2601 Highway 20
Southport, FL 32409
MLS# 791065
6 beds | 8 baths | 7351 sqft
Property DescriptionRare Offering: 21-Acre Private Estate | Equestrian Friendly | Owner Financing Available
Welcome to 2601 Highway 20 E, a once-in-a-lifetime opportunity to own a breathtaking private estate in Panama City, Florida. Equestrian friendly and set behind a grand 14-foot private gate surrounded by over 21 acres, all new planted pines in 2023, and a private spring-fed lake, this custom-built home offers the perfect balance of luxury, functionality, and country living.
Built in 2007 by renowned builder Rita Jones, with quality and craftsmanship at its core, this expansive 6-bedroom, 6 full bath, 2 half bath estate boasts over 7,351 square feet of heated and cooled living space. From the moment you step inside, you are welcomed by soaring vaulted ceilings, large open spaces, and refinished hardwood floors. Thoughtfully designed finishes are found throughout. The first floor is constructed with solid concrete block for strength and longevity, while the second floor features durable 2x6 framing for added efficiency and durability.
The spacious primary suite is a true retreat, featuring his and her closets, a spa-like bath with custom tile shower, heated floors, and a Toto toilet. Peaceful views of the surrounding property complete the experience. Entertain with ease in the formal dining room or game room, host unforgettable gatherings around the outdoor kitchen, or retreat to the cozy study for a quiet evening. The gourmet kitchen and luxurious living areas flow seamlessly to the outdoors, where a zero-entry saltwater pool, lush landscaping, and breathtaking lake views await.
The home is equipped with a Control 4 Smart Home system, spray foam insulation in the walls and ceilings, Andersen storm doors and windows, and four HVAC units for maximum energy efficiency. For convenience and peace of mind, the property features two 200-amp electrical panels, two deep wells, two septic systems, and a 40KW whole-house generator powered by a dedicated 500-gallon propane tank, with a separate 500-gallon propane tank serving the home.
The estate also includes a three-car garage with insulated 12' x 10' doors, offering plenty of space for vehicles, recreational toys, or additional storage. At the heart of the property lies a serene spring-fed lake teeming with bass, bream, and catfish -- the perfect backdrop for fishing, paddling, or simply relaxing in the beauty of nature.
This is more than a home -- it's a lifestyle. A place where wide-open spaces meet modern comforts, where equestrian dreams come to life, and where every day feels like a retreat. Located just minutes from Panama City and Lynn Haven, and only 17 miles from the world's most beautiful beaches.
List Price/SqFt: 306.08
Status: Active
List Date: 2026-06-09
List Price: $2,250,000
Current Price: $2,250,000
Sub Area: 0413 - Bay North - Youngstown Area
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: North on Highway 77. East on Highway 20. Property on Left
Area: 04 - Bay County - North
Street #: 2601
Street Name: Highway 20
State: FL
Zip Code: 32409
County: Bay
Subdivision: [No Recorded Subdiv]
Parcel ID: 07415-050-020
Legal Description: 3 1S 14W -1.5B- 96 COM AT SE COR OF SEC TH N 1127.31' TO N R/W LN OF HWY 20 TH SWLY ALG N R/W LN 1104.75' FOR POB TH CONT SWLY 544.50' N 403.34' E 544.50' S 403.34' TO POB ORB 4992 P 772
Lot Size (SqFt): 914760
Apx SqFt(Htd/Cooled): 7351
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 2
# of Stories in Building: 2
Lot Dimensions: 1300 x 400
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Total Baths: 8
Year Built: 2007
HOA Fee: No
New Buyer Fee: No
Brokerage Interest: No Interest
Remarks: Rare Offering: 21-Acre Private Estate | Equestrian Friendly | Owner Financing Available
Welcome to 2601 Highway 20 E, a once-in-a-lifetime opportunity to own a breathtaking private estate in Panama City, Florida. Equestrian friendly and set behind a grand 14-foot private gate surrounded by over 21 acres, all new planted pines in 2023, and a private spring-fed lake, this custom-built home offers the perfect balance of luxury, functionality, and country living.
Built in 2007 by renowned builder Rita Jones, with quality and craftsmanship at its core, this expansive 6-bedroom, 6 full bath, 2 half bath estate boasts over 7,351 square feet of heated and cooled living space. From the moment you step inside, you are welcomed by soaring vaulted ceilings, large open spaces, and refinished hardwood floors. Thoughtfully designed finishes are found throughout. The first floor is constructed with solid concrete block for strength and longevity, while the second floor features durable 2x6 framing for added efficiency and durability.
The spacious primary suite is a true retreat, featuring his and her closets, a spa-like bath with custom tile shower, heated floors, and a Toto toilet. Peaceful views of the surrounding property complete the experience. Entertain with ease in the formal dining room or game room, host unforgettable gatherings around the outdoor kitchen, or retreat to the cozy study for a quiet evening. The gourmet kitchen and luxurious living areas flow seamlessly to the outdoors, where a zero-entry saltwater pool, lush landscaping, and breathtaking lake views await.
