2601 Highway 20, Youngstown, FL 32466 (MLS# 791064)

List Price/SqFt: 510.13

Status: Active

List Date: 2026-06-09

List Price: $3,750,000

Current Price: $3,750,000

Sub Area: 0413 - Bay North - Youngstown Area

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Deane Bozeman

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: North on Highway 77. East on Highway20. Property on the Left.

Area: 04 - Bay County - North

Street #: 2601

Street Name: Highway 20

State: FL

Zip Code: 32466

County: Bay

Subdivision: [No Recorded Subdiv]

Parcel ID: 07415-080-000

Legal Description: 3 1S 14W -1.8- 96 COM SE COR TH N 1127.31' TO N R/W SR 20 TH SWLY 375' FOR POB TH SWLY 729.75' N 403.34' SWLY 544.50' S 403.34' SWLY 273.92' N 4371.08' TO N LINE OF SEC TH E 1941.56' S 3206.78' W 29.79' N 250' SWLY 344.97' S 1192.13' TO POB ORB 4622 P 2367

Acreage: 180

Design: Ranch

Lot Size (SqFt): 7840800

Apx SqFt(Htd/Cooled): 7351

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 2

# of Stories in Building: 2

Lot Dimensions: 1950 x 4140

New Construction: No

Garage Y/N: Yes

Garage Spaces: 3

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 6

Full Baths: 6

Total Baths: 8

Year Built: 2007

HOA Fee: No

New Buyer Fee: No

Last Taxes: 3153.29

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Rare Offering: 180-Acre Private Estate | Equestrian Friendly | Owner Financing Available Welcome to 2601 Highway 20 E, a once-in-a-lifetime opportunity to own a breathtaking private estate in Panama City, Florida. Equestrian friendly and set behind a grand 14-foot private gate surrounded by over 185 acres, a 60 x 100 outdoor building (6,000 square feet), 7-stall barn with tack room and bathroom, all new planted pines in 2023, and a private spring-fed lake, this custom-built home offers the perfect balance of luxury, functionality, and country living. Built in 2007 by renowned builder Rita Jones, with quality and craftsmanship at its core, this expansive 6-bedroom, 6 full bath, 2 half bath estate boasts over 7,351 square feet of heated and cooled living space. From the moment you step inside, you are welcomed by soaring vaulted ceilings, large open spaces, and refinished hardwood floors. Thoughtfully designed finishes are found throughout. The first floor is constructed with solid concrete block for strength and longevity, while the second floor features durable 2x6 framing for added efficiency and durability. The spacious primary suite is a true retreat, featuring his and her closets, a spa-like bath with custom tile shower, heated floors in mathroom, and a Toto toilet. Peaceful views of the surrounding property complete the experience. Entertain with ease in the formal dining room or game room, host unforgettable gatherings around the outdoor kitchen, or retreat to the cozy study for a quiet evening. The gourmet kitchen and luxurious living areas flow seamlessly to the outdoors, where a zero-entry saltwater pool, lush landscaping, and breathtaking lake views await. The home is equipped with a Control 4 Smart Home system, spray foam insulation in the walls and ceilings, Andersen storm doors and windows, and four HVAC units for maximum energy efficiency. For convenience and peace of mind, the property features two 200-amp electrical panels, two deep wells, two septic systems, and a 40KW whole-house generator powered by a dedicated 500-gallon propane tank, with a separate 500-gallon propane tank serving the home. The estate also includes a three-car garage with insulated 12' x 10' doors, offering plenty of space for vehicles, recreational toys, or additional storage. At the heart of the property lies a serene spring-fed lake teeming with bass, bream, and catfish -- the perfect backdrop for fishing, paddling, or simply relaxing in the beauty of nature. This is more than a home -- it's a lifestyle. A place where wide-open spaces meet modern comforts, where equestrian dreams come to life, and where every day feels like a retreat. Located just minutes from Panama City and Lynn Haven, and only 17 miles from the world's most beautiful beaches.

Fenced: 1

Gunite Concrete: 1

Inground: 1

Saltwater: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Ice Maker: 1

Instant Hot Water: 1

Range - Gas: 1

Refrigerator: 1

Washer: 1

Water Heater - Gas: 1

Water Softener - Owned: 1

Ceiling - Crwn Molding: 1

Ceiling - Vaulted: 1

Fireplace: 1

Floor - Hardwood: 1

Kitchen Island: 1

Pantry: 1

Security System: 1

Stairs: 1

Wet Bar: 1

Brick Veneer: 1

Concrete: 1

Wood/Frame: 1

Roof - Dimensional Shg: 1

Siding - Stone: 1

Balcony: 1

Built-in Barbecue/Grill: 1

Fenced Lot-Part: 1

Fire Pit: 1

Summer Kitchen: 1

Shower: 1

Patio Covered: 1

Porch Open: 1

Sprinkler System: 1

Storm Doors: 1

Storm Windows: 1

Barn - Hay: 1

Barn - Horse: 1

Barn - Livestock: 1

Fenced - Pasture: 1

Lake/River/Canal: 1

Pasture: 1

Pond: 1

Stable(s): 1

Barn(s): 1

Outbuilding: 1

Pole Barn: 1

Cash: 1

Conventional: 1

Seller Financing: 1

Unfurnished: 1

Smart Home: 1

Smart Thermostat: 1

Agricultural: 1

Landscaped: 1

Pasture: 1

Gated Access: 1

State Highway: 1

Paved Road: 1

Circular Driveway: 1

Garage Attached: 1

Agriculture: 1

County: 1

Horses Allowed: 1

Resid Single Family: 1

Bedroom: 1

Primary Bedroom: 1

Electricity - Connected: 1

Garbage: 1

Generator: 1

Internet - Fiber Optic: 1

Phone - Connected: 1

Private Well: 1

Septic Tank: 1

Lake: 1

As Is: 1

Lakefront: 1

First: 1

Basement: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fireplace - Gas: 1

Fireplace(s): 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBath Walk-In Closet: 1

MBed Fireplace: 1

MBed First Floor: 1

MBed Walk-in Closet: 1

Panic Alarm: 1

Security Gate: 1

Security System: 1

Security System Owned: 1

Smoke Detector(s): 1