245 N Wells Street, Panama City Beach, FL 32413 (MLS# 796134)


$615,000
245 N Wells Street
Panama City Beach, FL 32413
MLS# 796134
4 beds  |  2 baths  |  1925 sqft


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Property Description
Welcome to Laguna Haven, a secluded gated community on the desirable west end of Panama City Beach, conveniently located north of US-98 and less than one mile from the beach. This beautifully appointed Florence floor plan offers 4 bedrooms, 2 full bathrooms, and a 2-car garage--and is being offered fully furnished with elegant, modern coastal furnishings, creating a turnkey opportunity for a primary residence, second home, or investment property. Thoughtfully furnished and currently arranged to sleep up to 12, this home provides a flexible, guest-ready layout for personal enjoyment or vacation-rental use. Inside, the home features wood-look porcelain tile flooring, soaring ceilings, crown molding, bullnose corners, recessed lighting, and a designer lighting package that create a polished yet relaxed coastal feel. The open-concept living space is designed for both everyday comfort and entertaining. The kitchen showcases Samsung fingerprint-resistant stainless-steel appliances, soft-close Shaker cabinetry, a walk-in pantry, under-mount sink, Calacatta Bravos quartz countertops, and a stylish backsplash. The furnishings and décor complement the home's updated finishes, creating an inviting, elevated beach-inspired atmosphere from the moment you enter. The primary suite offers tray ceilings and recessed LED lighting, while the ensuite bath includes dual sinks, Shaker-style vanity cabinetry, designer fixtures, and a custom-tiled walk-in shower with glass enclosure. Three additional bedrooms provide flexible space for guests, family, a home office, or rental accommodations. Both baths carry through the home's quality finishes with porcelain tile, designer fixtures, and modern cabinetry. Step outside to enjoy an added back deck overlooking the pond, offering a peaceful setting for morning coffee, evening gatherings, or simply taking in the water views. Aluminum fencing defines the backyard while preserving the open pond view. A security system with cameras adds peace of mind. The fully landscaped yard includes a built-in sprinkler system with a separate irrigation meter. The spacious laundry room and attached two-car garage provide excellent storage and everyday convenience. Laguna Haven residents enjoy HOA-provided front-yard and common-area landscaping only, along with trash pickup, community lighting, fountain, and gate maintenance. Backyard landscaping and maintenance are the owner's responsibility. Public water and sewer are available. With nearby schools, shopping, restaurants, entertainment along Panama City Beach Parkway and 30A, beach proximity, and short-term rentals permitted, this furnished home is ready to enjoy or rent from day one.