The home is equipped with a Control 4 Smart Home system, spray foam insulation in the walls and ceilings, Andersen storm doors and windows, and four HVAC units for maximum energy efficiency. For convenience and peace of mind, the property features two 200-amp electrical panels, two deep wells, two septic systems, and a 40KW whole-house generator powered by a dedicated 500-gallon propane tank, with a separate 500-gallon propane tank serving the home.
The estate also includes a three-car garage with insulated 12' x 10' doors, offering plenty of space for vehicles, recreational toys, or additional storage. At the heart of the property lies a serene spring-fed lake teeming with bass, bream, and catfish -- the perfect backdrop for fishing, paddling, or simply relaxing in the beauty of nature.
This is more than a home -- it's a lifestyle. A place where wide-open spaces meet modern comforts, where equestrian dreams come to life, and where every day feels like a retreat. Located just minutes from Panama City and Lynn Haven, and only 17 miles from the world's most beautiful beaches.
Fenced: 1
Gunite Concrete: 1
Cooktop - Gas: 1
Dishwasher: 1
Instant Hot Water: 1
Range - Gas: 1
Water Heater - Gas: 1
Water Softener - Owned: 1
Ceiling - Crwn Molding: 1
Ceiling - Vaulted: 1
Fireplace: 1
Floor - Hardwood: 1
Kitchen Island: 1
Pantry: 1
Security System: 1
Stairs: 1
Brick Veneer: 1
Concrete: 1
Wood/Frame: 1
Roof - Dimensional Shg: 1
Balcony: 1
Built-in Barbecue/Grill: 1
Fenced Lot-Part: 1
Fire Pit: 1
Summer Kitchen: 1
Shower: 1
Patio Covered: 1
Porch Open: 1
Sprinkler System: 1
Storm Doors: 1
Lake/River/Canal: 1
Pasture: 1
Smart Home: 1
Smart Thermostat: 1
Agricultural: 1
Landscaped: 1
Gated Access: 1
State Highway: 1
Circular Driveway: 1
Garage Attached: 1
Horses Allowed: 1
Resid Single Family: 1
Bedroom: 1
Primary Bedroom: 1
Electricity - Connected: 1
Garbage: 1
Generator: 1
Internet - Fiber Optic: 1
Phone - Connected: 1
Private Well: 1
Central Air: 1
Electric: 1
Fireplace - Gas: 1
Fireplace(s): 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
MBed Fireplace: 1
MBed First Floor: 1
Panic Alarm: 1
Security Gate: 1
Security System: 1
Security System Owned: 1
Appliances: Cooktop - Gas; Dishwasher; Disposal; Ice Maker; Instant Hot Water; Range - Gas; Refrigerator; Washer; Water Heater - Gas; Water Softener - Owned
Cooling: Central Air; Electric
Heating: Central; Electric; Fireplace - Gas; Fireplace(s)
Exterior: Balcony; Built-in Barbecue/Grill; Fenced Lot-Part; Fire Pit; Summer Kitchen; Shower; Patio Covered; Porch Open; Sprinkler System; Storm Doors; Storm Windows
Farm Info: Lake/River/Canal; Pasture; Pond
Financing: Cash; Conventional; Seller Financing
Interior: Smart Home; Smart Thermostat
Lot Features: Agricultural; Landscaped; Pasture
Lot Access: Gated Access; State Highway; Paved Road
Pool Features: Fenced; Gunite Concrete; Inground; Saltwater
Security Features: Panic Alarm; Security Gate; Security System; Security System Owned; Smoke Detector(s)
Parking Features: Circular Driveway; Garage Attached
Other Structures: Barn(s); Outbuilding; Pole Barn
Rooms: Bedroom; Primary Bedroom
Utilities: Electricity - Connected; Garbage; Generator; Internet - Fiber Optic; Phone - Connected; Private Well; Septic Tank
Waterfront Type: Lakefront
Present Zoning: Agriculture; County; Horses Allowed; Resid Single Family
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Master Bedroom | First | 19 x 19 | 19.00 | 19.00 | 19 x 19 |
| Bedroom | First | 28 x 16 | 28.00 | 16.00 | 28 x 16 |
| Bedroom | First | 16 x 14 | 16.00 | 14.00 | 16 x 14 |
| Bedroom | Basement | 17 x 17 | 17.00 | 17.00 | 17 x 17 |
| Bedroom | Basement | 14 x 14 | 14.00 | 14.00 | 14 x 14 |
| Bedroom | Basement | 15 x 17 | 15.00 | 17.00 | 15 x 17 |
Listing Office: Think Real Estate
Last Updated: June - 12 - 2026
Information deemed reliable but not guaranteed.