2519 Oak Street, Panama City, FL 32408 (MLS# 786981)

List Price/SqFt: 319.61

Status: Active

List Date: 2026-03-18

List Price: $264,000

Current Price: $264,000

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Hwy 98, travel south on Thomas Drive, right on Sunset Drive, follow road to the end and it curves left and turns into Oak St, unit on left

Area: 03 - Bay County - Beach

Street #: 2519

Street Name: Oak

Street Suffix: Street

State: FL

Zip Code: 32408

County: Bay

Subdivision: Treasure Cove

Parcel ID: 31012-000-000

Legal Description: TREASURE COVE LOT 10 BLK 6 ORB 689 P 889 ORB 2225 P 1507 LESS -10.2- ORB 4465 P 61

Design: Townhome

Apx SqFt(Htd/Cooled): 826

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 40x100

New Construction: No

Garage Y/N: No

Pool: No

Sub-Type: Attached Single Unit

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 2003

HOA Fee: No

New Buyer Fee: No

Last Taxes: 1403

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Enjoy coastal living just one mile from the beach, St. Andrews State Park, and the Navy Base. This inviting property offers a spacious layout with thoughtful updates, making it move-in ready and ideal for full-time living, a second home, or an income-producing opportunity. The interior has been refreshed with a fully updated kitchen in 2026, featuring modern finishes and improved functionality, along with bathroom upgrades completed in 2026 and durable LVP flooring installed throughout. Sunlit living areas create a warm, welcoming feel and provide a comfortable setting for both everyday living and entertaining. Major systems and maintenance items have already been addressed, offering added confidence for the next owner. The roof and water heater were both replaced in 2019, the A/C is approximately 10 years old and was serviced in January 2026, septic extraction was completed in spring 2024 (with an expected 4-6 year cycle), and the sump pump was replaced in 2025 with an upgraded electrical outlet in 2024. Storm doors are less than two years old, adding both convenience and efficiency. Outside, the fenced yard creates a private space for pets, gatherings, or simply enjoying the coastal air. There is plenty of room to customize the outdoor area to fit your lifestyle, whether that's adding a firepit, garden, or additional seating. With no HOA and short-term rentals allowed with proper city and county registration, this property offers flexibility for personal use, seasonal stays, or investment income. Its location places you close to local restaurants, shopping, marinas, and Gulf access, making it easy to enjoy everything Panama City Beach has to offer. Whether you're looking for a primary residence, a beachside getaway, or a property with strong rental potential, this home checks all the boxes.

Dishwasher: 1

Dryer: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Vaulted: 1

Floor - Vinyl Plank: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Siding - Vinyl: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Driveway: 1

MBed Walk-in Closet: 1

County: 1

Bedroom: 1

Living Room: 1

Electricity - Connected: 1

Public Water - Connected: 1

Septic Tank: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Smoke Detector(s): 1