251 Breakwater Boulevard, Panama City Beach, FL 32413 (MLS# 796399)

Acreage: 0.11

Design: Beach House

Lot Size (SqFt): 4792

Apx SqFt(Htd/Cooled): 2754

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 2

Accessory Dwelling Unit: No

Lot Dimensions: 40.0 ft x 120.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 2025

List Price/SqFt: 275.93

Status: Active

List Date: 2026-10-07

List Price: $759,900

Current Price: $759,900

Sub Area: 0322 - Beach - North West

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left.

Area: 03 - Bay County - Beach

Street #: 251

Street Name: Breakwater

Street Suffix: Boulevard

State: FL

Zip Code: 32413

County: Bay

Subdivision: Breakwater at Ward Creek

Parcel ID: 32717-250-208

Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 340 ORB 4815 P 1513

HOA Fee: Yes

HOA Amount: 210

HOA Frequency: Monthly

HOA Annual Amount: 2520

New Buyer Fee: Yes

New Buyer Fee Amt: 600

New Buyer Fee Paid: $

Last Taxes: 1354.84

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: No

Remarks: Backing to a natural preserve and distinguished by more than $76,000 in builder-selected options and upgrades, this newly completed 2025 home offers an elevated take on the Hathaway floor plan. As the only finished two-story Hathaway currently available in gated Breakwater at Ward Creek, the three-bedroom, three-bath residence pairs 2,548 square feet with a first-floor primary suite, flex room, spacious upstairs loft and two-car garage. Inside, an open layout is enhanced by wide-plank LVP flooring extending through the foyer, flex room, great room, kitchen, primary bedroom and closet, main staircase and upstairs loft. An upgraded open-rail staircase adds architectural interest while maintaining the home's light, airy feel. Recessed lighting, dimmer switches and thoughtfully placed electrical upgrades further refine the living spaces. The kitchen makes a polished statement with Sinclair White cabinetry, Calacatta Miraggio Cove quartz countertops and a herringbone tile backsplash. A Kohler apron-front farmhouse sink, pot-and-pan drawer storage and an upgraded Whirlpool appliance package add both style and function, with a 36-inch five-burner gas cooktop, combination wall oven and third-rack dishwasher among the highlights. The first-floor primary suite provides a private retreat with a walk-in closet and a richly finished bath. Calacatta Miraggio Cove quartz tops the raised-height vanity while matte-black Kohler fixtures complement a frameless glass shower with full-height tile, a recessed niche and herringbone mosaic flooring. A flex room and full hall bath add versatility on the main level, while two additional bedrooms and a generous loft upstairs provide comfortable accommodations for guests, a media room or secondary living space. The secondary baths feature adult-height vanities with quartz tops and tile surrounds extending to the ceiling, while the laundry room includes additional cabinetry and a quartz countertop. Designed to extend everyday living outdoors, a 9-by-8 multi-slide stacked glass door opens the great room to a screened covered lanai overlooking the preserve. The lanai is already roughed in for a future outdoor kitchen, making it easy to create a fully equipped entertaining space. The Breakwater at Ward Creek community offers access to a pool, fitness center, playground, tennis and pickleball courts, along with convenient access to Panama City Beach, Pier Park and the white-sand beaches of the gulf. With its preserve setting, extensive designer upgrades and move-in-ready Hathaway floor plan, the property stands apart as a thoughtfully finished option for both full-time and second-home living.

First: 1

Second: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Freezer: 1

Microwave: 1

Oven - Electric: 1

Range - Gas: 1

Range Hood: 1

Refrigerator: 1

Washer: 1

Water Heater - Tankless: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Fenced Lot-All: 1

Porch Covered: 1

Porch Screened: 1

Accounting: 1

Community Room: 1

Exercise Room: 1

Gated Community: 1

Master Association: 1

Picnic Area: 1

Playground: 1

Pool: 1

Recreational Faclty: 1

Tennis: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Bonus Room: 1

Floor - Carpet: 1

Close to Clubhouse: 1

Flood Insurance Req: 1

Subdivision - Recorded: 1

Wooded: 1

Gated Access: 1

Paved Road: 1

Private Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Resid Single Family: 1

Community Room: 1

Exercise Room: 1

Gated Community: 1

Picnic Area: 1

Playground: 1

Pool: 1

Tennis: 1

Pickle Ball: 1

Recreation Facilities: 1

Sidewalks: 1

Bonus Room: 1

Loft: 1

Primary Bedroom: 1

Cable - Available: 1

Electricity - Connected: 1

Garbage: 1

Natural Gas - Connected: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

First: 1

Central Air: 1

Electric: 1

Heat Pump: 1

MBath Separate Shwr: 1

MBath Shower Only: 1

MBath Walk-In Closet: 1

MBed First Floor: 1