2584 Roche Road, Chipley, FL 32428 (MLS# 796398)


$299,999
2584 Roche Road
Chipley, FL 32428
MLS# 796398
3 beds  |  4 baths  |  2016 sqft


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Property Description
This beautiful waterfront property offers the perfect blend of privacy, comfort, and convenience. Nestled in a peaceful country setting with easy access from a paved road and private drive, this unique property provides a quiet retreat while remaining just 15 minutes from Vernon and approximately 25 minutes from Chipley. The home is equipped with a 4-ton Rheem heat pump system rated at 14 SEER. The kitchen appliances are approximately four years old, and the roof was replaced in 2019. Upgraded vinyl siding provides a thicker, higher-quality exterior finish and is double wrapped for added efficiency. Additional exterior features include aluminum gutters and vinyl soffits. Inside, the spacious primary bathroom features a luxurious walk-in shower that creates a relaxing, spa-like atmosphere. Covered front and back porches provide the perfect places to unwind, enjoy the peaceful surroundings, and watch the deer and other wildlife that frequently visit the property. One of the most impressive features is the setting itself. The property includes three beautiful spring-fed lakes, all stocked with largemouth bass and bream. With the lakes right in your backyard, it feels like having your own private swimming and recreation oasis without the maintenance of a pool. Whether you are looking for a full-time residence, a family retreat, or a peaceful weekend getaway, this one-of-a-kind property offers a rare opportunity to enjoy waterfront living, abundant wildlife, fishing, and the tranquility of the countryside. Schedule your private showing today and experience relaxing country living at its finest. All easurements are approximate and should be verified by buyer.

Details
Maps
General Property Info
Acreage: 8.73
Design: Double Wide
Lot Size (SqFt): 380279
Apx SqFt(Htd/Cooled): 2016
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 760x269x760x385,256x398x419x385,361x158x409x435
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Mobile/Manufactured
Bedrooms: 3
Full Baths: 3
Total Baths: 4
Year Built: 2009
Contract Info
List Price/SqFt: 148.81
Status: Active
List Date: 2026-10-08
List Price: $299,999
Current Price: $299,999
Location
Sub Area: 1003 - Washington SW
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Vernon Elementary
Middle School: Vernon
High School: Vernon
Directions: Take Hwy 77 north, turn left on 279, turn right on Roche Road, property is on the left.
Area: 10 - Washington County
Street #: 2584
Street Name: Roche
Street Suffix: Road
State: FL
Zip Code: 32428
County: Washington
Subdivision: Spring Lakes Estates
Parcel ID: 00000000-00-3297-0003
Legal Description: 16 2 14 5.2 ORB 259 P 484 BEG.60'E, 448.3'S OF SWC OFSE4 OF SW1/4, RUN S.323.17', E.269.35', N.325', W.257.93' TO POB, ALSO PRCL DESC IN ORB 232 P 2198 ORB 238 P 774 ALSO OR 256 P 226, AND ESMT IN ORB 586 P 155. SUBJECT TO ESMT FOR COUNTY RD IN ORB 1037 P 395. (AND) 9 2 14 3.53 OR 1030 P 31 PARCEL DESC IN ORB 1030 P 31 AKA LOT 5 SPRING LAKES EST
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 100
HOA Frequency: Annually
HOA Annual Amount: 100
Senior Community: No
New Buyer Fee: No
Last Taxes: 1014.82
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City
Remarks & Misc
Remarks: This beautiful waterfront property offers the perfect blend of privacy, comfort, and convenience. Nestled in a peaceful country setting with easy access from a paved road and private drive, this unique property provides a quiet retreat while remaining just 15 minutes from Vernon and approximately 25 minutes from Chipley. The home is equipped with a 4-ton Rheem heat pump system rated at 14 SEER. The kitchen appliances are approximately four years old, and the roof was replaced in 2019. Upgraded vinyl siding provides a thicker, higher-quality exterior finish and is double wrapped for added efficiency. Additional exterior features include aluminum gutters and vinyl soffits. Inside, the spacious primary bathroom features a luxurious walk-in shower that creates a relaxing, spa-like atmosphere. Covered front and back porches provide the perfect places to unwind, enjoy the peaceful surroundings, and watch the deer and other wildlife that frequently visit the property. One of the most impressive features is the setting itself. The property includes three beautiful spring-fed lakes, all stocked with largemouth bass and bream. With the lakes right in your backyard, it feels like having your own private swimming and recreation oasis without the maintenance of a pool. Whether you are looking for a full-time residence, a family retreat, or a peaceful weekend getaway, this one-of-a-kind property offers a rare opportunity to enjoy waterfront living, abundant wildlife, fishing, and the tranquility of the countryside. Schedule your private showing today and experience relaxing country living at its finest. All easurements are approximate and should be verified by buyer.
Den
First: 1
Dining Room
First: 1
Laundry
First: 1
Appliances
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Construction/Siding
Roof - Gutters: 1
Roof - Metal: 1
Siding - Vinyl: 1
Trim - Aluminum: 1
Farm Info
Lake/River/Canal: 1
Other Structures
Pole Barn: 1
Association Fees Include
Dock: 1
Fishing: 1
Water: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Dead End: 1
Lot Access
State Highway: 1
Parking Features
Garage Detached: 1
Present Zoning
County: 1
Horses Allowed: 1
Rooms
Bedroom: 1
Den: 1
Dining Room: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Utilities
Private Well: 1
Septic Tank: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Waterfront Type
Lakefront: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heat Pump: 1
Heating
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBed Walk-in Closet: 1
Primary Bathroom
First: 1
Property Features
Appliances: Dishwasher; Microwave; Oven - Electric; Refrigerator; Water Heater - Electric
Full Bathroom: First
Half Bathroom: First
Primary Bedroom: First
Bedroom: First
Cooling: Central Air; Heat Pump
Heating: Electric
Farm Info: Lake/River/Canal
Association Fees Include: Dock; Fishing; Water
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Dead End
Lot Access: State Highway
Primary Bathroom: First
Den: First
Dining Room: First
Laundry: First
Parking Features: Garage Detached
Other Structures: Pole Barn
Rooms: Bedroom; Den; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom
Utilities: Private Well; Septic Tank
Waterfront Type: Lakefront
Present Zoning: County; Horses Allowed
Room Information
Room Name Level Dimensions Length Width Remarks
Primary BedroomFirst17.6 x 12.617.6012.60approximate
Primary BathroomFirst12.6 x 1012.6010.00approximate
KitchenFirst12.6 x 1412.6014.00approximate
Living RoomFirst12.6 x 2412.6024.00approximate
LaundryFirst12.6 x 7.612.607.60approximate
Half BathroomFirst3.6 x 7.33.607.30approximate
Dining RoomFirst12.6 x 14.612.6014.60approximate
DenFirst12.6 x 14.612.6014.60approximate
Full BathroomFirst8.9 x 58.905.00approximate
BedroomFirst12.6 x 10.312.6010.30approximate
BedroomFirst12.6 x 1912.6019.00approximate

Listing Office: CENTURY 21 Commander Realty

Last Updated: October - 08 - 2026

Information deemed reliable but not guaranteed.