Details
Maps
General Property Info
Acreage: 0.13
Design: Craftsman Style
Lot Size (SqFt): 5227
Apx SqFt(Htd/Cooled): 1925
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 50.0 ft x 110.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 2
Year Built: 2023
Contract Info
List Price/SqFt: 319.48
Status: Active
List Date: 2026-10-01
List Price: $615,000
Current Price: $615,000
Location
Sub Area: 0322 - Beach - North West
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: US-98 West to N Wells St.
Area: 03 - Bay County - Beach
Street #: 245
Street Direction: N
Street Name: Wells
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Subdivision: Laguna Haven
Parcel ID: 38319-150-160
Legal Description: LAGUNA HAVEN LOT 16 ORB 4694 P 1847
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 490
HOA Frequency: Quarterly
HOA Annual Amount: 1960
New Buyer Fee: Yes
New Buyer Fee Amt: 0.5
Last Taxes: 5287.1
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Welcome to Laguna Haven, a secluded gated community on the desirable west end of Panama City Beach, conveniently located north of US-98 and less than one mile from the beach. This beautifully appointed Florence floor plan offers 4 bedrooms, 2 full bathrooms, and a 2-car garage--and is being offered fully furnished with elegant, modern coastal furnishings, creating a turnkey opportunity for a primary residence, second home, or investment property. Thoughtfully furnished and currently arranged to sleep up to 12, this home provides a flexible, guest-ready layout for personal enjoyment or vacation-rental use. Inside, the home features wood-look porcelain tile flooring, soaring ceilings, crown molding, bullnose corners, recessed lighting, and a designer lighting package that create a polished yet relaxed coastal feel. The open-concept living space is designed for both everyday comfort and entertaining. The kitchen showcases Samsung fingerprint-resistant stainless-steel appliances, soft-close Shaker cabinetry, a walk-in pantry, under-mount sink, Calacatta Bravos quartz countertops, and a stylish backsplash. The furnishings and décor complement the home's updated finishes, creating an inviting, elevated beach-inspired atmosphere from the moment you enter. The primary suite offers tray ceilings and recessed LED lighting, while the ensuite bath includes dual sinks, Shaker-style vanity cabinetry, designer fixtures, and a custom-tiled walk-in shower with glass enclosure. Three additional bedrooms provide flexible space for guests, family, a home office, or rental accommodations. Both baths carry through the home's quality finishes with porcelain tile, designer fixtures, and modern cabinetry. Step outside to enjoy an added back deck overlooking the pond, offering a peaceful setting for morning coffee, evening gatherings, or simply taking in the water views. Aluminum fencing defines the backyard while preserving the open pond view. A security system with cameras adds peace of mind. The fully landscaped yard includes a built-in sprinkler system with a separate irrigation meter. The spacious laundry room and attached two-car garage provide excellent storage and everyday convenience. Laguna Haven residents enjoy HOA-provided front-yard and common-area landscaping only, along with trash pickup, community lighting, fountain, and gate maintenance. Backyard landscaping and maintenance are the owner's responsibility. Public water and sewer are available. With nearby schools, shopping, restaurants, entertainment along Panama City Beach Parkway and 30A, beach proximity, and short-term rentals permitted, this furnished home is ready to enjoy or rent from day one.
Deck/Patio
First: 1
Dining Room
First: 1
Foyer
First: 1
Garage
First: 1
Great Room
First: 1
Laundry
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Coffered: 1
Ceiling - Crwn Molding: 1
Floor - Tile: 1
Kitchen Island: 1
Lighting - Recessed: 1
Lock Out Closet: 1
Pantry: 1
Security System: 1
Split Bedroom: 1
Window - Treatment Some: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Exterior
Deck Open: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Patio Enclosed: 1
Sprinkler System: 1
Association Fees Include
Gated Community: 1
Ground Keeping: 1
Management: 1
Trash Disposal: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Interior
Smart Thermostat: 1
Kitchen
First: 1
Lot Features
Cleared: 1
Covenants & Rescrictions: 1
Landscaped: 1
Subdivision - Recorded: 1
Retention Pond: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
Lot Access
Gated Access: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Gated Community: 1
Sidewalks: 1
Rooms
Bedroom: 1
Deck/Patio: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Garage: 1
Great Room: 1
Kitchen: 1
Laundry: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Security System: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Waterview
Other - See Remarks: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Waterfront Type
Other: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Primary Bathroom
First: 1
Security Features
Security System: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Full Bathroom: First
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Deck Open; Double Pane Windows; Fenced Back Yard; Patio Enclosed; Sprinkler System
Association Fees Include: Gated Community; Ground Keeping; Management; Trash Disposal
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Interior: Smart Thermostat
Kitchen: First
Lot Features: Cleared; Covenants & Rescrictions; Landscaped; Retention Pond; Sidewalk; Subdivision - Recorded; Within 1/2 Mile to Water
Lot Access: Gated Access; Paved Road
Primary Bathroom: First
Dining Room: First
Foyer: First
Great Room: First
Garage: First
Laundry: First
Security Features: Security System; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Association Amenities: Gated Community; Sidewalks
Rooms: Bedroom; Deck/Patio; Dining Room; Foyer; Full Bathroom; Garage; Great Room; Kitchen; Laundry; Primary Bathroom; Primary Bedroom
Sale Type: As Is
Showing: Security System; ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Waterfront Type: Other
Waterview: Other - See Remarks
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
FoyerFirst5.1 x 21.15.1021.10
BedroomFirst12 x 13.412.0013.40
BedroomFirst11 x 13.411.0013.40
Full BathroomFirst5.3 x 9.35.309.30
BedroomFirst11.7 x 12.211.7012.20
LaundryFirst6.9 x 96.909.00
GarageFirst19.4 x 20.719.4020.70
Great RoomFirst16.5 x 22.516.5022.50
KitchenFirst9.2 x 14.69.2014.60
Dining RoomFirst11 x 1711.0017.00
Primary BedroomFirst13.4 x 1513.4015.00
Primary BathroomFirst8.7 x 98.709.00
Deck/PatioFirst8.8 x 148.8014.00

Listing Office: Coldwell Banker Realty

Last Updated: October - 01 - 2026

Information deemed reliable but not guaranteed.