqFt: 258.64

Status: Active

List Date: 2026-01-14

List Price: $415,900

Current Price: $415,900

Unit #: PO12

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: Driving South on Navy Blvd., turn left on Magnolia Beach Road between Publix and Aldi. Stay left on Magnolia Beach Road at the Y. Continue straight- Waterhaven will be on the left with a gate to enter.

Area: 03 - Bay County - Beach

Street #: 2604

Street Name: Mystic

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: Waterhaven

Parcel ID: 40000-050-014

Legal Description: WATERHAVEN UNIT P012 TYPE F10 EBR 2.5B ORB 2904 P 186 1608 SF ORB 4437 P 212

Floor Number: 1

Design: Low-Rise (1-3 floors)

Apx SqFt(Htd/Cooled): 1608

Construction Status: Construction Complete

SqFt Source: Owner Measured

Half Baths: 1

# of Stories in Building: 3

# of Units in Bldg: 6

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2007

HOA Fee: Yes

HOA Amount: 868.33

HOA Frequency: Monthly

HOA Annual Amount: 10419.96

New Buyer Fee: No

Last Taxes: 3368

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: Rare Ground-Floor Luxury in WATERHAVEN One of Panama City Beach's most desirable gated bayfront communities. This beautifully maintained 3-bedroom, 2.5-bath ground-floor residence is a rare opportunity, offering the convenience of first-level living with no need to rely on elevators or stairs. Step inside to a bright, inviting interior where coastal charm meets refined comfort. Oak wood flooring, crown molding, plantation shutters, and an open-concept layout create an elegant yet relaxed atmosphere perfect for both everyday living and entertaining. The chef's kitchen is a true standout, featuring a large island with breakfast bar, SUB-ZERO refrigerator, Viking gas range, Bosch dishwasher, Scotsman ice maker, wine fridge, and generous workspace for cooking, hosting, and gathering. The spacious primary suite offers a peaceful retreat with a beautifully appointed ensuite bath featuring separate vanities, a large soaking tub, walk-in shower, and generous walk-in closet. The additional bedrooms are connected by a convenient Jack-and-Jill bathroom with a separate shower and toilet area, making the layout both functional and comfortable. This residence is as practical as it is beautiful, with an instant gas water heater, updated HVAC system installed in 2021, and a private storage unit approximately 10x4 located on the third floor with easy elevator access. Waterhaven offers an exceptional bayfront lifestyle with resort-style amenities, including a clubhouse, fitness center, indoor meeting space, theater room, outdoor gathering areas, and a large commercial kitchen available for owner use. Spend the day by the luxury-style pool, relax along the bayfront beach, or enjoy the peaceful surroundings that make this community so special. Waterhaven is a non-rental community, allowing no short-term or long-term rentals, which helps preserve its quiet residential feel. Conveniently located near shopping, dining, boating, beaches, and all the attractions of Panama City Beach, this rare ground-floor bayfront retreat offers comfort, elegance, and coastal living all in one. Come experience the lifestyle, convenience, and charm of Waterhaven living.

Fenced: 1

Inground: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Ice Maker: 1

Microwave: 1

Range - Gas: 1

Refrigerator: 1

Washer: 1

Wine Refrigerator: 1

Ceiling - Crwn Molding: 1

Floor - Hardwood: 1

Plantation Shutters: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Roof - Metal: 1

Trim - Hardie Board: 1

Dock: 1

BBQ Pit/Grill: 1

Beach: 1

Boat Launch: 1

Boat Slip Usage: 1

Community Room: 1

Conference Center: 1

Dock: 1

Dumpster: 1

Exercise Room: 1

Fishing: 1

Gated Community: 1

Marina: 1

Picnic Area: 1

Pool: 1

Theater: 1

Cash: 1

Conventional: 1

FHA: 1

USDA: 1

VA: 1

Negotiable: 1

Gated Access: 1

Private Road: 1

BBQ Pit/Grill: 1

Community Room: 1

Pool: 1

Waterfront: 1

Boat Slip: 1

Bedroom: 1

Primary Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBath Walk-In Closet: 1

Gated Community: 1