245 Oxford Avenue, Panama City Beach, FL 32413 (MLS# 790604)

List Price/SqFt: 265

Status: Active

List Date: 2026-05-31

List Price: $609,500

Current Price: $609,500

Sub Area: 0321 - Beach - North Central

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From the Front entrance of Palmetto Trace Neighborhood located across the street From Pier Park. From Back Beach Road, turn into Cambridge Blvd. Take your 1st Left onto Biltmore Pl., then your 1st Right onto Oxford Ave. Follow Oxford Ave until it bends to the left and the house will be to your left. The Mailbox have the address number on them.

Area: 03 - Bay County - Beach

Street #: 245

Street Name: Oxford

Street Suffix: Avenue

State: FL

Zip Code: 32413

County: Bay

Subdivision: Palmetto Trace Phase 2

Parcel ID: 32738-786-000

Legal Description: PALMETTO TRACE PHASE 2 37C LOT 86 ORB 3844 P 480

Acreage: 0.24

Design: Contemporary

Lot Size (SqFt): 10498

Apx SqFt(Htd/Cooled): 2300

Construction Status: Construction Complete

SqFt Source: Owner Measured

# of Stories in Building: 1

Lot Dimensions: 70 x 150

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2003

HOA Fee: Yes

HOA Amount: 249

HOA Frequency: Quarterly

HOA Annual Amount: 996

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 4713

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Township: Panama City Bch

Condo Doc: No

Remarks: This beautifully upgraded 3-bedroom, 2-bath home in one of Panama City Beach's most sought-after neighborhoods checks every box. Sitting on a generous lot with a private saltwater pool, this home was built for Florida living at its finest. Inside, you'll find custom cabinetry, granite countertops, stainless appliances, and updated flooring throughout the home. The open floor plan flows effortlessly to the outdoor living space, where the saltwater pool and lush backyard create a private retreat you'll never want to leave. The spacious primary suite features a jetted tub, separate shower, walk-in closet, and a layout designed for comfort and privacy. But the real story here is the location. Palmetto Trace sits directly across from Pier Park and Top Golf, walking distance to Panama City Beach's only dog-friendly beach, and minutes from Frank Brown Park, Aaron Bessant Park, and the Russell-Fields City Pier. With ECP airport just 15-17 minutes away and the incoming Tallahassee Memorial Healthcare facility just minutes away-, this neighborhood is only going to grow in demand. Two community pools, oak-lined streets, underground utilities, golf cart-friendly access, and a low HOA make this community as livable as it gets. Whether you're planting roots, seeking a second home, or looking for a high-demand long-term rental market, this is your opportunity to own in PCB before the next wave hits.

First: 1

First: 1

Fenced: 1

Gunite Concrete: 1

Inground: 1

Saltwater: 1

First: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Freezer: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Ceiling - Vaulted: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Pantry: 1

Concrete: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Roof - Gutters: 1

Siding - Stucco: 1

Deck Open: 1

Fenced Back Yard: 1

Patio Enclosed: 1

Sprinkler System: 1

Accounting: 1

Management: 1

Pool: 1

Trash Disposal: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Negotiable: 1

Smart Thermostat: 1

First: 1

Landscaped: 1

Sidewalk: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBath Whirlpool: 1

MBed First Floor: 1

Resid Single Family: 1

Pool: 1

Sidewalks: 1

Bedroom: 1

Bonus Room: 1

Dining Room: 1

Kitchen: 1

Master Bedroom: 1

Sun Room: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Internet - Broadband Available: 1

Phone - Available: 1

Underground Utilities: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Wall Unit(s): 1

Central: 1

Electric: 1

Heat Pump: 1